Financial Data and Key Metrics Changes - The company reported adjusted operating income of $37.1 million or $0.89 per diluted share, with net income of $38.8 million or $0.93 per diluted share [5][7] - Gross written premiums grew by 18% for the quarter, while net written premiums increased by 14% [8][10] - The year-to-date annualized return on equity was 19.1%, and the combined ratio was 89.4%, marking the best in company history [5][8] Business Line Data and Key Metrics Changes - Growth was driven by agriculture, credit, accident and health, captives, and specialty programs [8][19] - The non-cat loss ratio improved to 59.9%, the best in company history, while the expense ratio improved to 28.1% [9][10] - The company maintained a strong reserve position, with IBNR making up over 70% of net reserves [10] Market Data and Key Metrics Changes - The company observed favorable pricing and conditions in agriculture and credit markets, while being selective in exposure growth due to loss inflation concerns [16][20] - The surety market showed moderate growth, driven by reduced federal funding, but the company remains optimistic about future growth [18][70] Company Strategy and Development Direction - The company continues to execute its "Rule Our Niche" strategy, focusing on segments where expertise and technology provide a competitive advantage [14][24] - The company is adapting to market conditions by reallocating capital to areas with favorable growth opportunities while moderating exposure in less favorable conditions [5][24] - Investment in technology, particularly AI, is seen as a key differentiator in the specialty insurance market [22][23] Management's Comments on Operating Environment and Future Outlook - Management expressed confidence in the company's ability to navigate softening market conditions while maintaining disciplined underwriting [14][24] - The company is bullish about future contributions from agriculture and credit markets, despite economic uncertainties [16][20] - Management highlighted the importance of maintaining a conservative reserving philosophy in volatile lines of business [29] Other Important Information - The company will be filing an amended 10-K, which is an administrative update and does not affect the unqualified opinion [13][75] - The company is experiencing strong submission growth, which is expected to continue [22] Q&A Session Summary Question: Discussion on growth areas and reserving approach - Management emphasized a conservative reserving philosophy, particularly in agriculture due to its volatility, while highlighting growth in various divisions [27][29] Question: Investment performance and future projections - Management acknowledged volatility in investment income but expressed confidence in the core fixed income strategy moving forward [31][34] Question: Alignment with MGAs and their impact - Management detailed strategic partnerships with MGAs, emphasizing the alignment of interests and shared compensation structures [41][45] Question: Captive premium growth and market sensitivity - Management attributed strong captive growth to innovative risk management solutions, particularly in the automotive dealers market [56][57] Question: Medical cost inflation in Accident and Health - Management discussed proactive medical cost management strategies, including negotiation before payment, to mitigate inflation impacts [60][64] Question: Surety market performance and loss activity - Management reported strong performance in the surety market, with no current loss activity concerns [70] Question: Changes in loss picks and guidance - Management confirmed no changes to loss picks, attributing variations to business mix rather than underlying performance [110][112] Question: Third and fourth quarter outlook - Management expressed optimism for a strong third quarter, driven by the right business mix, while cautioning about potential market volatility in the fourth quarter [116][122]

For the quarter ended June 2025, Skyward Specialty Insurance (SKWD) reported revenue of $319.9 million, up 14.3% over the same period last year. EPS came in at $0.89, compared to $0.80 in the year-ago quarter.The reported revenue represents a surprise of -1.37% over the Zacks Consensus Estimate of $324.36 million. With the consensus EPS estimate being $0.86, the EPS surprise was +3.49%.While investors closely watch year-over-year changes in headline numbers -- revenue and earnings -- and how they compare to ...

Skyward Specialty Insurance (SKWD) came out with quarterly earnings of $0.89 per share, beating the Zacks Consensus Estimate of $0.86 per share. This compares to earnings of $0.8 per share a year ago. These figures are adjusted for non-recurring items.This quarterly report represents an earnings surprise of +3.49%. A quarter ago, it was expected that this property and casualty insurance holding company would post earnings of $0.78 per share when it actually produced earnings of $0.9, delivering a surprise o ...

Exhibit 99.1 Skyward Specialty Insurance Group Reports Second Quarter 2025 Results Houston, TX – July 30, 2025 – Skyward Specialty Insurance Group, Inc. (Nasdaq: SKWD) ("Skyward Specialty" or the "Company") today reported second quarter 2025 net income of $38.8 million, or $0.93 per diluted share, compared to $31.0 million, or $0.75 per diluted share, for the same 2024 period. Net income for the first half of 2025 was $80.9 million, or $1.94 per diluted share, compared to $67.8 million, or $1.65 per diluted ...

