Regional Management Corp. (NYSE:RM) Q3 2023 Earnings Conference Call November 1, 2023 5:00 PM ET Company Participants Garrett Edson - Managing Director- ICR Rob Beck - President & Chief Executive Officer Harp Rana - Executive Vice President & Chief Financial Officer Conference Call Participants John Hecht - Jefferies Bill Dezellem - Tieton Capital Operator Thank you for standing by. This is the conference operator. Welcome to the Regional Management Third Quarter 2023 Earnings Conference Call. As a reminder ...

Net income of $8.8 million and diluted EPS of $0.91 Total revenue increased $9.4 million, or 7.2% • Interest and fee income up 7.8% due to a 10.0% increase in ANR • Insurance income, net decreased by 5.0% due to lower premiums Provision for credit losses increased $2.9 million, or 5.9% • Net credit losses up $11.7 million from higher ANR and macro conditions • Lower provision build of $8.8 million year-over-year Operating expense ratio improved 0.5% • Revenue growth outpaced G&A expense growth by 2.4x compa ...

Long history of liquidity support from a strong group of banking partners Diversified funding platform with a senior revolving facility, warehouse facilities, and securitizations | --- | --- | --- | --- | --- | |----------------------------------------|--------------------------------------------------------------------------------------------------------------|---------------------------------------------------------------------------------------------------------------------------------------------------- ...

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2023 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period ended Commission File Number: 001-35477 Regional Management Corp. (Exact name of registrant as specified in its charter) Delaware 57-0847115 (State or other jurisdiction of in ...

Regional Management Corp. (NYSE:RM) Q2 2023 Earnings Conference Call August 2, 2023 5:00 PM ET Company Participants Garrett Edson - ICR Robert Beck - President and Chief Executive Officer Harp Rana - Executive Vice President and Chief Financial Officer Conference Call Participants Steven Kwok - KBW Bill Dezellem - Tieton Capital Alexander Villalobos - Jefferies Operator Thank you for standing by. This is the conference operator. Welcome to the Regional Management Second Quarter 2023 Earnings Call. As a remi ...

Regional Management Corp. (NYSE:RM) Q1 2023 Earnings Conference Call March 3, 2023 5:00 PM ET Company Participants Garrett Edson - ICR Robert W. Beck - President and Chief Executive Officer Harp Rana - Executive Vice President and Chief Financial Officer Conference Call Participants John Hecht - Jefferies Operator Thank you for standing by. This is the conference operator. Welcome to the Regional Management First Quarter 2023 Earnings Call. As a reminder, all participants are in listen-only mode, and the co ...

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2023 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period ended Commission File Number: 001-35477 Regional Management Corp. (Exact name of registrant as specified in its charter) Delaware 57-0847115 (State or other jurisdiction of i ...

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001-35477 Regional Management Corp. (Exact name of registrant as specified in its charter) Delaware 57-0847115 (State or other jurisdiction of incorporation or organization) (I.R.S. Employer Identification No.) 979 Batesville Road, Suite B Greer, South Carolina 29651 (Address of p ...

Regional Management Corp. (NYSE:RM) Q4 2022 Earnings Conference Call February 8, 2023 5:00 PM ET Company Participants Garrett Edson - ICR Rob Beck - President and Chief Executive Officer Harp Rana - Executive Vice President and Chief Financial Officer Conference Call Participants David Scharf - JMP Securities Operator Thank you for standing by. This is the conference operator. Welcome to the Regional Management Fourth Quarter 2022 Earnings Call. As a reminder, all participants are in listen-only mode, and t ...

Washington, D.C. 20549 FORM 10-Q UNITED STATES SECURITIES AND EXCHANGE COMMISSION ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2022 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period ended Commission File Number: 001-35477 Regional Management Corp. (Exact name of registrant as specified in its charter) Delaware 57-0847115 (State or other jurisdiction ...