Exhibit 99.1 WOORI FINANCIAL GROUP INC. AND SUBSIDIARIES CONDENSED CONSOLIDATED INTERIM FINANCIAL STATEMENTS AS OF AND FOR THE THREE-MONTH AND NINE-MONTH PERIODS ENDED SEPTEMBER 30, 2025 AND 2024 W O O R I F I N A N C I A L G R O U P I N C . | P | a | g | e | ( | s | ) | I | n | d | e | p | e | n | d | e | n | t | A | u | d | i | t | o | r | s | ' | R | e | v | i | e | w | R | e | p | o | r | t | 1 | - | 2 | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | | ...

分组1: Wolf Speed - Wolf Speed has exited bankruptcy, resulting in a share rally of over 30% due to a significant restructuring of its business and a reduction of approximately 70% in its debt [2][3][4] - The company is focusing on growth markets such as electric vehicles (EVs), artificial intelligence (AI), and clean energy, where its silicon carbide chips are in demand [3][4] - Existing shareholders faced substantial losses as old shares were canceled, and they received only a small fraction of new shares in exchange, with most new equity allocated to creditors [4][5] 分组2: Spotify - Spotify has announced a leadership change with Daniel Ek stepping down as CEO after nearly 20 years, transitioning to an executive chairman role, while Gustav Solderstrom and Alex Nordstrom take on co-CEO positions [6][7] - The company has seen its shares more than double over the past year, with a current market cap reflecting strong performance and a user base of approximately 700 million, including nearly 300 million paying subscribers [8][10] - The new co-CEO structure aims to enhance focus on business operations and technology, with both leaders having been instrumental in Spotify's growth over the past decade [9][10] 分组3: Oaklo - Bank of America has downgraded Oaklo to neutral from buy, raising its price target to 117, indicating a mixed view on the company's valuation amid concerns about overly optimistic assumptions regarding small modular reactors [10][11][12] - The nuclear energy sector is expected to grow, but Oaklo remains pre-revenue, leading to skepticism about the realistic deployment and growth of its projects at this early stage [11][12]

Core Viewpoint - Woori Bank has received a Zacks Rank 2 (Buy) upgrade due to an upward trend in earnings estimates, indicating a positive outlook for its stock price [1][3]. Earnings Estimates and Stock Price Impact - The Zacks rating system is primarily influenced by changes in a company's earnings potential, which is strongly correlated with near-term stock price movements [4][6]. - Rising earnings estimates for Woori Bank suggest an improvement in its underlying business, which could lead to higher stock prices as investors respond positively [5][10]. Earnings Estimate Revisions - For the fiscal year ending December 2025, Woori Bank is expected to earn $8.74 per share, unchanged from the previous year, but the Zacks Consensus Estimate has increased by 2.5% over the past three months [8]. Zacks Rank System - The Zacks Rank system classifies stocks into five groups based on earnings estimates, with Zacks Rank 1 (Strong Buy) stocks historically generating an average annual return of +25% since 1988 [7]. - Woori Bank's upgrade to Zacks Rank 2 places it in the top 20% of Zacks-covered stocks, indicating strong potential for market-beating returns in the near term [10].

Company Overview - Woori Bank (WF) is headquartered in Seoul and has experienced a price change of 80.7% this year [3] - The company currently pays a dividend of $0.34 per share, resulting in a dividend yield of 2.39% [3] - The Banks - Foreign industry has a higher yield of 3.02%, while the S&P 500's yield is 1.51% [3] Dividend Performance - Woori Bank's annualized dividend of $1.35 has increased by 48% from the previous year [4] - Over the last five years, the company has raised its dividend three times, averaging an annual increase of 11.20% [4] - The current payout ratio is 17%, indicating that the bank paid out 17% of its trailing 12-month earnings per share as dividends [4] Earnings Outlook - The Zacks Consensus Estimate for Woori Bank's earnings in 2025 is $8.74 per share, with an expected increase of 0.58% from the previous year [5] - The company is anticipated to see earnings expansion this fiscal year [5] Investment Considerations - Woori Bank is viewed as an attractive dividend play and a compelling investment opportunity, holding a Zacks Rank of 2 (Buy) [6] - Income investors are generally attracted to dividends for various reasons, including improving stock investing profits and providing tax advantages [5]

Core Insights - The article compares Woori Bank (WF) and Banco Itau (ITUB) to determine which stock offers better value for investors [1] - Both banks currently hold a Zacks Rank of 2 (Buy), indicating positive earnings estimate revisions and an improving earnings outlook [3] Valuation Metrics - WF has a forward P/E ratio of 6.46, while ITUB has a forward P/E of 9.30, suggesting WF is more undervalued [5] - WF's PEG ratio is 1.01, compared to ITUB's PEG ratio of 1.04, indicating similar expected earnings growth rates [5] - WF's P/B ratio is 0.56, significantly lower than ITUB's P/B of 1.97, further supporting WF's valuation as more attractive [6] - Based on these valuation metrics, WF receives a Value grade of B, while ITUB is rated D, highlighting WF as the superior value option [6][7]

