Trupanion (TRUP) could be a solid choice for investors given its recent upgrade to a Zacks Rank #2 (Buy). This upgrade primarily reflects an upward trend in earnings estimates, which is one of the most powerful forces impacting stock prices.The sole determinant of the Zacks rating is a company's changing earnings picture. The Zacks Consensus Estimate -- the consensus of EPS estimates from the sell-side analysts covering the stock -- for the current and following years is tracked by the system.The power of a ...

Trupanion (TRUP) FY Conference June 03, 2025 04:20 PM ET Speaker0 Okay. Good afternoon, everyone. Thanks thanks for joining us here. My name is Brandon Vasquez. For those of you who haven't met, I'm the research analyst at William Blair that covers Trupanion. And I'm required to inform you that you can go to our website at williamblair.com for a complete list of disclosures and potential conflicts of interest. With that, I'm happy to have Margie Tooth with us from Trupanion, the CEO. She's going to run us t ...

SEATTLE, May 28, 2025 (GLOBE NEWSWIRE) -- Trupanion, Inc. (Nasdaq: TRUP), a leader in medical insurance for cats and dogs, announced today that Margi Tooth, Chief Executive Officer and President, will present at the William Blair 45th Annual Growth Stock Conference on Tuesday, June 3, 2025, at 3:20 p.m. CT and will participate in meetings with investors throughout the day. Contact: The presentation will be webcast live and can be accessed on Trupanion's Investor Relations website at http://investors.trupani ...

Quarterly Earnings Supplement Q1 2025 Total Subscription Revenue Growth $3.1 $4.4 $5.3 $6.3 $7.6 $8.8 $9.9 $10.7 $12.0 $13.2 $14.5 $15.7 $17.0 $18.4 $20.0 $21.4 $22.9 $24.9 $27.1 $28.6 $30.1 $32.2 $34.4 $36.7 $39.1 $42.2 $44.6 $47.4 $50.2 $52.6 $56.5 $59.0 $61.5 $63.9 $67.4 $70.9 $74.2 $77.7 $82.6 $86.6 $89.5 $92.5 $99.4 $106.4 $113.3 $120.4 $127.1 $134.1 $139.8 $145.8 $152.4 $158.6 $165.2 $173.3 $182.9 $191.5 $201.1 $208.6 $219.0 $227.8 $233.1 $0 $50.0 $100.0 $150.0 $200.0 $250.0 ($ in millions) Revenue fr ...

Core Insights - Trupanion is hosting a webinar on H5N1 bird flu, focusing on its impact on pets and the veterinary community [1][2] - The webinar aims to provide veterinary professionals and pet parents with the latest information and practical guidance on avian flu in pets [2][3] Company Overview - Trupanion is a leading provider of medical insurance for pets, with over 1,000,000 pets enrolled across the United States, Canada, Europe, and Australia [7] - The company offers unlimited payouts for the life of pets and has a patented process that allows for direct payment to veterinarians at checkout [7] Webinar Details - The webinar titled "Bird Flu: What We Know Now" will be available on-demand on May 8th, 2025, and is hosted by Dr. Steve Weinrauch, Chief Veterinary/Product Officer at Trupanion [2] - Panelists include experts from various veterinary and public health organizations, discussing topics such as at-risk pet populations, virus transmission, clinical signs in pets, and preventative measures [6] Health Monitoring System - Trupanion's Pet & Public Health Early Warning Detection System uses real-time health data from over 11,000 veterinary hospitals to identify illness trends affecting companion animals [4] - The system collaborates with health authorities to proactively detect and respond to potential health threats [4]

Trupanion (TRUP) closed the last trading session at $36.44, gaining 4.1% over the past four weeks, but there could be plenty of upside left in the stock if short-term price targets set by Wall Street analysts are any guide. The mean price target of $54.75 indicates a 50.3% upside potential.The average comprises four short-term price targets ranging from a low of $41 to a high of $65, with a standard deviation of $10.66. While the lowest estimate indicates an increase of 12.5% from the current price level, t ...

Core Insights - Trupanion reported revenue of $341.98 million for the quarter ended March 2025, reflecting an 11.7% increase year-over-year and a surprise of +1.17% over the Zacks Consensus Estimate of $338.01 million [1] - The company's EPS was -$0.03, an improvement from -$0.16 in the same quarter last year, with a surprise of +25.00% compared to the consensus estimate of -$0.04 [1] Revenue Breakdown - Revenue from Other Business was $108.91 million, exceeding the three-analyst average estimate of $106.10 million, representing a year-over-year change of +3.7% [4] - Subscription Business revenue reached $233.06 million, slightly above the average estimate of $231.92 million, with a year-over-year increase of +15.9% [4] Operating Income - Other business adjusted operating income (non-GAAP) was reported at $1.17 million, surpassing the average estimate of $0.83 million from three analysts [4] - Subscription adjusted operating income (non-GAAP) was $30.02 million, exceeding the average estimate of $27.50 million from three analysts [4] Stock Performance - Trupanion's shares have returned -1.8% over the past month, compared to a -0.7% change in the Zacks S&P 500 composite [3] - The stock currently holds a Zacks Rank 2 (Buy), indicating potential for outperformance in the near term [3]

