Riskified Ltd. (NYSE:RSKD) Q4 2022 Earnings Conference Call February 23, 2023 8:30 AM ET Company Participants Chett Mandel - Head, Investor Relations Eido Gal - Co-Founder and CEO Agi Dotcheva - Chief Financial Officer Conference Call Participants Terry Tillman - Truist Securities Ramsey El-Assal - Barclays Will Nance - Goldman Sachs Bob Napoli - William Blair Tim Chiodo - Credit Suisse Brent Bracelin - Piper Sandler Josh Beck - KeyBanc Capital Markets Operator Good day and thank you for standing by. Welcom ...

Riskified Exceeds Annual Guidance for 2022; Diversified Model Well-Positioned for Continued Success in 2023 Provides Initial 2023 Outlook NEW YORK, February 23, 2023 - Riskified Ltd. (NYSE: RSKD) (the "Company"), a leader in eCommerce fraud and risk intelligence, today announced financial results for the three and twelve months ended December 31, 2022. The Company will host an investor call to discuss these results today at 8:30 a.m. Eastern Time. "I believe we are well-positioned for continued success in 2 ...

Riskified Ltd. (NYSE:RSKD) Q3 2022 Earnings Conference Call November 9, 2022 8:30 AM ET Company Participants Chett Mandel - Head, Investor Relations Eido Gal - Co-Founder and CEO Agi Dotcheva - Chief Financial Officer Conference Call Participants Terry Tillman - Truist Securities Tien-Tsin Huang - JPMorgan Brent Bracelin - Piper Sandler Robert Napoli - William Blair Timothy Chiodo - Credit Suisse Josh Beck - KeyBanc Operator Good day and thank you for standing by. Welcome to the Riskified Third Quarter 2022 ...

| --- | --- | |-------|-------| | | | | | | | | | | | | Forward-Looking Statements Certain statements in this presentation release may constitute "forward-looking" statements and information, within the meaning of Section 27A of the Securities Act of 1933, Section 21E of the Securities Exchange Act of 1934, and the safe harbor provisions of the U.S. Private Securities Litigation Reform Act of 1995 that relate to our current expectations and views of future events. In some cases, these forward-looking statem ...

Financial Data and Key Metrics Changes - The company achieved quarterly revenue of $60 million, up 8% year-over-year [12][26] - Gross merchandise volume (GMV) reviewed was $25 billion, reflecting an 18% year-over-year increase [26] - Non-GAAP gross profit margin was 52%, consistent with the first quarter of 2022 [31] - Total non-GAAP operating expenses for the second quarter were $44.6 million, up 39% year-over-year but flat sequentially [31][32] - Adjusted EBITDA loss for the second quarter was negative $13.6 million [36] Business Line Data and Key Metrics Changes - Revenue growth was primarily driven by new merchants added in the past 12 months and upsells within the existing customer base [16] - The company saw ongoing growth across emerging categories, particularly in fashion, luxury goods, and electronics [27] - The tickets and travel segment rebounded to pre-pandemic levels, contributing significantly to growth [28] Market Data and Key Metrics Changes - The U.S. market experienced softness, particularly in the stay-at-home category, while EMEA showed strength due to the recovery in tickets and travel [29] - The company is diversifying its merchant base, with top 10 new merchants spread across five different industries and three geographies [17] Company Strategy and Development Direction - The company aims to improve efficiency and reduce overall expenses to achieve additional operating leverage [18] - A reevaluation of the expense base is underway, with a focus on strategic hiring and cost optimization [34][35] - The company believes it has a large and growing addressable market, maintaining a strong position in fraud solutions [21] Management's Comments on Operating Environment and Future Outlook - Management expressed confidence in the company's ability to navigate the current macroeconomic landscape and continue to grow [11] - The company anticipates a strong performance in the third quarter, particularly in the tickets and travel segment, but is cautious about potential seasonal softness in the fourth quarter [40] - Management is optimistic about the trajectory towards profitability, with a revised adjusted EBITDA guidance of negative $54 million to negative $57 million for the year [41] Other Important Information - The company ended the second quarter with approximately $488 million in cash and deposits and zero debt [37] - The updated revenue guidance for 2022 is between $255 million and $258 million, reflecting an upward revision from previous estimates [39] Q&A Session Summary Question: Can you elaborate on the performance in tickets and travel? - Management noted strong performance in tickets and travel clients, with many returning to pre-pandemic levels and new merchants being added [50] Question: What is the outlook for profitability and the impact of new leadership? - Management is excited about the reevaluation leading to an accelerated path to profitability and believes the new hire will enhance sales strategies [51][54] Question: Are there changes in risk appetite due to consumer signals? - Management reported improved chargeback trends and remains confident in the risk performance [58] Question: What is the discretionary versus non-discretionary mix of GMV? - Management indicated that the growth of services is a significant driver, with no major changes in the discretionary versus non-discretionary mix [80] Question: What is the outlook for the tickets and travel segment in Q3? - Management expects continued strength in the tickets and travel segment, driven by operational streamlining and automation [86]