Group 1 - Woori Financial Group Inc. is one of Korea's 'big four' financial holding companies, with a diverse range of subsidiaries including Woori Card, Woori Bank, Woori Asset Management, Woori Investment Securities, and life insurance through Tong Yang and ABL acquisitions [1] - The company has expanded its portfolio recently by acquiring life insurance businesses, indicating a strategic move to diversify its financial services [1] Group 2 - The article does not provide specific financial performance metrics or projections for Woori Financial Group Inc. [1] - There is no mention of market conditions or competitive landscape affecting the company in the provided content [1]

Financial Performance - Interest income for Q2 2025 was 5,114,607 million KRW, a decrease of 5.6% compared to 5,418,375 million KRW in Q2 2024[15] - Net interest income increased to 2,261,817 million KRW in Q2 2025, up 2.9% from 2,196,896 million KRW in Q2 2024[15] - Total comprehensive income for the first half of 2025 was 1,274,555 million KRW, down 31.7% from 1,867,018 million KRW in the same period of 2024[16] - Net income for Q2 2025 was 939,743 million KRW, a slight decrease of 2.3% compared to 961,509 million KRW in Q2 2024[16] - Operating income for the first half of 2025 was 1,977,714 million KRW, a decrease of 17.7% from 2,404,009 million KRW in the first half of 2024[15] - Net income for the six-month period ended June 30, 2025, was 1,594,299 million Won, a decrease of 11.4% compared to 1,800,420 million Won in 2024[20] - The net gain on financial assets at FVTOCI was 47,566 million KRW in Q2 2025, compared to 18,039 million KRW in Q2 2024, indicating a significant improvement[15] - The basic and diluted earnings per share for Q2 2025 was 1,225 KRW, compared to 1,206 KRW in Q2 2024, representing a growth of 1.6%[16] Assets and Liabilities - Total assets increased to 534,112,776 million Korean Won as of June 30, 2025, compared to 525,753,320 million Korean Won at the end of 2024, reflecting a growth of approximately 1.3%[13] - Total liabilities increased to 498,397,258 million Korean Won from 489,858,051 million Korean Won, marking an increase of about 1.1%[13] - Cash and cash equivalents rose to 30,008,499 million Korean Won, up from 27,281,123 million Korean Won, indicating an increase of about 6.3%[13] - Loans and other financial assets at amortized cost reached 413,452,761 million Korean Won, a rise from 398,471,816 million Korean Won, representing a growth of approximately 3.7%[13] - Total equity decreased slightly to 35,715,518 million Korean Won from 35,895,269 million Korean Won, indicating a decline of about 0.5%[13] - Financial assets at fair value through profit or loss decreased to 20,919,935 million Korean Won from 25,202,672 million Korean Won, a decline of approximately 16.5%[13] Cash Flow - Cash flows from operating activities resulted in a net cash outflow of (2,506,650) million Won in 2025, an improvement from (4,966,770) million Won in 2024[21] - Cash flows from investing activities showed a net inflow of 3,918,200 million Won in 2025, significantly higher than 969,004 million Won in 2024[21] - The company reported a net increase in cash and cash equivalents of 2,727,376 million Won in 2025, compared to a decrease of (5,084,986) million Won in 2024[21] - The total cash and cash equivalents at the end of the period increased to 30,008,499 million Won in 2025 from 25,471,632 million Won in 2024[21] Ownership and Subsidiaries - Woori Financial Group Inc. fully owns 100% of its major subsidiaries, including Woori Bank, Woori Card Co., Ltd., and Woori Savings Bank as of June 30, 2025[35] - Woori Financial Group Inc. has a 90.8% ownership in PT Bank Woori Saudara Indonesia 1906 Tbk, indicating a strong presence in the Indonesian market[36] - The group maintains a 99.9% ownership in the Korea BTL Infrastructure Fund, reflecting its commitment to infrastructure investments in Korea[36] - Woori Financial Group Inc. continues to explore opportunities for market expansion, particularly in Southeast Asia and Europe[36] - The company is focused on enhancing its financial technology capabilities through subsidiaries like Woori FIS Co., Ltd., which specializes in system software development[35] Credit Risk Management - The Group's credit risk management utilizes a credit rating model to assess counterparty default risk, incorporating both quantitative and qualitative methods[75] - The Group assesses significant increases in credit risk using indicators such as asset quality level and days past due[79] - The total maximum exposure to credit risk is 629,937,902 million Won, slightly up from 628,324,324 million Won as of December 31, 2024[87] - The largest credit risk exposure by industry is in the individuals category, totaling 266,087,171 million Korean Won as of June 30, 2025, which is an increase from 264,238,336 million Korean Won in December 2024[92] Market and Operational Risk Management - Market risk management includes measuring and evaluating risks associated with trading and non-trading activities, with a focus on interest rates, stock prices, and foreign exchange rates[101] - The Group employs the Basel III standard approach for market risk management, which includes sensitivity methods for measuring potential losses[104] - The operational risk management system has been established to comply with Basel III regulations, which began implementation in 2023[117] - The Group measures operational risk capital using the Basel III standardized approach, which involves the Business Indicator Component (BIC) and the Internal Loss Multiplier (ILM)[118] Financial Instruments and Fair Value - The total fair value of financial instruments measured at fair value was 60,449,250 million Korean Won, with Level 1 assets accounting for 19,091,390 million Korean Won[167] - The fair value of financial assets at FVTPL totaled 20,919,935 million Korean Won as of June 30, 2025, with significant contributions from debt securities (7,232,883 million Korean Won) and beneficiary certificates (5,105,891 million Korean Won)[167] - The total fair value of financial liabilities at amortized cost as of June 30, 2025, is 490,156,134 million KRW, with a carrying amount of 495,320,266 million KRW[194] Investment and Growth - Woori Financial Group has a diverse portfolio with subsidiaries engaged in various financial services, including asset management and credit information[35] - The Group maintains a diverse portfolio with significant investments in private equity and real estate funds, reflecting a strategic focus on asset management[48] - The Group anticipates potential financial impacts from the ongoing Russia-Ukraine conflict, affecting AO Woori Bank's operations in the future[51]

