Group 1 - The core viewpoint of the article is that Wells Fargo's fourth-quarter net interest income was $12.33 billion, slightly below market expectations of $12.43 billion [1] - Wells Fargo projects that its net interest income will reach approximately $50 billion by 2026, while market estimates are higher at $52.67 billion [1]

Market Overview - US stock index futures are all down, with Dow futures down 0.32%, S&P 500 futures down 0.42%, and Nasdaq futures down 0.63% [1] - The German DAX index is down 0.41%, while the UK FTSE 100 is up 0.26%, and the French CAC40 is up 0.03% [2][3] - WTI crude oil has increased by 1.19%, priced at $61.88 per barrel, and Brent crude oil has also risen by 1.19%, priced at $66.25 per barrel [3][4] Economic Insights - Expectations for Federal Reserve interest rate cuts have shifted, with traders increasingly betting that the Fed will maintain rates throughout the year, influenced by recent labor market data and CPI indicating stable inflation [4] - A prominent investor predicts a potential 20% decline in the Dow Jones index by the end of the year, citing pressures on ordinary consumers due to high living costs [5] Debt Market Concerns - Morgan Stanley reports that the size of basis trading in US Treasuries has ballooned to approximately $1.5 trillion, necessitating close monitoring to avoid a repeat of market volatility seen in 2020 [6] Commodity Market Developments - Silver prices have surged nearly 4%, reaching $90.36 per ounce, with a peak at $91.56, driven by rising safe-haven demand amid geopolitical tensions [7] - LME tin prices have reached a historical high of $51,675 per ton, reflecting a significant increase driven by Chinese investor interest in commodities [7] Company Earnings Reports - Bank of America reported Q4 net revenue of $28.37 billion, exceeding market expectations of $27.76 billion, and net interest income of $15.75 billion, also above expectations [8] - Wells Fargo's Q4 revenue was $21.29 billion, falling short of the expected $21.64 billion, with net interest income of $12.33 billion, below the anticipated $12.43 billion [9] - Tesla is shifting its Full Self-Driving (FSD) sales model to a subscription service, effective February 14, significantly lowering the entry cost for consumers [9] - Netflix is exploring an all-cash acquisition of Warner Bros. to expedite the deal process amid competitive pressures [10] - Citigroup is set to lay off approximately 1,000 employees as part of a broader plan to reduce its workforce by 20,000 by the end of the year [10] Pharmaceutical Innovations - Amgen's experimental weight loss drug MariTide shows promise with a monthly injection regimen that helps patients maintain weight loss over two years, contrasting with the more frequent injections of existing weight loss medications [11]

Wells Fargo's wealth management unit reported higher net income for the fourth quarter and an increase in client assets, which received a boost from the current bull market. Net income for the wealth unit came in at $656 million, a 29% year- over-year increase. The unit benefited from higher net interest income and investment advisory fees. Wells Fargo said total client assets for the wealth unit were $2.5 trillion at the end of the quarter, an increase of 9% from the same period a year ago. ...

Wells Fargo fell short of analysts' profit estimates as net interest income fell short of expectations and severance costs drove up expenses in the fourth quarter. Dani Burger reports on Bloomberg Television. ...

Group 1 - Wells Fargo set aside over $1 billion in the fourth quarter for potential loan defaults, an increase from $681 million in the third quarter [1] - The increase in provisions for credit losses is attributed to higher balances in commercial and industrial, auto, and credit card loans [1] - For the fourth quarter of 2024, Wells Fargo reported a provision of $1.095 billion [1] Group 2 - Net charge-offs for Wells Fargo were reported at $1 billion, up from $954 million in the third quarter [2] - The net charge-offs for the fourth quarter of 2024 were $1.2 billion [2]

Core Viewpoint - Wells Fargo anticipates an increase in net interest income to approximately $50 billion in 2026, up from around $47.5 billion in 2025, driven by a growing balance sheet, changes in loan and deposit mix, and repricing of fixed assets [1] Group 1 - Net interest income is defined as the difference between earnings on interest-bearing assets and interest paid on customer deposits, making it a crucial metric for banks [1] - The company's projection is based on the assumption of only two to three cuts in the fed funds rate and a relatively stable 10-year Treasury in 2026 [2]

来源：滚动播报 富国银行首席执行官提及强劲的财务表现、美联储资产上限的解除以及多项同意令的终止。 ...

SAN FRANCISCO--(BUSINESS WIRE)--Wells Fargo & Company (NYSE: WFC) has released its fourth quarter 2025 financial results. The financial results are available online at https://www.wellsfargo.com/about/investor-relations/quarterly-earnings/ and on a Form 8-K filed by the company with the Securities and Exchange Commission (SEC) on Jan. 14, 2026, and available on the SEC's website at https://www.sec.gov. Conference call The company will host a live conference call on Wednesday, Jan. 14, at 10. ...

Wells Fargo's revenue for the quarter came in at $21.3 billion. Wells Fargo reported fourth-quarter earnings of $1.62 a share, missing Wall Street estimates of $1.66. On an adjusted basis, Wells Fargo reported earnings of $1.76 a share. vs. expectations of $1.66. ...

Wells Fargo's profit rose in the fourth quarter as it earned more from interest payments. ...