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Regional Management(RM) - 2024 Q2 - Quarterly Results
2024-07-31 20:19
Exhibit 99.1 Regional Management Corp. Announces Second Quarter 2024 Results - Net income of $8.4 million and diluted earnings per share of $0.86, up 37% from $0.63 in the prioryear period - - Year-over-year growth in customer accounts, originations, and revenue of 7%; revenue growth driven by 5% ending net receivables growth and 80 bps increase in total revenue yield - - 30+ day contractual delinquency rate of 6.9% as of June 30, 2024 - - Continued expense discipline with operating expense ratio of 13.8% - ...
Regional Management(RM) - 2024 Q1 - Earnings Call Transcript
2024-05-04 15:10
Regional Management Corp. (NYSE:RM) Q1 2024 Earnings Call Transcript May 1, 2024 5:00 PM ET Company Participants Garrett Edson - IR Rob Beck - President and CEO Harp Rana - CFO Conference Call Participants John Hecht - Jefferies Matt Dhane - Tieton Capital Management Operator Greetings and welcome to the Regional Management's First Quarter 2024 Earnings Call. At this time, all participants are in a listen-only mode. A brief question-and-answer session will follow the formal presentation. As a reminder, this ...
Regional Management(RM) - 2024 Q1 - Earnings Call Presentation
2024-05-04 13:53
May 1, 2024 Legal Disclosures This document contains summarized information concerning Regional Management Corp. (the "Company") and the Company's business, operations, financial performance, and trends. No representation is made that the information in this document is complete. For additional financial, statistical, and business information, please see the Company's most recent Annual Report on Form 10-K and Quarterly Reports on Form 10-Q filed with the U.S. Securities and Exchange Commission (the "SEC"), ...
Regional Management(RM) - 2024 Q1 - Quarterly Report
2024-05-03 20:30
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2024 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period ended Commission File Number: 001-35477 Regional Management Corp. (Exact name of registrant as specified in its charter) Delaware 57-0847115 (State or other jurisdiction of ( ...
Regional Management(RM) - 2024 Q1 - Quarterly Results
2024-05-01 20:21
Exhibit 99.1 Regional Management Corp. Announces First Quarter 2024 Results - Net income of $15.2 million and diluted earnings per share of $1.56, up from $0.90 in the prior-year period - - 30+ day contractual delinquency rate of 7.1% as of March 31, 2024 - - Continued expense discipline with operating expense ratio of 13.7% - Greenville, South Carolina – May 1, 2024 – Regional Management Corp. (NYSE: RM), a diversified consumer finance company, today announced results for the first quarter ended March 31, ...
Regional Management(RM) - 2023 Q4 - Annual Report
2024-02-22 22:02
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2023 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission File Number: 001-35477 Regional Management Corp. (Exact name of registrant as specified in its charter) Delaware 57-0847115 (State or other jurisdiction of inco ...
Regional Management(RM) - 2023 Q4 - Earnings Call Transcript
2024-02-08 02:11
Regional Management Corp. (NYSE:RM) Q4 2023 Earnings Conference Call February 7, 2024 5:00 PM ET Company Participants Garrett Edson - Managing Director, ICR Robert Beck - President and CEO Harp Rana - EVP and CFO Conference Call Participants John Hecht - Jefferies Zachary Oster - JMP Securities William Dezellem - Tieton Capital John Rowan - Janney Operator Thank you for standing by. This is the conference operator. Welcome to the Regional Management Fourth Quarter 2023 Earnings Call. As a reminder, all part ...
Regional Management(RM) - 2023 Q4 - Earnings Call Presentation
2024-02-07 23:30
Legal Disclosures Factors that could cause actual results or performance to differ from the expectations expressed or implied in forward-looking statements include, but are not limited to, the following: managing growth effectively, implementing Regional Management's growth strategy, and opening new branches as planned; Regional Management's convenience check strategy; Regional Management's policies and procedures for underwriting, processing, and servicing loans; Regional Management's ability to collect on ...
Regional Management(RM) - 2023 Q3 - Quarterly Report
2023-11-03 20:30
UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-Q ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2023 Regional Management Corp. (Exact name of registrant as specified in its charter) Delaware 57-0847115 (State or other jurisdiction of incorporation or organization) OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period ended ...
Regional Management(RM) - 2023 Q3 - Earnings Call Transcript
2023-11-02 01:15
Regional Management Corp. (NYSE:RM) Q3 2023 Earnings Conference Call November 1, 2023 5:00 PM ET Company Participants Garrett Edson - Managing Director- ICR Rob Beck - President & Chief Executive Officer Harp Rana - Executive Vice President & Chief Financial Officer Conference Call Participants John Hecht - Jefferies Bill Dezellem - Tieton Capital Operator Thank you for standing by. This is the conference operator. Welcome to the Regional Management Third Quarter 2023 Earnings Conference Call. As a reminder ...