| --- | --- | |-------|-------| | | | | | | | | | | | | Forward-Looking Statements Certain statements in this presentation release may constitute "forward-looking" statements and information, within the meaning of Section 27A of the Securities Act of 1933, Section 21E of the Securities Exchange Act of 1934, and the safe harbor provisions of the U.S. Private Securities Litigation Reform Act of 1995 that relate to our current expectations and views of future events. In some cases, these forward-looking statem ...

Exhibit 99.1 Riskified Reports Record Second Quarter and First Half Performance, Accelerates Path to Profitability and Raises Annual Guidance for 2022 Raises Guidance and Financial Outlook for FY 2022 Management to host a conference call today, August 10, at 8:30 a.m. Eastern Time NEW YORK, August 10, 2022 - Riskified Ltd. (NYSE: RSKD) (the "Company"), a risk management platform enabling frictionless eCommerce, today announced financial results for the three and six months ended June 30, 2022. The Company w ...

Riskified Ltd (NYSE:RSKD) Q1 2022 Earnings Conference Call May 17, 2022 8:30 AM ET Company Participants Christopher Mammone - Investor Relations Eido Gal - Co-Founder and CEO Aglika Dotcheva - Chief Financial Officer Conference Call Participants Josh Beck - KeyBanc Capital Markets Tien-Tsin Huang - JPMorgan Robert Napoli - William Blair Terry Tillman - Truist Securities Timothy Chiodo - Credit Suisse William Nance - Goldman Sachs Clarke Jeffries - Piper Sandler Operator Good day, and thank you for standing ...

Financial Performance - Gross Merchandise Volume (GMV) for Q1 2022 reached $22,678 million, representing a 20% year-over-year increase[5] - Revenue for Q1 2022 was $58,845 million, reflecting a 15% year-over-year growth[5] - Revenue for the three months ended March 31, 2022, was $58,845,000, representing a 15.4% increase from $51,083,000 in the same period of 2021[27] - Gross profit for the same period was $30,368,000, up from $28,628,000, indicating a growth of 6.1%[27] - The net loss for the three months ended March 31, 2022, was $33,264,000, an improvement from a net loss of $43,652,000 in the same period of 2021[27] Profitability Metrics - The gross profit margin decreased to 52% in Q1 2022 from 56% in Q1 2021[5] - Adjusted EBITDA for Q1 2022 was negative $13,447 million, compared to negative $296 million in Q1 2021[5] - Adjusted EBITDA for the period was $(13,447,000), compared to $(296,000) in the prior year, indicating a substantial increase in losses[31] - Adjusted EBITDA guidance for FY 2022 is projected to be between negative $69 million and negative $66 million[11] Expenses and Cash Flow - Total operating expenses surged to $63,194,000, compared to $31,977,000 in the prior year, reflecting a significant increase of 97.5%[27] - Free cash flow for the three months ended March 31, 2022, was $(9,998,000), compared to $3,189,000 in the same period of 2021[31] - Cash and cash equivalents decreased to $341,421,000 as of March 31, 2022, down from $418,143,000 at the end of 2021[25] Balance Sheet - Total assets increased to $610,702,000 as of March 31, 2022, compared to $600,634,000 at the end of 2021[25] - Total liabilities rose to $94,917,000, up from $71,773,000 at the end of 2021, marking an increase of 32.2%[25] Strategic Initiatives - Riskified signed a major online fashion retailer, expanding its presence in over 150 countries, enhancing upsell opportunities[6] - The company continues to focus on market share gains in new industries and geographies, alongside product suite expansion[3] - Riskified's strategy includes leveraging a diversified base of industries to benefit from reopening trends post-pandemic[6] - The company maintains its full-year financial outlook, expecting revenue between $254 million and $257 million for FY 2022[11] Market Trends - Total GMV from ticketing and travel grew 291% year-over-year, driven by increased sales volumes[6]

UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 _____________________ FORM 20-F _____________________ (Mark One) ☐ REGISTRATION STATEMENT PURSUANT TO SECTION 12(b) OR (g) OF THE SECURITIES EXCHANGE ACT OF 1934 OR ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2021 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to OR ☐ SHELL COMPA ...