Table of Contents or ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the Fiscal Year Ended November 30, 2025 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 _____________________________ FORM 10-K (Mark One) ☑ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Commission file number: 001-06631 _____________________________ LEVI STRAUSS & CO. (Exact Name of Registrant as Specified in Its Charter) Delaware ...

Exhibit 99.1 For Immediate Release January 28, 2026 LANDSTAR SYSTEM REPORTS FOURTH QUARTER RESULTS Jacksonville, FL—Landstar System, Inc. (NASDAQ: LSTR) ("Landstar" or the "Company") today confirmed its financial results for the 2025 fourth quarter. As previously disclosed in a Form 8-K filed with the U.S. Securities and Exchange Commission (the "SEC") on January 21, 2026, the Company reported total revenue of $1,174 million in the 2025 fourth quarter, compared to $1,209 million in the 2024 fourth quarter. ...

Revenue Growth - Adtalem's revenue increased by 12.4%, or $55.7 million, to $503.4 million in Q2 FY 2026 compared to the prior year period, driven by growth across all segments [138]. - Walden's revenue surged by 27.0%, or $46.3 million, to $217.6 million in Q2 FY 2026, driven by increased enrollment and higher tuition rates [147]. - Chamberlain's revenue increased by 1.6%, or $2.8 million, to $183.8 million in Q2 FY 2026, supported by higher tuition rates despite a decline in post-licensure nursing program enrollment [145]. - Medical and Veterinary revenue grew by 6.9%, or $6.6 million, to $102.0 million in Q2 FY 2026, attributed to higher enrollment and tuition rates [149]. Income and Earnings - Net income rose by 0.7%, or $0.5 million, to $76.4 million in Q2 FY 2026, primarily due to increased revenue and decreased interest expense [138]. - Adjusted net income increased by 26.7%, or $18.5 million, to $87.9 million in Q2 FY 2026, reflecting strong revenue growth and lower interest expenses [138]. - Consolidated operating income increased 7.0%, or $7.2 million, to $111.1 million in the second quarter of fiscal year 2026 compared to the prior year [158]. - Adjusted net income for the six months ended December 31, 2025, was $152.8 million, compared to $119.9 million in the prior year [213]. Enrollment Trends - Total student enrollment at Chamberlain decreased by 1.0% for the November 2025 session compared to the same session last year, while Walden's enrollment increased by 13.0% as of December 31, 2025 [138]. Tuition Rates - Tuition rates for Chamberlain programs increased by approximately 4.6% from the prior year, while Walden's rates increased by about 2.0% [146][148]. - Tuition rates for RUSM's medical program increased by 4.5% and for RUSVM's veterinary program by 3.0% effective September 2025 [153]. Expenses and Cost Management - Cost of educational services increased 10.1%, or $18.8 million, to $205.4 million in the second quarter of fiscal year 2026 compared to the prior year [151]. - As a percentage of revenue, cost of educational services was 40.8% in the second quarter of fiscal year 2026, down from 41.7% in the prior year period, indicating improved cost efficiencies [152]. - Student services and administrative expense increased 16.5%, or $25.9 million, to $182.8 million in the second quarter of fiscal year 2026 compared to the prior year [154]. Operating Income - Operating income for Chamberlain decreased 24.2%, or $10.2 million, to $32.0 million in the second quarter of fiscal year 2026 compared to the prior year [158]. - Operating income for Walden increased 53.8%, or $26.3 million, to $75.2 million in the second quarter of fiscal year 2026 compared to the prior year [158]. - Walden's segment adjusted operating income increased by 70.0%, or $32.3 million, to $78.5 million in Q2 FY 2026, and increased by 51.5%, or $45.7 million, to $134.5 million in the first six months compared to the prior year [162]. Share Repurchase and Financing - Adtalem repurchased 1,727,565 shares at an average cost of $95.45 per share during Q2 FY 2026, with future repurchases dependent on market conditions [138]. - Adtalem authorized a share repurchase program allowing for the repurchase of up to $750.0 million of common stock through December 15, 2028, with $727.5 million remaining as of December 31, 2025 [194][195]. - Net cash used in financing activities was $267.2 million for the six months ended December 31, 2025, driven by share repurchases of $172.4 million [193]. Cash Flow and Liquidity - Adtalem's net cash provided by operating activities increased by $94.2 million to $160.1 million for the six months ended December 31, 2025, compared to $66.0 million in the prior year period [191]. - Cash collections from students rose by $81.0 million, contributing to the overall increase in operating cash flow [191]. - As of December 31, 2025, Adtalem's consolidated cash and cash equivalents totaled $56.3 million, down from $199.6 million as of June 30, 2025 [190]. Regulatory and Compliance - The One Big Beautiful Bill Act (OBBBA) may significantly impact federal student aid availability, which could affect Adtalem's business operations [140]. - Adtalem's composite score declined to 0.2 as of September 25, 2023, impacting its eligibility for Title IV programs, but management does not expect material adverse effects on operations [176]. - New Gainful Employment rules effective July 1, 2024, require programs to meet specific debt-to-earnings and earnings premium tests to maintain Title IV eligibility [183]. - Adtalem's institutions are subject to heightened cash monitoring and additional reporting requirements due to provisional certifications stemming from the decline in the composite score [181]. Interest and Other Income - Interest expense decreased to $10.9 million in Q2 FY 2026 and $22.0 million in the first six months, down from $13.9 million and $28.4 million in the prior year periods [164]. - Other income, net was $1.7 million in Q2 FY 2026 and $4.2 million in the first six months, compared to $2.2 million and $4.9 million in the prior year periods [165]. Adjusted Earnings and EBITDA - Adjusted earnings per share for the six months ended December 31, 2025, was $4.17, up from $3.09 in the prior year [214]. - Adjusted EBITDA for Adtalem Global Education increased by 23.9% to $154,903,000 for the three months ended December 31, 2025, compared to $125,012,000 in the same period of 2024 [216]. - Adjusted EBITDA margin for Adtalem Global Education improved to 30.8% for the three months ended December 31, 2025, up from 27.9% in the same period of 2024 [216].