Company Overview - Woori Bank (WF) is headquartered in Seoul and operates in the Finance sector, with a stock price change of 70.24% since the beginning of the year [3] - The company currently pays a dividend of $0.34 per share, resulting in a dividend yield of 2.57%, which is lower than the Banks - Foreign industry's yield of 3.2% and the S&P 500's yield of 1.48% [3] Dividend Performance - Woori Bank's annualized dividend of $1.37 has increased by 50.2% from the previous year [4] - Over the past 5 years, the company has raised its dividend three times, achieving an average annual increase of 11.20% [4] - The current payout ratio is 17%, indicating that the bank paid out 17% of its trailing 12-month earnings per share as dividends [4] Earnings Growth - The Zacks Consensus Estimate for Woori Bank's earnings in 2025 is $8.74 per share, reflecting an expected increase of 0.58% from the previous year [5] - The company is viewed as an attractive dividend play and a compelling investment opportunity, holding a Zacks Rank of 2 (Buy) [6]

Core Viewpoint - The article emphasizes the importance of value investing and highlights Woori Bank as a strong candidate for value investors due to its favorable valuation metrics [2][4][6] Company Analysis - Woori Bank (WF) has a Zacks Rank of 2 (Buy) and an "A" grade in the Value category, indicating it is among the strongest value stocks currently available [4][6] - The stock is trading at a P/E ratio of 5.6, significantly lower than the industry average P/E of 9.54, suggesting it is undervalued [4] - WF's Forward P/E has fluctuated between 3.48 and 5.63 over the past year, with a median of 4.01, further indicating its potential undervaluation [4] - The P/S ratio for Woori Bank is 0.76, compared to the industry average P/S of 1.64, reinforcing the notion that WF is undervalued [5] Industry Context - The article discusses the broader trend of value investing, which focuses on identifying companies undervalued by the market using fundamental analysis and traditional valuation metrics [2][3] - The Style Scores system developed by Zacks aims to identify stocks with specific traits, particularly in the Value category, which is of interest to value investors [3]

Core Viewpoint - Woori Bank has been upgraded to a Zacks Rank 2 (Buy) due to an upward trend in earnings estimates, which is a significant factor influencing stock prices [1][2] Earnings Estimates and Stock Price Movement - The Zacks rating system is based on changes in earnings estimates, which are strongly correlated with near-term stock price movements [3][5] - Institutional investors utilize earnings estimates to determine the fair value of stocks, leading to buying or selling actions that affect stock prices [3] Company Performance and Outlook - The upgrade for Woori Bank indicates an improvement in its underlying business, which is expected to positively influence its stock price [4] - Woori Bank's earnings estimate for the fiscal year ending December 2025 is projected at $8.53 per share, reflecting a year-over-year change of -1.8% [7] - Over the past three months, the Zacks Consensus Estimate for Woori Bank has increased by 1.1% [7] Zacks Rank System - The Zacks Rank system classifies stocks into five groups based on earnings estimates, with a strong historical performance, particularly for Zacks Rank 1 stocks, which have averaged a +25% annual return since 1988 [6] - Woori Bank's upgrade to Zacks Rank 2 places it in the top 20% of Zacks-covered stocks, indicating a strong potential for market-beating returns in the near term [9]