Income • Decrease in other related to a $3.3 million gain on OREO and $1.1 million of valuation adjustments in 4Q23 • Customer activity seasonally slower 1Q24 1Q24 vs 4Q23 1Q24 vs 1Q23 Noninterest Expense $54.5 ($1.7) $2.8 Expense • Salaries and benefits decreased $1.4 million mainly related to medical expense compared to 4Q23 ■ Noninterest Expense OEfficiency Ratio* Dollars in millions; *Refer to appendix for reconciliation of non-GAAP financial measures 10 Capital Common Equity Total Leverage Tier 1 Net I ...

| --- | --- | --- | --- | |--------------------------------------------------------------------------------------------------------------|-----------------|------------------|---------------| | | 2024 | 2023 | 2023 | | (dollars and shares in thousands) (1) Tangible Book Value (non-GAAP) | First Quarter | Fourth Quarter | First Quarter | | Total shareholders' equity Less: goodwill and other intangible assets, net of deferred | $1,295,074 | $1,283,445 | $1,227,795 | | tax liability | (376,396) | (376,631) | ( ...

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 Form 10-K ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2023 or TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number 0-12508 S&T BANCORP, INC. (Exact name of registrant as specified in its charter) Pennsylvania 25-1434426 (State or other jurisdiction of incorporation ...

Conference Call Participants Daniel Tamayo - Raymond James Michael Perito - KBW Manuel Navas - D.A. Davidson Matthew Breese - Stephens Inc Daniel Cardenas - Janney Montgomery Scott Operator Welcome to the S&T Bancorp Fourth Quarter 2023 Conference Call. After the management's remarks, there will be a question-and-answer session. Now, I'd like to turn the call over to Chief Financial Officer, Mark Kochvar. Please go ahead. Mark Kochvar Thank you. Good afternoon, everyone. Thank you for participating in today ...

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 ______________________________________ OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number 0-12508 FORM 10-Q ______________________________________ (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 S&T BANCORP INC. (Exact name of registrant as specified in its charter) ____________________ ...

S&T Bancorp, Inc. (NASDAQ:STBA) Q3 2023 Results Conference Call October 19, 2023 1:00 PM ET Company Participants Mark Kochvar - CFO Chris McComish - CEO Dave Antolik - President Conference Call Participants Daniel Tamayo - Raymond James Matthew Breese - Stephens Manuel Navas - D.A. Davidson Daniel Cardenas - Janney Montgomery Scott Michael Perito - KBW Operator Welcome to the S&T Bancorp Third Quarter 2023 Conference Call. After managementÂ's remarks, there will be a question-and-answer session. Mark Kochva ...

Appendix Definitions of GAAP to Non-GAAP Financial Measures | --- | --- | |------------------------------------------------------------|-------| | | | | Pre-provision Net Revenue (PPNR)/Average Assets (non-GAAP) | | | Income before taxes $42,152 | | | Plus: Provision for credit losses 10,529 | | | Total $52,681 | | | Total (annualized) (non-GAAP) $211,302 | | | Average assets $9,176,789 | | | PPNR/Average Assets (non-GAAP) 2.30 % | | | --- | --- | --- | --- | --- | --- | --- | |-------|-------|-------|----- ...

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 ______________________________________ FORM 10-Q ______________________________________ (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2023 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number 0-12508 ______________________________________ S&T BANC ...

Mark Kochvar - Chief Financial Officer Chris McComish - Chief Executive Officer Dave Antolik - President S&T Bancorp, Inc. (NASDAQ:STBA) Q2 2023 Earnings Conference Call July 20, 2023 1:00 PM ET Conference Call Participants Operator Mark Kochvar Before beginning the presentation, I want to take time to refer you to our statement about forward-looking statements and risk factors, which is on Page 2. This provides the cautionary language required by the Securities and Exchange Commission for forward-looking s ...

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 ______________________________________ FORM 10-Q ______________________________________ (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2023 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number 0-12508 ______________________________________ S&T BAN ...