Fidelity National Information Services (NYSE:FIS) Q4 2025 Earnings call February 24, 2026 08:30 AM ET Speaker7I would now like to hand the conference over to your speaker today, George Mihalos, Head of Investor Relations.Speaker4Good morning, everyone. Thank you for joining us today for the FIS fourth quarter 2025 earnings conference call. This call is being webcasted. Today's news release, corresponding presentation, and webcast are all available on our website at fisglobal.com. Joining me on the call this ...

Fourth Quarter 2025 Earnings Call February 24, 2026 Confidential and Proprietary Disclosures Forward-looking Statements Our discussions today, including this presentation and any comments made by management, contain "forward-looking statements" within the meaning of the U.S. federal securities laws. Any statements that refer to future events or circumstances, including our future strategies or results, or that are not historical facts, are forward-looking statements. Actual results could differ materially f ...

Exhibit 99.1 FIS Reports Full-Year 2025 Results and Introduces 2026 Outlook JACKSONVILLE, Fla., February 24, 2026 - FIS (NYSE:FIS), a global leader in financial technology, today reported its fourth quarter and full-year 2025 results. ® "We are entering 2026 with continued strong momentum as our commercial excellence initiatives and investments in innovation are driving durable revenue growth and expanding margins," said FIS CEO and President Stephanie Ferris. "With the Issuing acquisition, FIS now operates ...

This story was originally published on Payments Dive. To receive daily news and insights, subscribe to our free daily Payments Dive newsletter. Update: Feb. 25, 2026: Bloomberg News reported Tuesday that the fintech Stripe may be interested in buying PayPal, or some of its assets. A spokesperson for Stripe declined to comment. -------------------------------------------------------------------------- There aren’t many companies in the payments sphere that could digest a $40-billion market-cap company lik ...

Approval of FIS Bright Portfolios Focused Equity ETF Reorganization [Accessibility Statement] Skip NavigationSCOTTSDALE, Ariz., Feb. 19, 2026 /PRNewswire/ -- FIS Bright Portfolios Focused Equity ETF (NYSE: BRIF) ("BRIF" or the "Fund") reconvened a special meeting of shareholders earlier today (the "Special Meeting"). At the Special Meeting, the Fund's shareholders were asked to approve an Agreement and Plan of Reorganization pursuant to which BRIF will be reorganized into FIS Trust, as approved by BRIF's Bo ...

Core Insights - Fidelity National Information Services, Inc. (FIS) is scheduled to report its fourth-quarter 2025 results on February 24, 2026, with earnings estimated at $1.69 per share and revenues at $2.74 billion [1][4] Financial Performance Estimates - The fourth-quarter earnings estimate has seen two downward revisions in the past 30 days, indicating a 20.7% year-over-year increase in earnings and a 5.4% increase in revenues [2][4] - For the full year 2025, the revenue estimate is $10.59 billion, reflecting a 4.6% year-over-year rise, while the EPS estimate is $5.77, indicating a growth of approximately 10.5% year-over-year [4] Earnings Prediction Model - The current model does not predict an earnings beat for FIS, with an Earnings ESP of -0.37% and a Zacks Rank of 3 (Hold) [5] Revenue Breakdown - Q4 revenues are expected to show growth in Banking Solutions and Capital Market Solutions, with increases of 6.4% and 6.6% year-over-year, respectively [8][9] - Total recurring revenues are projected to increase by 7.9% in the upcoming quarter, with North America and All Other revenues expected to grow by 6.5% and 0.5% year-over-year, respectively [9] EBITDA Projections - The adjusted EBITDA for 2025 is projected to be between $4.33 billion and $4.345 billion, with an anticipated margin of around 40.9% [8][11] - The adjusted EBITDA for Capital Market Solutions is expected to grow by 6% year-over-year, while Banking Solutions is projected to see a 10.9% increase [10]

Core Viewpoint - Fidelity National Information Services (FIS) is expected to report quarterly earnings of $1.69 per share, reflecting a 20.7% increase year-over-year, with revenues projected at $2.74 billion, a 5.4% increase compared to the previous year [1]. Earnings Estimates - The consensus EPS estimate has been revised down by 0.2% in the last 30 days, indicating a reassessment by analysts [2]. - Changes in earnings estimates are crucial for predicting investor reactions, as empirical research shows a strong correlation between earnings estimate revisions and short-term stock performance [3]. Revenue Projections - Analysts estimate 'Revenue- Banking Solutions' at $1.83 billion, a year-over-year increase of 6.4% [5]. - 'Revenue- Capital Market Solutions' is expected to reach $874.74 million, reflecting a 6.6% year-over-year increase [5]. - 'Revenue- Corporate and Other' is projected at $44.78 million, indicating a significant decline of 26.6% from the previous year [5]. - The consensus estimate for 'Revenue- Total Recurring' stands at $2.18 billion, showing a year-over-year increase of 7.9% [6]. EBITDA Estimates - Analysts project 'Adjusted EBITDA- Banking Solutions' to be $810.47 million, up from $731.00 million reported in the same quarter last year [6]. - 'Adjusted EBITDA- Capital Market Solutions' is forecasted to reach $479.95 million, compared to $453.00 million in the same quarter of the previous year [7]. Stock Performance - Shares of Fidelity National have decreased by 19.8% over the past month, contrasting with a 0.8% decline in the Zacks S&P 500 composite [7].

