Core Insights - Standard Chartered Group reported strong performance for the first half of 2025, with operating income reaching $10.899 billion, a year-on-year increase of 9% [1] - The profit attributable to ordinary shareholders was $3.065 billion, reflecting a 41% increase compared to the previous year [1] - Basic earnings per share rose to 139.2 cents, up 41% [1] Financial Performance - Operating income grew by 10% to $10.9 billion, and excluding significant project impacts, it increased by 13% [1] - Basic expenses rose by 4%, resulting in a positive income-to-cost growth differential of 6% [1] - Credit impairment charges amounted to $336 million, equating to an annualized loan loss rate of 19 basis points [1] - Pre-tax basic profit reached $4.7 billion, a 22% increase, with basic earnings per share benefiting from a reduction in the number of shares [1] Capital and Liquidity - The group maintained strong capital and high liquidity, with a liquidity coverage ratio of 146% [1] - The common equity tier 1 capital ratio stood at 14.3%, remaining above the target range [1] - The increase in profits was partially offset by shareholder distributions and an increase in risk-weighted assets [1] Shareholder Returns - The board announced an interim ordinary share dividend of 12.3 cents, an increase of 3.3 cents or 37% [1] - In addition to a $1.5 billion share buyback initiated in February 2025, another $1.3 billion share buyback plan is set to commence [1] Strategic Focus - CEO Bill Winters highlighted the strong performance as a reflection of the company's focus on cross-border and wealth banking strategies, achieving sustained success [2] - The second quarter saw record net inflows of new funds, with double-digit growth in wealth solutions, global markets, and global banking revenues [2] - The company effectively managed costs, credit risks, and capital while providing clients with various solutions to navigate a volatile external environment [2]

集团依然保持充足资本及高流动性，具备多元化及稳健的存款基础。流动性覆盖比率为146%，反映了 严谨的资产及负债管理。普通股权一级资本比率为14.3%，仍然高于目标范围，至于上半年的溢利增加 则部分被股东分派及风险加权资产增加所抵销。鉴于雄厚的资本实力，让董事会可宣布中期普通股股息 每股12.3仙，增加3.3仙或37%，并宣布除了在2025年二月开展的15亿元股份回购外，即将开始另一轮的 13亿元股份回购计划。 智通财经APP讯，渣打集团(02888)发布截至2025年6月30日止上半年业绩，基本表现下，该集团期内取 得经营收入108.99亿美元，同比增加9%;普通股股东应占溢利30.65亿美元，同比增加41%;每股基本盈利 139.2美仙。 在宏观环境及地缘政治局势不断变化下，集团于2025年上半年表现强劲。经营收入增长10%至109亿 元。倘剔除重大项目的影响，经营收入则上升13%。由于持续投资于不同业务计划，基本支出增加 4%，产生6%的正收入与成本增长差。信贷减值支出为3.36亿元，等于年化贷款损失率为19个基点。因 此，除税前基本溢利达47亿元，增长22%，以及每股基本盈利上升41%至139仙，亦受惠 ...

智通财经APP讯，渣打集团(02888)发布公告，该公司将于2025年9月30日派发中期股息每股0.123美元。 ...

Core Viewpoint - Standard Chartered Group reported strong financial performance for the first half of 2025, with significant increases in profit and revenue across various business segments, reflecting the effectiveness of its strategy focused on cross-border and wealth banking services [1][3]. Financial Performance Summary - For the first half of 2025, the adjusted pre-tax profit was $4.7 billion, up 22% on a constant currency basis; the reported pre-tax profit was $4.4 billion, up 30% on a constant currency basis [1]. - Basic earnings per share increased by 40.7 cents or 41% to 139.2 cents; reported earnings per share rose by 45.8 cents or 55% to 129.1 cents [1]. - The interim ordinary share dividend increased by 37% to 12.3 cents per share [1]. Revenue Breakdown - Operating income rose by 9% to $10.9 billion, with a 10% increase on a constant currency basis; excluding significant items, it increased by 13% (constant currency) [1]. - Net interest income increased by 4% to $5.5 billion (constant currency), while non-net interest income rose by 18% to $5.4 billion (constant currency), with a 25% increase when excluding significant items [1]. - Wealth solutions business grew by 24% (constant currency), driven by strong growth in capital market products [1]. - Global banking business increased by 14% (constant currency), supported by growth in lending and fee income [1]. - Global markets business rose by 28% (constant currency), with non-recurring income up by 50% and recurring income increasing by 19% [1]. Second Quarter Highlights - In Q2 2025, operating income increased by 14% to $5.5 billion (constant currency), with a 15% increase when excluding significant items [2]. - Net interest income remained stable at $2.7 billion (constant currency), while non-net interest income surged by 31% to $2.8 billion (constant currency), with a 33% increase when excluding significant items [2]. - Wealth solutions business grew by 20% (constant currency), with double-digit growth in investment products and bank insurance [2]. - Global markets business saw a significant increase of 47% (constant currency), with strong performance in both recurring and non-recurring income [2]. - Global banking business rose by 12% (constant currency), driven by increased lending and capital market activities [2]. - Adjusted pre-tax profit increased by 34% to $2.4 billion (constant currency), while reported pre-tax profit rose by 48% to $2.3 billion (constant currency) [2]. Strategic Outlook - The CEO highlighted the strong performance in the first half, emphasizing the success of the strategy focused on cross-border and wealth banking services, with record net inflows of new funds in Q2 [3]. - The company aims for a compound annual growth rate of 5-7% in operating income from 2023 to 2026 (constant currency), with expectations for 2025 growth to be closer to the lower end of this range when excluding significant items [3].

