Core Viewpoint - A class action lawsuit has been filed against SLM Corporation (Sallie Mae) for allegedly misleading investors about the company's loan delinquencies during a specific period in 2025 [1][3]. Group 1: Lawsuit Details - The lawsuit is on behalf of investors who acquired Sallie Mae securities from July 25, 2025, to August 14, 2025 [1][2]. - Investors have until February 17, 2026, to seek appointment as lead plaintiff representatives [2]. - The complaint alleges that Sallie Mae's management misrepresented the increase in loan delinquencies, claiming it was seasonal while it was actually higher than typical patterns [3]. Group 2: Impact on Stock - A report from TD Cowen on August 14, 2025, revealed a 49-basis-point month-over-month increase in July delinquencies, which was above seasonal norms [4]. - Following this report, Sallie Mae's stock price fell by $2.67 per share, or 8.09%, closing at $30.32 on August 15, 2025 [4].

Core Viewpoint - Faruqi & Faruqi, LLP is investigating potential claims against SLM Corporation due to allegations of violations of federal securities laws, particularly concerning misleading statements about the company's financial health and delinquency rates [2][5]. Group 1: Legal Investigation and Class Action - Faruqi & Faruqi is encouraging investors who suffered losses in SLM between July 25, 2025, and August 14, 2025, to discuss their legal options [1]. - A federal securities class action has been filed against SLM, with a deadline of February 17, 2026, for investors to seek the role of lead plaintiff [2]. - The lead plaintiff is defined as the investor with the largest financial interest in the relief sought, who will oversee the litigation on behalf of the class [7]. Group 2: Allegations Against SLM - The complaint alleges that SLM and its executives made false and misleading statements regarding the company's financial stability, particularly about early-stage delinquencies and the effectiveness of loss mitigation programs [5]. - A report from TD Cowen indicated that July 2025 delinquencies increased by 49 basis points month-over-month, contradicting SLM's previous assurances about normal seasonal trends [6]. Group 3: Market Impact - Following the TD Cowen report, SLM's stock price dropped by $2.67 per share, or 8.09%, closing at $30.32 per share on August 15, 2025 [6].

Core Viewpoint - Faruqi & Faruqi, LLP is investigating potential claims against SLM Corporation due to allegations of misleading statements regarding the company's financial health and delinquency rates, with a deadline for investors to seek lead plaintiff status in a class action lawsuit set for February 17, 2026 [2][4]. Group 1: Allegations Against SLM Corporation - The complaint alleges that SLM and its executives violated federal securities laws by making false and misleading statements and failing to disclose significant increases in early-stage delinquencies [4]. - It is claimed that SLM overstated the effectiveness of its loss mitigation and loan modification programs, as well as the overall stability of its delinquency rates [4]. - The misleading public statements created a materially false impression regarding SLM's business operations and prospects [4]. Group 2: Financial Impact and Market Reaction - On August 14, 2025, TD Cowen reported a 49 basis points month-over-month increase in delinquencies for July 2025, which was significantly worse than the seasonal average increase of 10 basis points [5]. - This report contradicted earlier assurances from SLM's executives that delinquency rates were following normal seasonal trends [5]. - Following the TD Cowen report, SLM's stock price dropped by $2.67 per share, or 8.09%, closing at $30.32 per share on August 15, 2025 [5]. Group 3: Legal Proceedings and Investor Actions - Investors who purchased SLM securities between July 25, 2025, and August 14, 2025, are encouraged to discuss their legal rights and options with Faruqi & Faruqi [1]. - The role of lead plaintiff in the class action lawsuit is designated to the investor with the largest financial interest who is also typical of class members [6]. - Any member of the putative class can move the court to serve as lead plaintiff or choose to remain an absent class member without affecting their ability to share in any recovery [6].

Core Viewpoint - Rosen Law Firm is reminding investors who purchased SLM Corporation securities between July 25, 2025, and August 14, 2025, of the February 17, 2026, lead plaintiff deadline for a class action lawsuit [1]. Group 1: Class Action Details - Investors who bought SLM securities during the specified Class Period may be eligible for compensation without any out-of-pocket fees through a contingency fee arrangement [2]. - A class action lawsuit has already been filed, and interested parties can join by contacting Rosen Law Firm [3][6]. - To serve as lead plaintiff, individuals must file a motion with the Court by February 17, 2026 [3]. Group 2: Law Firm Credentials - Rosen Law Firm emphasizes the importance of selecting qualified legal counsel with a successful track record in securities class actions [4]. - The firm has achieved significant settlements, including the largest securities class action settlement against a Chinese company and has been ranked highly for its performance in securities class actions since 2013 [4]. - In 2019, the firm secured over $438 million for investors, showcasing its capability in recovering funds for clients [4]. Group 3: Case Allegations - The lawsuit alleges that SLM Corporation made false and misleading statements regarding its financial health, specifically concerning early-stage delinquencies and the effectiveness of its loss mitigation programs [5]. - It is claimed that these misrepresentations led to a materially false impression of SLM's business and operations, resulting in investor damages when the truth was revealed [5].