Company Performance - Trupanion reported a quarterly loss of $0.03 per share, better than the Zacks Consensus Estimate of a loss of $0.04, and an improvement from a loss of $0.16 per share a year ago, representing an earnings surprise of 25% [1] - The company posted revenues of $341.98 million for the quarter ended March 2025, surpassing the Zacks Consensus Estimate by 1.17% and showing an increase from year-ago revenues of $306.12 million [2] - Over the last four quarters, Trupanion has surpassed consensus EPS estimates three times and topped consensus revenue estimates four times [2] Stock Outlook - Trupanion shares have declined approximately 24.1% since the beginning of the year, compared to a decline of 5.3% for the S&P 500 [3] - The company's earnings outlook is crucial for investors, with current consensus EPS estimate for the coming quarter at -$0.03 on revenues of $342.04 million, and $0.09 on $1.39 billion in revenues for the current fiscal year [7] Industry Context - The Insurance - Accident and Health industry, to which Trupanion belongs, is currently in the top 25% of over 250 Zacks industries, indicating a favorable outlook [8] - Empirical research shows a strong correlation between near-term stock movements and trends in earnings estimate revisions, suggesting that the industry outlook can significantly impact stock performance [5][8]

Trupanion (TRUP) Q1 2025 Earnings Call May 01, 2025 04:30 PM ET Company Participants Gil Melchior - Director of Investor RelationsMargi Tooth - President and CEOFawwad Qureshi - Chief Finance OfficerJonathan Block - Managing DirectorWilma Burdis - Director Conference Call Participants Brandon Vazquez - Research AnalystJohn Barnidge - Managing Director & Senior Research AnalystKatie Sakys - Equity AnalystJoshua Shanker - Analyst Operator Good day, and welcome to the Trupanion First Quarter twenty twenty five ...

Enrollment and Subscription Growth - Total pets enrolled at the end of March 31, 2025, is 1,667,637, a decrease from 1,677,570 at the end of December 31, 2024[80] - Total subscription pets enrolled reached 1,052,845 as of March 31, 2025, compared to 1,041,212 at the end of December 31, 2024, indicating growth in the subscription segment[80] - Average monthly retention rate for enrolled subscription pets was 98.28% as of March 31, 2025, slightly up from 98.25% in December 2024, showing strong member satisfaction[80] - Subscription revenue as a percentage of total revenue was 71.8% in Q1 2025, compared to 70.0% in Q4 2024, showing a 1.8 percentage point increase[90] - Total pets enrolled at period end decreased by 2% to 1,667,637, while total subscription pets enrolled increased by 5% to 1,052,845[118] Financial Performance - Total revenue increased by $35.9 million, or 12%, to $341.975 million for the three months ended March 31, 2025[118] - Revenue from the subscription business segment increased by $31.9 million, or 16%, to $233.064 million, driven by an 11% increase in monthly average revenue per pet[118] - Monthly average revenue per pet rose to $77.53, an 11% increase compared to the previous year[118] - Net loss for the period was $1.483 million, compared to a net loss of $6.852 million for the same period last year[114] - Loss before income taxes improved to $1.444 million from a loss of $6.890 million in the prior year[114] Costs and Expenses - Average pet acquisition cost (PAC) rose to $267 in March 2025, compared to $261 in December 2024, indicating higher costs in acquiring new members[80] - New pet acquisition expense for Q1 2025 was $20,516, compared to $18,354 in Q4 2024, indicating an increase of 11.8%[93] - Total cost of revenue increased by $20.978 million, or 7.8%, to $290.872 million[114] - Operating expenses increased by $10.010 million, or 23.7%, to $52.271 million, with significant increases in general and administrative expenses[114] - General and administrative expense for Q1 2025 was $19,892, up from $16,828 in Q4 2024, reflecting an increase of 18.3%[90] Insurance and Risk Management - The subscription business segment generates revenue primarily through insurance premiums, with a focus on achieving a target margin before new pet acquisition expenses[75] - The company plans to assume full insurance risk for certain products currently underwritten by third parties, aiming for increased revenue recognition[75] - The company aims to assume full insurance risk for certain products in Continental Europe, transitioning from third-party underwriting[94] - The other business segment generates revenue primarily from underwriting policies on behalf of third parties, with a different margin profile than the subscription business[95] Cash and Investments - Net cash provided by operating activities was $15.964 million for the three months ended March 31, 2025, compared to $2.434 million for the same period in 2024[130] - As of March 31, 2025, the company had $321.8 million in cash, cash equivalents, and short-term investments[132] - The Credit Facility provides up to $150.0 million of credit, with $135.0 million issued as term loans as of March 31, 2025[137] Accounting and Compliance - Non-GAAP financial measures are used to evaluate operating performance, excluding non-recurring expenses and stock-based compensation to provide clearer insights into core business results[86] - There have been no material changes to critical accounting policies or estimates compared to the previous fiscal year[148] - Management believes there have been no material changes to market risk disclosures during the three months ended March 31, 2025[150]