S&T Bancorp, Inc. (NASDAQ:STBA) Q4 2023 Results Conference Call January 25, 2024 1:00 PM ET Company Participants Mark Kochvar - CFO Chris McComish - CEO Dave Antolik - President Conference Call Participants Daniel Tamayo - Raymond James Michael Perito - KBW Manuel Navas - D.A. Davidson Matthew Breese - Stephens Inc Daniel Cardenas - Janney Montgomery Scott Operator Welcome to the S&T Bancorp Fourth Quarter 2023 Conference Call. After the management's remarks, there will be a question-and-answer session. Now ...

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 ______________________________________ OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number 0-12508 FORM 10-Q ______________________________________ (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 S&T BANCORP INC. (Exact name of registrant as specified in its charter) ____________________ ...

S&T Bancorp, Inc. (NASDAQ:STBA) Q3 2023 Results Conference Call October 19, 2023 1:00 PM ET Company Participants Mark Kochvar - CFO Chris McComish - CEO Dave Antolik - President Conference Call Participants Daniel Tamayo - Raymond James Matthew Breese - Stephens Manuel Navas - D.A. Davidson Daniel Cardenas - Janney Montgomery Scott Michael Perito - KBW Operator Welcome to the S&T Bancorp Third Quarter 2023 Conference Call. After management’s remarks, there will be a question-and-answer session. Now, I’d lik ...

Appendix Definitions of GAAP to Non-GAAP Financial Measures | --- | --- | |------------------------------------------------------------|-------| | | | | Pre-provision Net Revenue (PPNR)/Average Assets (non-GAAP) | | | Income before taxes $42,152 | | | Plus: Provision for credit losses 10,529 | | | Total $52,681 | | | Total (annualized) (non-GAAP) $211,302 | | | Average assets $9,176,789 | | | PPNR/Average Assets (non-GAAP) 2.30 % | | | --- | --- | --- | --- | --- | --- | --- | |-------|-------|-------|----- ...

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 ______________________________________ FORM 10-Q ______________________________________ (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended June 30, 2023 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number 0-12508 ______________________________________ S&T BANC ...

S&T Bancorp, Inc. (NASDAQ:STBA) Q2 2023 Earnings Conference Call July 20, 2023 1:00 PM ET Company Participants Mark Kochvar - Chief Financial Officer Chris McComish - Chief Executive Officer Dave Antolik - President Conference Call Participants Daniel Tamayo - Raymond James Michael Perito - KBW Manuel Navas - D.A. Davidson Daniel Cardenas - Janney Montgomery Scott Operator Welcome to the S&T Bancorp Second Quarter 2023 Conference Call. After the management's remarks, there will be a question-and-answer sess ...

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 ______________________________________ FORM 10-Q ______________________________________ (Mark One) ☒ QUARTERLY REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the quarterly period ended March 31, 2023 Securities registered pursuant to Section 12(b) of the Act: OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file n ...

• CD increase mostly due to migration; $88 million of net new money o DEPOSIT MIGRATION FROM/TO $300 $200 $153 $100 $17 $0 ($88) ($100) ($200) DDA NOW CD Total MM SAV Dollars in millions Funding Capacity Capacity Used Available FHLB $2,965 $624 $2,341 Federal Reserve Window 794 0 794 Federal Reserve BTLF 731 0 731 Total Funding Sources $4,490 $624 $3,866 | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | --- | |---------|-------------------|----------|--------------------------------- ...

S&T Bancorp, Inc. (NASDAQ:STBA) Q1 2023 Earnings Conference Call April 20, 2023 1:00 PM ET Company Participants Mark Kochvar - Chief Financial Officer Chris McComish - Chief Executive Officer Dave Antolik - President Conference Call Participants Daniel Tamayo - Raymond James Michael Perito - KBW Manuel Navas - D.A. Davidson Matthew Breese - Stephens Operator Welcome to the S&T Bancorp First Quarter 2023 Conference Call. After the management remarks, there will be a question-and-answer session. Now I’d like ...

1.20% 0.90% 0.60% 0.30% 0.00% -0.30% $150 $120 $90 $60 $30 $0 4Q21 2Q22 4Q22 1Q22 3Q22 2.50% O 2.00% O 1.50% 1.00% 0.50% - of 0.00% % Nonperforming Assets Dollars in millions 13 Net Interest Income • Net interest income increased | --- | --- | --- | --- | --- | --- | --- | |----------------------------------------------------|-----------------|-------|-------|-------|-------|-------| | $5.3 million, or 6%, due to higher interest rates | | | | | | | | NIM expanded 29 bps to 4.33% | | | | | | | | Loan Rate | ...