来源：格隆汇APP 格隆汇7月31日｜渣打集团公布2025年第二季度业绩，经营收入同比上升14%至55亿港元（按固定汇率 基准计算），倘剔除重大项目，则增加15%（按固定汇率基准计算）；净利息收入大致持平，按固定汇 率基准计算为27亿港元。除税前基本溢利增加34%至24亿港元（按固定汇率基准计算）；除税前列账基 准溢利增加48%至23亿港元（按固定汇率基准计算）。集团宣布即将展开另一轮13亿港元的股份回购计 划。 ...

渣打集团第二季度经调整除税前利润24.0亿美元，预估19亿美元。 渣打集团宣布13亿美元股票回购计划。 第二季度除税前利润22.8亿美元，预估16.3亿美元。 第二季度经调整经营收入55.1亿美元，预估51.6亿美元。 ...

智通财经7月31日电，渣打集团第二季度调整后税前利润24亿美元，预估为19亿美元。 ...

免責聲明 EF002 EF002 第 2 頁 共 2 頁 v 1.1.1 第 1 頁 共 2 頁 v 1.1.1 | 香港交易及結算所有限公司及香港聯合交易所有限公司對本公告的內容概不負責，對其準確性或完整性亦不發表任何聲明，並明確表示，概不對因 | 公告全部或任何部份內容而產生或因倚賴該等內容而引致的任何損失承擔任何責任。 | | --- | --- | | | 股票發行人現金股息（可選擇貨幣）公告 | | 發行人名稱 | 渣打集團有限公司 | | 股份代號 | 02888 | | 多櫃檯股份代號及貨幣 | 不適用 | | 相關股份代號及名稱 | 不適用 | | 公告標題 | 2025年中期股息 | | 公告日期 | 2025年7月31日 | | 公告狀態 | 新公告 | | 股息信息 | | | 股息類型 | 中期（半年期） | | 股息性質 | 普通股息 | | 財政年末 | 2025年12月31日 | | 宣派股息的報告期末 | 2025年6月30日 | | 宣派股息 | 每 股 0.123 USD | | 股東批准日期 | 不適用 | | 香港過戶登記處相關信息 | | | 派息金額及公司預設派發貨 ...

香港交易及結算所有限公司及香港聯合交易所有限公司對本公告的內容概不負責，對其準確性或完整性亦不發表任何聲明，並明確表 示，概不對因本公告全部或任何部份內容而產生或因倚賴該等內容而引致的任何損失承擔任何責任。 STANDARD CHARTERED PLC 渣打集團有限公司 （於英格蘭及威爾士註冊之有限責任的公眾有限公司） （編號：966425) （股份代號：02888) 截至二〇二五年六月三十日止上半年及第二季度之業績 —第二部分 渣打集團有限公司 －二〇二五年上半年業績 －第二部分 目錄 | 風險回顧 | 02 | | --- | --- | | 資本回顧 | 50 | | 董事責任聲明 | 56 | | 致渣打集團有限公司的獨立審閱報告 | 57 | | 財務報表 | 59 | | 財務報表附註 | 65 | | 其他補充資料 | 108 | | 股東資料 | 118 | | 重要通知 | 120 | | 詞彙 | 122 | 除另有指明其他貨幣外，本文件中提述的「元」字或「$」符號概指美元，而「仙」字或「c」符號概指一百分之一美元。 表現摘要至資本回顧及其他補充資料至詞彙中的資料未經審閱。 除文義另有所指 ...

香港交易及結算所有限公司及香港聯合交易所有限公司對本公告的內容概不負責，對其準確性或完整性亦不發表任何聲明，並明確表 示，概不對因本公告全部或任何部份內容而產生或因倚賴該等內容而引致的任何損失承擔任何責任。 STANDARD CHARTERED PLC 渣打集團有限公司 （於英格蘭及威爾士註冊之有限責任的公眾有限公司） （編號：966425) （股份代號：02888) 截至二〇二五年六月三十日止上半年及第二季度之業績—第一部分 渣打集團有限公司—二〇二五年上半年業績—第一部分 目錄 | 表現摘要 | 02 | | --- | --- | | 業績報表 | 04 | | 集團行政總裁回顧 | 05 | | 集團財務總監回顧 | 07 | | 財務回顧 | 10 | | 補充財務資料 | 17 | | 基本及列賬基準業績對賬 | 25 | | 其他表現指標 | 27 | | 集團風險總監回顧 | 29 | | 股東資料 | 36 | | 重要通知 | 38 | 除另有指明其他貨幣外，本文件中提述的「元」字或「$」符號概指美元，而「仙」字或「c」符號概指一百分之一美元。 表現摘要至資本回顧及其他補充資料至詞彙中的資 ...