Root, Inc. (NASDAQ:ROOT) Q3 2022 Results Conference Call November 10, 2022 8:00 AM ET Company Participants Jodi Baker - Vice President and Corporate Secretary Alex Timm - Chief Executive Officer Rob Bateman - Chief Financial Officer Dan Rosenthal - Chief Operating Officer Matt Bonakdarpour - Chief Technology Officer Frank Palmer - Chief Insurance Officer Conference Call Participants Michael Phillips - Morgan Stanley Elyse Greenspan - Wells Fargo Yaron Kinar - Jefferies Matt Carletti - JMP Tracy Benguigui - ...

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended September 30, 2022 or ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from____________to____________ Commission File Number: 001-39658 ROOT, INC. (Exact name of Registrant as specified in its charter) Securities registered pursua ...

Root, Inc. (NASDAQ:ROOT) Q2 2022 Earnings Conference Call August 9, 2022 9:00 AM ET Company Participants Christine Patrick – Treasurer and Vice President-Investor Relations Alex Timm – Co-Founder and Chief Executive Officer Rob Bateman – Chief Financial Officer Frank Palmer – Chief Insurance Officer Dan Rosenthal – Chief Revenue and Operations Officer Matt Bonakdarpour – Chief Technology Officer Conference Call Participants Elyse Greenspan – Wells Fargo Michael Phillips – Morgan Stanley Matt Carletti – JMP ...

Q2 2022 Shareholder Letter Letter to Shareholders: Q2 2022 ____________________________________________________________________________________________________________ Key quarterly metrics: $142.3 $177.1 Gross written premium ($M) Gross earned premium ($M) $151.9 $180.7 $170.8 $140.1 2Q 2020 2Q 2021 2Q 2022 2Q 2020 2Q 2021 2Q 2022 Gross accident period loss ratio Gross LAE ratio 65.2% 89.9% 85.2% 8.5% 10.6% 9.9% 2Q 2020 2Q 2021 2Q 2022 2Q 2020 2Q 2021 2Q 2022 $8.8 $22.0 Gross profit ($M) Direct contributio ...

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 10-Q For the transition period from____________to____________ Commission File Number: 001-39658 ROOT, INC. (Exact name of Registrant as specified in its charter) Delaware 84-2717903 (State or other jurisdiction of incorporation or organization) 80 E. Rich Street, Suite 500 Columbus, Ohio (Address of principal executive offices) (Zip Code) (I.R.S. Employer Identification Number) 43215 (866) 980-9431 (Registrant's telephone number, i ...

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 10-Q (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2022 or ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from____________to____________ Commission File Number: 001-39658 ROOT, INC. (Exact name of Registrant as specified in its charter) Delaware 84-2717903 (State or ot ...

Q1 2022 Shareholder Letter Letter to Shareholders: Q1 2022 1Q 2020 1Q 2021 1Q 2022 1Q 2020 1Q 2021 1Q 2022 1Q 2021 1Q 2020 1Q 2021 1Q 2022 1Q 2020 1Q 2022 Key quarterly metrics: Gross written premium ($M) | --- | --- | --- | --- | --- | --- | |--------|--------|--------|--------|--------|--------| | | | | $143.9 | $160.2 | $174.7 | | $164.2 | $202.5 | $187.2 | | | | Gross earned premium ($M) Gross accident period loss ratio Gross LAE ratio | --- | --- | --- | --- | --- | --- | |-------|-------|-------|----- ...

Root, Inc. (NASDAQ:ROOT) Q1 2022 Earnings Conference Call April 28, 2022 8:00 AM ET Company Participants Christine Patrick - VP, IR Alexander Timm - Co-Founder, CEO & Director Daniel Rosenthal - Chief Revenue & Operating Officer & Director Matt Bonakdarpour - CTO Frank Palmer - Chief Insurance Officer Conference Call Participants Joshua Siegler - Cantor Fitzgerald & Co. Ismael Dabo - Morgan Stanley Tracy Benguigui - Barclays Bank Matthew Carletti - JMP Securities Weston Bloomer - UBS Mark Hughes - Truist Se ...

Root, Inc. (NASDAQ:ROOT) Q4 2021 Earnings Conference Call February 24, 2022 8:00 AM ET Company Participants Christine Patrick - Vice President of Investor Relations Alex Timm - Co-Founder and Chief Executive Officer Dan Rosenthal - Chief Operating Officer, Chief Revenue Officer, and Chief Financial Officer Frank Palmer - Chief Insurance Officer Matt Bonakdarpour - Chief Technology Officer Conference Call Participants Elyse Greenspan - Wells Fargo Josh Siegler - Cantor Fitzgerald Matt Carletti - JMP Mark Hug ...

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 10-K (Mark One) ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2021 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d)OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from_____to_____ Commission file number 001-39658 ROOT, INC. (Exact name of Registrant as specified in its charter) (State or other jurisdiction of incorporation or orga ...