Financial Performance - Fourth-quarter 2025 net sales were $4,098 million, a decrease of 0.9% compared to $4,136 million in Q4 2024; full-year net sales were $15,524 million, down 6.5% from $16,607 million in 2024[2] - GAAP net earnings for Q4 2025 were $108 million, a significant recovery from a loss of $393 million in Q4 2024; full-year GAAP net earnings were $318 million compared to a loss of $323 million in 2024[2] - Ongoing EBIT for Q4 2025 was $135 million, down 45.6% from $248 million in Q4 2024; full-year ongoing EBIT was $729 million, a decrease of 17.8% from $887 million in 2024[2] - Operating profit for the twelve months ended December 31, 2025, was $838 million, significantly higher than $143 million in 2024[14] - For Q4 2025, Whirlpool reported net earnings of $108 million, resulting in a net earnings margin of 2.7%[33] - Ongoing EBIT for Q4 2025 was $234 million, with an ongoing EBIT margin of 3.3%[33] - For the full year 2025, net earnings available to Whirlpool were $318 million, with a net earnings margin of 2.2%[39] - Full-year ongoing EBIT was $729 million, translating to an ongoing EBIT margin of 4.7%[39] Earnings Projections - The company expects 2026 GAAP earnings per diluted share to be approximately $6.25 and ongoing earnings per diluted share to be around $7.00[3] - The anticipated full-year GAAP tax rate for 2026 is approximately 25.0%[44] - For 2026, Whirlpool expects reported EBIT to be around $825 million and ongoing EBIT to be approximately $875 million[45] - The projected earnings per diluted share for 2026 is approximately $6.25, with an ongoing measure of $7.00[45] - The full-year adjusted tax (non-GAAP) rate for 2026 is expected to be approximately 25.0%[44] Cash Flow and Debt Management - Cash provided by operating activities is projected to be approximately $850 million in 2026, with free cash flow expected to be between $400 million and $500 million[3] - The company plans to reduce debt by approximately $400 million in 2026, focusing on working capital efficiency[3] - Free cash flow for the twelve months ended December 31, 2025, was $467 million, down from $835 million in 2024[17] - Free cash flow for the twelve months ended December 31, 2025, was $78 million, down from $385 million in 2024[60] - The company expects free cash flow for 2026 to be in the range of $400 million to $500 million[60] Segment Performance - MDA North America segment net sales for Q4 2025 were $2,573 million, a decline of 0.9% year-over-year, with EBIT down 59.0% to $71 million[4] - MDA Latin America segment net sales increased by 0.8% year-over-year to $927 million, but EBIT decreased by 15.3% to $59 million[4] - SDA Global segment net sales grew by 10.3% year-over-year to $423 million, with EBIT increasing to $59 million, reflecting strong growth in the direct-to-consumer business[4] Cost Management - The company executed a $200 million structural cost takeout in 2025 to mitigate the impact of tariffs and improve operational efficiency[3] - The company incurred restructuring costs of $58 million in Q2 2024, primarily related to employee termination[49] - In Q4 2025, the company reversed $15 million of restructuring provisions related to its European equity method investee[54] Asset and Liability Changes - Total current assets decreased to $4,924 million in 2025 from $5,239 million in 2024, a decline of 6%[16] - Long-term debt increased to $5,583 million in 2025 from $4,758 million in 2024, an increase of 17.4%[16] - Cash and cash equivalents at the end of 2025 were $669 million, down from $1,275 million at the end of 2024, a decrease of 47.5%[17] Miscellaneous - Organic net sales for 2025 were approximately $15.7 billion, a decrease of 0.3% compared to 2024[69] - A goodwill impairment charge of $381 million was recorded in Q4 2024 for the Maytag trademark[49] - The company recorded a gain of $251 million from selling an 11% stake in its India business in Q4 2025[49] - Dividends declared for the twelve months ended December 31, 2025, were $5.30 per share, compared to $7.00 per share in 2024, a reduction of 24.3%[14] - Basic net earnings per share for Q4 2025 were $1.92, recovering from a loss of $7.10 in Q4 2024[14] - The GAAP tax rate for 2025 was calculated at 27.5%, with an adjusted ongoing earnings per share tax rate of 3.5%[54]