Industry Overview - The Financial Transaction Services industry is part of the broader FinTech space, encompassing card and payment processing, ATM services, money remittance, and investment solutions for financial advisors [2] - The industry benefits from ongoing digitization accelerated by the pandemic, facilitating quick and secure monetary transactions across multiple currencies globally [2] Key Growth Drivers - Expanding global trade, rising international travel, and increasing demand for cross-border payments and remittances are key factors driving growth in the industry [5] - Continued e-commerce growth and a resilient labor market are sustaining transaction volumes, although inflation and tariff pressures may strain consumer budgets [1][4] Technology Investments - Companies are significantly increasing technology expenditures to enhance digital infrastructure, including investments in biometric authentication, QR-code payments, and Buy Now, Pay Later (BNPL) platforms [3] - The rise in digital payments has led to increased exposure to cyber threats, prompting companies to invest heavily in cybersecurity and fraud detection systems [3] Strategic Mergers and Acquisitions - Companies in the sector are engaging in strategic mergers and acquisitions to strengthen digital ecosystems, expand service offerings, and enhance global reach [6][7] - Expectations for interest rate cuts in 2026 may encourage companies to utilize debt financing for M&A activities, allowing them to pursue growth opportunities while preserving cash [7] Consumer Spending Trends - Stable consumer spending supports higher transaction volumes, although persistent inflation may lead to more cautious spending behavior [4] - A resilient labor market with low unemployment and steady wage growth could help sustain consumer purchasing activity in the near term [4] Industry Performance - The Zacks Financial Transaction Services industry has underperformed compared to the Business Services sector and the S&P 500, declining 24.3% over the past year [11] - The industry's current valuation is at a forward 12-month price/earnings ratio of 18.15X, lower than the S&P 500's 22.51X [15] Notable Companies - **Global Payments**: Positioned for growth with strong performances in Merchant and Issuer Solutions, benefiting from increasing transaction volumes [18] - **Visa**: A major player in digital payments, expanding through strategic alliances and acquisitions, with a focus on technology investment [23] - **Mastercard**: Operates a multi-rail infrastructure for seamless payments, with a strong cross-border payments platform [26] - **Fiserv**: Maintains a competitive position in digital payments with a broad portfolio and strategic acquisitions [30] - **Fidelity National**: Achieving solid revenue growth through Banking and Capital Markets Solutions, with a strategic international footprint [34]

Core Viewpoint - The article discusses the 10 best S&P 500 stocks with the highest upside potential, highlighting the impact of a stronger-than-expected labor market on stock performance and investor sentiment [1][2][3]. Economic Context - The U.S. added 130,000 jobs in January, surpassing the 70,000 jobs expected by economists, indicating a robust labor market [1]. - The unemployment rate decreased to 4.3%, lower than the anticipated 4.4%, marking the lowest rate since August 2025 [2]. - The Dow Jones Industrial Average fell by 66.74 points (0.13%), while the S&P 500 index experienced a minimal decline, closing at 6,941.47 [2]. Market Sentiment - Market experts interpret the stock decline as a reflection of investor concerns that a stabilizing job market may delay Federal Reserve rate cuts [3]. - Analysts from Janus Henderson Investors and Navy Federal Credit Union view the job report as a positive indicator for economic growth and consumer spending [3]. Stock Selection Methodology - The selection of the 10 best S&P 500 stocks was based on market capitalizations above $10 billion, with Moderate to Strong Buy ratings and over 50% upside potential [7]. - The analysis utilized Q3 2025 13F filings to identify companies with the highest number of hedge fund investors, ranking them accordingly [7][8]. Company Highlights - **Fidelity National Information Services (NYSE:FIS)**: - Number of Hedge Fund Holders: 57 - Stock's Upside Potential: 60.59% - Recognized for benefiting from AI adoption and banking modernization, with improved margins and strong free cash flow [9][10]. - Analysts have initiated coverage with an Overweight rating and a price target of $72, despite recent challenges [11]. - **Axon Enterprise Inc (NASDAQ:AXON)**: - Number of Hedge Fund Holders: 61 - Stock's Upside Potential: 90.59% - Positioned strongly in public safety technology, with growth expected from new drone regulations and AI features [14][18]. - The Department of Homeland Security's expansion of body-worn cameras presents significant opportunities for Axon [16][17].

Group 1 - The issuer of the securities is F.I.S. – Fabbrica Italiana Sintetici S.p.A, with an aggregate nominal amount of EUR 300 million and EUR 470 million [3] - The securities include a fixed-rate senior secured note (SSN FXD) due on February 5, 2031, and a floating-rate senior secured note (SSN FRN) [3] - The offer price for both types of securities is set at 100 [3] Group 2 - No stabilization activities were conducted by the Stabilisation Managers in relation to the securities offer [2] - The Stabilisation Managers include BNP Paribas, Goldman Sachs International, and several other major financial institutions [4] - The announcement clarifies that the securities are not offered for sale in the United States and have not been registered under the U.S. Securities Act of 1933 [5]