Analysts on Wall Street project that Skyward Specialty Insurance (SKWD) will announce quarterly earnings of $0.86 per share in its forthcoming report, representing an increase of 7.5% year over year. Revenues are projected to reach $324.36 million, increasing 15.9% from the same quarter last year.Over the past 30 days, the consensus EPS estimate for the quarter has been adjusted upward by 0.2% to its current level. This demonstrates the covering analysts' collective reassessment of their initial projections ...

Core Points - Skyward Specialty Insurance Group, Inc. has announced a change in the schedule for its second quarter earnings call, which will now take place on July 31 at 12:00 p.m. EDT [1] - The company will release its second quarter 2025 earnings results after the market closes on July 30, and these results will be accessible on the company's investor website [2] - Investors can participate in the earnings call via a live audio webcast or conference call, with a replay available two hours after the call [3] Company Overview - Skyward Specialty is a rapidly growing specialty insurance company that provides commercial property and casualty products through nine underwriting divisions, including Accident & Health, Agriculture, and Construction & Energy Solutions [4] - The company's subsidiary insurance companies include Great Midwest Insurance Company, Houston Specialty Insurance Company, Imperium Insurance Company, and Oklahoma Specialty Insurance Company, all rated A (Excellent) with a stable outlook by A.M. Best Company [5]

Core Viewpoint - Skyward Specialty Insurance Group, Inc. is set to release its second quarter 2025 earnings results on July 31, 2025, and will host an earnings call on August 1, 2025, to discuss the financial outcomes [1][2]. Company Overview - Skyward Specialty is a rapidly growing specialty insurance company that provides commercial property and casualty products and solutions on both non-admitted and admitted bases [3]. - The company operates through nine underwriting divisions, which include Accident & Health, Agriculture and Credit (Re)insurance, Captives, Construction & Energy Solutions, Global Property, Professional Lines, Specialty Programs, Surety, and Transactional E&S [3]. - Skyward Specialty's subsidiary insurance companies include Great Midwest Insurance Company, Houston Specialty Insurance Company, Imperium Insurance Company, and Oklahoma Specialty Insurance Company, all rated A (Excellent) with a stable outlook by A.M. Best Company [4].

Group 1 - Skyward Specialty Insurance (SKWD) has experienced significant selling pressure, resulting in a 10.8% decline in stock price over the past four weeks, but it is now considered oversold with potential for better earnings than previously predicted by analysts [1] - The Relative Strength Index (RSI) for SKWD is currently at 25.55, indicating that the stock is oversold and may soon experience a reversal in trend [5] - Analysts have raised earnings estimates for SKWD, with a 0.2% increase in the consensus EPS estimate over the last 30 days, suggesting a potential for price appreciation [7] Group 2 - SKWD holds a Zacks Rank 2 (Buy), placing it in the top 20% of over 4,000 ranked stocks based on earnings estimate revisions and EPS surprises, indicating a strong potential for a turnaround [8]

INVESTOR PRESENTATION JUNE 2025 DISCLAIMER Forward-Looking Statements This presentation may contain forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995. The words "believe," "may," "will," "intend," "expect," "anticipate," "estimate," "target," and similar expressions, or the negative thereof, among others, identify forward-looking statements. All forward-looking statements are based on assumptions, expectations and other information currently available to m ...

Core Insights - Skyward Specialty Insurance Group has launched a new Aviation underwriting unit, marking its entry into the specialized aviation market following the acquisition of Acceleration Aviation Underwriters [1][2] - This strategic move is part of the company's growth strategy, focusing on technology and data-driven underwriting to tap into specialized and underserved markets [2][4] Company Strategy - The acquisition of Acceleration provides Skyward Specialty with a seasoned team of aviation experts, enhancing its capabilities in niche markets [3][4] - The integration of Acceleration's expertise with Skyward's advanced analytics and tech-enabled underwriting positions the company to scale its aviation business effectively [4] Market Position - Skyward Specialty aims to strengthen its position in the aviation market by focusing on smaller, overlooked risks, which aligns with its overall strategy of investing in specialty markets [4] - The company operates through nine underwriting divisions, indicating a diversified approach to its insurance offerings [5] Company Overview - Skyward Specialty is recognized as a rapidly growing and innovative specialty insurance company, providing commercial property and casualty products [5] - The company's subsidiary insurance companies are rated A (Excellent) with a stable outlook by A.M. Best Company, reflecting its strong financial standing [6]