Core Viewpoint - Rosen Law Firm is investigating potential securities claims on behalf of shareholders of Zions Bancorporation due to allegations of materially misleading business information issued by the company [1]. Group 1: Investigation and Legal Action - Zions Bancorporation may face a class action lawsuit as investors who purchased its securities could be entitled to compensation without any out-of-pocket fees through a contingency fee arrangement [2]. - The firm is preparing a class action to seek recovery of investor losses following the recent financial disclosures [2]. Group 2: Financial Disclosure and Impact - On October 15, 2025, Zions Bancorporation announced a $50 million charge-off related to a loan from its subsidiary, California Bank & Trust, citing misrepresentations and contractual defaults by borrowers [3]. - Following this announcement, Zions Bancorporation's common stock experienced a significant decline of 13.14% on October 16, 2025 [4]. Group 3: Rosen Law Firm's Credentials - Rosen Law Firm has a strong track record in securities class actions, having achieved the largest securities class action settlement against a Chinese company and being ranked highly for the number of settlements [5]. - The firm has recovered hundreds of millions of dollars for investors, including over $438 million in 2019 alone, and has received recognition for its attorneys' expertise [5].

Core Viewpoint - Pomerantz LLP is investigating potential securities fraud and unlawful business practices involving Zions Bancorporation and its officers or directors [1][2]. Group 1: Company Financials - On October 15, 2025, Zions announced a $50 million charge-off related to a loan from its subsidiary, California Bank & Trust, due to "apparent misrepresentations and contractual defaults by the Borrowers and Obligors and other irregularities" [2]. - Following this announcement, Zions' stock price dropped by $7.10 per share, or 13.14%, closing at $46.93 per share on October 16, 2025 [2]. Group 2: Legal Investigation - Pomerantz LLP, a prominent firm in corporate and securities class litigation, is leading the investigation into Zions Bancorporation [3]. - The firm has a history of recovering significant damages for victims of securities fraud and corporate misconduct [3].

Core Viewpoint - Zions Bancorporation's recent earnings report shows a positive trend in adjusted earnings per share and net interest income, despite challenges in loan balances and rising expenses [3][5][8]. Financial Performance - Adjusted earnings per share for Q3 2025 were $1.54, exceeding the Zacks Consensus Estimate of $1.40, and reflecting a 12.4% increase year-over-year [3]. - Net revenues reached $861 million, up 8.7% year-over-year, surpassing the Zacks Consensus Estimate of $845.5 million [5]. - Net interest income (NII) was $672 million, an increase of 8.4%, attributed to lower funding costs and a favorable mix in interest-earning assets [5]. - Non-interest income rose 9.9% to $189 million, driven by increases in most components except capital markets fees [6]. Expenses and Efficiency - Adjusted non-interest expenses increased by 4.2% to $520 million, with an adjusted efficiency ratio of 59.6%, down from 62.5% in the prior year, indicating improved profitability [7]. - The company recorded net loan and lease charge-offs of $56 million, significantly up from $3 million in the prior-year quarter, with provisions for credit losses rising to $49 million [9]. Credit Quality and Capital Ratios - The ratio of non-performing assets to loans and leases decreased by 8 basis points year-over-year to 0.54% [9]. - As of September 30, 2025, the Tier 1 leverage ratio was 8.8%, and the common equity tier 1 capital ratio was 11.3%, both showing improvement from the previous year [10]. Outlook - Management anticipates a marginal year-over-year increase in period-end loan balances, driven by commercial loans, while expecting a decline in commercial real estate classified balances [12]. - NII is projected to see moderate growth, supported by earning asset remix and loan and deposit growth [13]. - Customer-related non-interest income is expected to rise moderately due to increased customer activity and new client acquisition [14]. - Adjusted non-interest expenses are forecasted to increase moderately, influenced by technology costs and marketing expenses [15]. Market Reaction and Estimates - Since the earnings release, there has been a 7.4% upward trend in consensus estimates for the stock [16]. - Zions has a Zacks Rank 3 (Hold), indicating expectations for an in-line return in the coming months [18].

Core Viewpoint - The article compiles significant research calls from Wall Street, highlighting upgrades for various companies that investors should be aware of [1] Group 1: Company Upgrades - Jefferies upgraded DoorDash (DASH) to Buy from Hold with a price target of $260, increased from $220, citing faster growth in U.S. restaurant delivery as a reason for a more bullish outlook [2] - Nomura upgraded Baidu (BIDU) to Buy from Neutral with a price target of $140, up from $135, due to the substantial growth potential of its 69% owned chip-design subsidiary, Kunlunxin, and management's consideration of enhancing capital returns [2] - UBS upgraded Insulet (PODD) to Buy from Neutral with a price target of $400, raised from $355, anticipating sustained growth momentum through the end of the decade [2] - Jefferies upgraded Zions Bancorp (ZION) to Buy from Hold with a price target of $60, up from $55, arguing that the stock's pullback related to alleged fraud charges is overdone [2] - Goldman Sachs upgraded Medtronic (MDT) to Neutral from Sell with a price target of $111, increased from $81, noting improved new product momentum and positive overall P&L metrics post Q2 results [2]

Core Insights - Zions Bancorporation is scheduled to present at the Goldman Sachs 2025 Financial Services Conference on December 9, 2025, at 1:40 pm Eastern [1] - The company reported total assets of approximately $89 billion and annual net revenue of $3.1 billion for the year 2024 [2] Company Overview - Zions Bancorporation operates in 11 western states with local management teams and distinct brands [2] - The company is recognized for its performance in small- and middle-market banking and public finance advisory services [2] - Zions Bancorporation is included in the S&P MidCap 400 and NASDAQ Financial 100 indices [2] Recent Developments - The board of directors declared a regular quarterly dividend of $0.45 per share [4]