Exhibit 99.1 First US Bancshares, Inc. Reports Fourth Quarter and 2025 Results: Quarter-over-Quarter Net Income Improvement of 10% BIRMINGHAM, AL (January 28, 2026) – Fourth Quarter and Full Year Highlights: First US Bancshares, Inc. (Nasdaq: FUSB) (the "Company"), the parent company of First US Bank (the "Bank"), today reported net income of $2.1 million, or $0.36 per diluted share, for the quarter ended December 31, 2025 ("4Q2025"), compared to $1.9 million, or $0.32 per diluted share, for the quarter end ...

Exhibit 99.1 FOR IMMEDIATE RELEASE January 28, 2026 (All amounts in U.S. dollars) CELESTICA ANNOUNCES FOURTH QUARTER AND FY 2025 FINANCIAL RESULTS Q4 2025 revenue and adjusted EPS* above the high end of our guidance ranges; Raising 2026 annual outlook TORONTO, Canada - Celestica Inc. (NYSE: CLS) (TSX: CLS), a global leader in data center infrastructure and advanced technology solutions, today announced its financial results for the fourth quarter ended December 31, 2025 (Q4 2025). 1 Q4 2025 Highlights 2025 ...

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 __________________________________________________________________________________________ FORM 10-K ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 FOR THE FISCAL YEAR ENDED DECEMBER 31, 2025 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 Commission File Number 1-14387 United Rentals, Inc. Commission File Number 1-13663 United Rental ...

EXHIBIT 99.1 Beacon Financial Corporation Announces Fourth Quarter Results Net Income of $53.4 million, EPS of $0.64 Operating Earnings (Non-GAAP) of $66.4 million, Operating EPS (Non-GAAP) of $0.79 BOSTON, Jan. 28, 2026 (GLOBE NEWSWIRE) -- Beacon Financial Corporation (NYSE: BBT) (the "Company") today announced net income of $53.4 million, or $0.64 per basic and diluted share, for the fourth quarter of 2025. For the year ended December 31, 2025, the Company reported net income of $90.3 million, or $1.03 pe ...

Exhibit 99.2 January 28, 2026 Fellow Calix stockholders: During the fourth quarter of 2025, the Calix team delivered record revenue of $272 million, our sixth quarter of consecutive revenue growth, a sequential growth rate of 3%, year-over-year growth of 32% while guiding to continued sequential growth in first quarter of 2026, underscoring the robust demand for our unique platform model by our Broadband Experience Provider (BXP) customers. A fitting close to 2025 as our customers' success with our platform ...

Exhibit 99.1 Chain Bridge Bancorp, Inc. Reports Fourth Quarter 2025 and Full Year 2025 Financial Results McLean, Virginia — January 28, 2026 Chain Bridge Bancorp, Inc. (NYSE: CBNA) (the "Company"), the holding company for Chain Bridge Bank, N.A. (the "Bank"), today announced financial results for the fourth quarter of 2025 and the twelve months ended December 31, 2025. Fourth Quarter 2025 Financial Highlights (Three Months Ended December 31, 2025): Full Year 2025 Financial Highlights (Twelve Months Ended De ...