Core Insights - Sallie Mae (SLM) reported a strong fourth-quarter performance with earnings per share (EPS) of $1.12, up from 50 cents in the prior-year quarter, exceeding the Zacks Consensus Estimate by 18.2% [1][2][9] - The company's GAAP net income attributable to common stock was $229 million, compared to $107 million in the same quarter last year, with full-year 2025 net income reaching $729 million, up from $590 million in 2024 [2][9] Financial Performance - Fourth-quarter net interest income (NII) was $377 million, an increase from $362 million in the prior-year quarter, beating the Zacks Consensus Estimate by 0.4%, with a net interest margin of 5.21%, expanding 29 basis points year over year [3][9] - Full-year 2025 NII totaled $1.5 billion, slightly up from $1.48 billion in 2024, matching the Zacks Consensus Estimate [3] - Non-interest income for the fourth quarter was $77 million, significantly higher than $28 million in the year-ago quarter [3] Expense and Credit Quality - Non-interest expenses rose 4.7% year over year to $157 million [4] - The company reported provision benefits of $19 million in the fourth quarter, contrasting with provisions for credit losses of $108 million in the prior-year quarter, primarily due to the release of reserves associated with loan sales [5] - Net charge-offs for private education loans were $98 million, slightly up from $95 million in the year-ago quarter, with charge-offs as a percentage of average loans in repayment at 2.42%, marginally higher than 2.38% in the prior-year quarter [5][6] Balance Sheet and Share Repurchase - As of December 31, 2025, deposits totaled $21.1 billion, relatively flat compared to the year-ago quarter, while private education loans held for investment were $20.3 billion, down from $20.9 billion [7] - Private education loan originations increased 4% year over year to approximately $1.0 billion [7] - In the fourth quarter, SLM repurchased 3.8 million shares for $106 million, with a total of 12.8 million shares repurchased for $373 million in 2025 under its share buyback program [8][10] Overall Assessment - The strong fourth-quarter performance was driven by solid growth in net interest income, higher non-interest income, and favorable provisions for credit losses, with stable loan originations and continued capital return being positive factors [11]

Core Viewpoint - A class action lawsuit has been filed against SLM Corporation (Sallie Mae) for allegedly misleading investors about the company's loan delinquencies during a specific period [1][3]. Group 1: Lawsuit Details - The lawsuit is on behalf of investors who acquired Sallie Mae securities from July 25, 2025, to August 14, 2025 [1][2]. - Investors have until February 17, 2026, to seek appointment as lead plaintiff representatives [2]. Group 2: Allegations - The complaint alleges that Sallie Mae misrepresented the rise in early-stage loan delinquencies, claiming these trends were typical and praising their loss mitigation strategies [3]. - Following the revelation of the true state of loan delinquencies, Sallie Mae's stock fell by $2.67 per share, or 8.09%, closing at $30.32 on August 15, 2025 [4].

Group 1 - The article does not provide any relevant content regarding the company or industry [1]

Core Viewpoint - Rosen Law Firm is reminding investors who purchased SLM Corporation securities between July 25, 2025, and August 14, 2025, of the February 17, 2026, deadline to become lead plaintiffs in a class action lawsuit [1]. Group 1: Class Action Details - Investors who bought SLM securities during the specified Class Period may be eligible for compensation without any out-of-pocket fees through a contingency fee arrangement [2]. - A class action lawsuit has already been filed, and interested parties must move the Court to serve as lead plaintiff by February 17, 2026 [3]. - Investors can join the class action by visiting the provided link or contacting the law firm directly for more information [6]. Group 2: Law Firm Credentials - Rosen Law Firm emphasizes the importance of selecting qualified legal counsel with a successful track record in securities class actions, highlighting that many firms lack the necessary experience and resources [4]. - The firm has achieved significant settlements, including the largest securities class action settlement against a Chinese company, and has consistently ranked highly in securities class action settlements since 2013 [4]. - In 2019, the firm secured over $438 million for investors, showcasing its capability in recovering substantial amounts for clients [4]. Group 3: Case Allegations - The lawsuit alleges that SLM Corporation made false and misleading statements regarding its financial health, specifically concerning early-stage delinquencies and the effectiveness of its loss mitigation programs [5]. - It is claimed that these misrepresentations led to a materially false impression of SLM's business operations and prospects, resulting in investor damages when the truth was revealed [5].

For the quarter ended December 2025, Sallie Mae (SLM) reported revenue of $377.06 million, up 4.1% over the same period last year. EPS came in at $1.12, compared to $0.50 in the year-ago quarter.The reported revenue compares to the Zacks Consensus Estimate of $378.46 million, representing a surprise of -0.37%. The company delivered an EPS surprise of +18.22%, with the consensus EPS estimate being $0.95.While investors closely watch year-over-year changes in headline numbers -- revenue and earnings -- and ho ...

NEW YORK, Jan. 22, 2026 (GLOBE NEWSWIRE) -- Levi & Korsinsky, LLP notifies investors in SLM Corporation ("SLM Corporation" or the "Company") (NASDAQ: SLM) of a class action securities lawsuit. CLASS DEFINITION: The lawsuit seeks to recover losses on behalf of SLM Corporation investors who were adversely affected by alleged securities fraud between July 25, 2025 and August 14, 2025. Follow the link below to get more information and be contacted by a member of our team: https://zlk.com/pslra-1/slm-corporation ...