Core Viewpoint - Rosen Law Firm is investigating potential securities claims on behalf of shareholders of Zions Bancorporation due to allegations of materially misleading business information issued to the public [1] Group 1: Legal Action and Investor Rights - Investors who purchased Zions Bancorporation securities may be entitled to compensation through a class action lawsuit without any out-of-pocket fees [2] - The Rosen Law Firm is preparing a class action to seek recovery of investor losses [2] Group 2: Financial Disclosure and Impact - On October 15, 2025, Zions Bancorporation announced a $50 million charge-off related to a loan from its subsidiary, California Bank & Trust, due to misrepresentations and contractual defaults [3] - Following this announcement, Zions Bancorporation's common stock experienced a decline of 13.14% on October 16, 2025 [4] Group 3: Rosen Law Firm's Credentials - The Rosen Law Firm has a strong track record in securities class actions, having achieved significant settlements and recognition in the field [5] - The firm has recovered hundreds of millions of dollars for investors, including over $438 million in 2019 alone [5]

Core Viewpoint - Rosen Law Firm is investigating potential securities claims on behalf of shareholders of Zions Bancorporation due to allegations of materially misleading business information issued by the company [1]. Group 1: Legal Action and Investor Rights - Shareholders who purchased Zions Bancorporation securities may be entitled to compensation through a class action lawsuit without any out-of-pocket fees [2]. - The Rosen Law Firm is preparing a class action to seek recovery of investor losses related to the alleged misleading information [2]. Group 2: Financial Impact and Company Disclosure - On October 15, 2025, Zions Bancorporation announced a $50 million charge-off for a loan due to misrepresentations and contractual defaults by borrowers [3]. - Following this announcement, Zions Bancorporation's common stock experienced a decline of 13.14% on October 16, 2025 [4]. Group 3: Rosen Law Firm's Credentials - Rosen Law Firm has a strong track record in securities class actions, having achieved significant settlements for investors, including over $438 million in 2019 [5]. - The firm has been recognized as a leader in the field, being ranked No. 1 by ISS Securities Class Action Services for the number of settlements in 2017 and consistently in the top 4 since 2013 [5].

Core Viewpoint - Rosen Law Firm is investigating potential securities claims on behalf of shareholders of Zions Bancorporation due to allegations of materially misleading business information issued to the public [1] Group 1: Legal Action and Investor Rights - Investors who purchased Zions Bancorporation securities may be entitled to compensation through a class action lawsuit without any out-of-pocket fees [2] - The Rosen Law Firm is preparing a class action to seek recovery of investor losses [2] Group 2: Financial Impact and Company Disclosure - On October 15, 2025, Zions Bancorporation announced a $50 million charge-off related to a loan from its subsidiary, California Bank & Trust, due to misrepresentations and contractual defaults [3] - Following this announcement, Zions Bancorporation's common stock experienced a decline of 13.14% on October 16, 2025 [4] Group 3: Rosen Law Firm's Credentials - The Rosen Law Firm has a strong track record in securities class actions, having achieved significant settlements, including the largest against a Chinese company [5] - The firm has been consistently ranked among the top firms for securities class action settlements and has recovered hundreds of millions for investors [5]

Core Insights - The article highlights the challenges banks face in maintaining employee engagement and satisfaction amid economic uncertainty, regulatory changes, and technological disruptions [1][2] - Despite these challenges, many banks have implemented supportive measures for their employees, including robust benefits and recognition programs [3] Summary by Sections Employee Engagement and Support - Banks have provided comprehensive benefits packages, hybrid work schedules, leadership development opportunities, and paid time off for volunteering [3] - Efforts to foster connections among employees include reducing silos and organizing regular events [3] Best Banks to Work For - In 2025, 90 banks were recognized in American Banker's Best Banks to Work For list, ranging from small institutions like Pan American Bank & Trust to larger ones like SouthState Bank [4] - The ranking is based on employee satisfaction surveys and evaluations of banks' employee policies and benefits [5] Survey Results - Winning banks reported an average of 92% employee confidence in leadership and 95% satisfaction with colleagues, compared to 80% and 90% respectively for non-winning banks [7] - Trust in employer communications was reported at 89% for winning banks versus 75% for others, and 76% of winning bank employees felt they were paid fairly compared to 63% at non-winning banks [7] Publication Details - The list of the Best Banks to Work For is published in two parts, with the current installment featuring banks ranked 21-90 [8]

Core Viewpoint - Rosen Law Firm is investigating potential securities claims on behalf of shareholders of Zions Bancorporation due to allegations of materially misleading business information issued by the company [1] Group 1: Legal Actions and Investigations - Rosen Law Firm is preparing a class action to seek recovery of investor losses for those who purchased Zions Bancorporation securities [2] - Zions Bancorporation announced a $50 million charge-off for a loan due to misrepresentations and contractual defaults by borrowers, and will engage counsel for an independent review [3] Group 2: Market Reaction - Following the announcement of the charge-off, Zions Bancorporation's common stock experienced a decline of 13.14% on October 16, 2025 [4] Group 3: Rosen Law Firm's Credentials - Rosen Law Firm has a strong track record in securities class actions, having achieved significant settlements and recognition in the field, including being ranked No. 1 for securities class action settlements in 2017 [5]