分组1 - Enterprise Financial Services (EFSC) reported quarterly earnings of $1.36 per share, missing the Zacks Consensus Estimate of $1.37 per share, but showing an increase from $1.32 per share a year ago, resulting in an earnings surprise of -0.37% [1] - The company posted revenues of $193.59 million for the quarter ended December 2025, surpassing the Zacks Consensus Estimate by 4.90%, compared to year-ago revenues of $167 million [2] - The stock has gained about 3% since the beginning of the year, outperforming the S&P 500's gain of 1% [3] 分组2 - The current consensus EPS estimate for the coming quarter is $1.28 on revenues of $181.35 million, and for the current fiscal year, it is $5.54 on revenues of $752.6 million [7] - The Zacks Industry Rank for Banks - Midwest is currently in the bottom 38% of over 250 Zacks industries, indicating potential challenges for performance compared to higher-ranked industries [8]

Group 1 - The stock of First Busey Corporation (BUSE) is experiencing significant attention due to high implied volatility in the options market, particularly the Nov 21, 2025 $10 Call option [1] - Implied volatility indicates market expectations for future stock movement, suggesting potential upcoming events that could lead to substantial price changes [2] - Currently, First Busey holds a Zacks Rank 3 (Hold) in the Banks – Midwest industry, which is in the top 12% of the Zacks Industry Rank [3] Group 2 - Over the past 30 days, no analysts have raised their earnings estimates for the current quarter, while three have lowered their estimates, resulting in a decrease in the Zacks Consensus Estimate from 62 cents to 61 cents per share [3] - The high implied volatility may indicate a developing trading opportunity, as options traders often seek to sell premium on such options, hoping the stock does not move as much as anticipated [4]

Core Insights - Park National (PRK) reported quarterly earnings of $2.87 per share, exceeding the Zacks Consensus Estimate of $2.73 per share, and showing an increase from $2.25 per share a year ago, resulting in an earnings surprise of +5.13% [1] - The company achieved revenues of $141.59 million for the quarter ended September 2025, surpassing the Zacks Consensus Estimate by 1.07% and up from $137.64 million year-over-year [2] - Park National has consistently surpassed consensus EPS estimates over the last four quarters, achieving this four times [2] Earnings Performance - The earnings surprise for the previous quarter was +17.41%, with actual earnings of $2.90 per share compared to an expected $2.47 per share [1] - The current consensus EPS estimate for the upcoming quarter is $2.73, with expected revenues of $140.75 million, and for the current fiscal year, the consensus EPS is $10.62 on revenues of $552.54 million [7] Market Position - Park National shares have underperformed the market, losing about 6.9% since the beginning of the year, while the S&P 500 has gained 15.5% [3] - The Zacks Industry Rank for Banks - Midwest, to which Park National belongs, is currently in the top 26% of over 250 Zacks industries, indicating a favorable industry outlook [8] Future Outlook - The company's earnings outlook will be influenced by management's commentary during the earnings call and the trends in earnings estimate revisions [4][5] - The current favorable trend in estimate revisions has resulted in a Zacks Rank 1 (Strong Buy) for Park National, suggesting expected outperformance in the near future [6]

Company Overview - 1st Source (SRCE) is expected to report flat earnings of $1.49 per share for the quarter ended June 2025, with revenues projected at $106 million, reflecting a 9% increase year-over-year [3]. Earnings Expectations - Wall Street anticipates that the stock may rise if the actual earnings exceed expectations in the upcoming report, scheduled for July 24 [2]. - The consensus EPS estimate has remained unchanged over the last 30 days, indicating stability in analyst expectations [4]. Earnings Surprise Prediction - The Most Accurate Estimate for 1st Source is higher than the Zacks Consensus Estimate, resulting in a positive Earnings ESP of +0.34%, suggesting a likelihood of beating the consensus EPS estimate [12]. - A positive Earnings ESP is a strong predictor of an earnings beat, especially when combined with a Zacks Rank of 2 (Buy) [10]. Historical Performance - In the last reported quarter, 1st Source exceeded the expected earnings of $1.36 per share by delivering $1.52, resulting in a surprise of +11.76% [13]. - The company has successfully beaten consensus EPS estimates in each of the last four quarters [14]. Industry Comparison - First Busey (BUSE), another player in the Zacks Banks - Midwest industry, is expected to report earnings of $0.61 per share, marking a year-over-year increase of +22%, with revenues projected at $192.1 million, up 65.3% from the previous year [18]. - However, First Busey's consensus EPS estimate has been revised 2.1% lower over the last 30 days, resulting in a negative Earnings ESP of -4.49% and a Zacks Rank of 4 (Sell), making it difficult to predict an earnings beat [19].

Group 1 - The article focuses on newly listed fixed-income IPOs at the exchange, specifically highlighting First Busey Corporation [1] - It invites active investors to join a free trial and engage in discussions with sophisticated traders and investors [1] Group 2 - The article does not provide specific financial data or performance metrics related to First Busey Corporation or other companies [2]

Core Insights - First Busey (BUSE) reported revenue of $124.95 million for Q1 2025, a year-over-year increase of 12.8%, with EPS of $0.57 compared to $0.47 a year ago, indicating a positive earnings surprise of +7.55% against the consensus estimate of $0.53 [1][2] Financial Performance - Revenue of $124.95 million represents a surprise of -9.55% compared to the Zacks Consensus Estimate of $138.14 million [1] - The efficiency ratio was reported at 79.4%, significantly higher than the three-analyst average estimate of 62.6% [4] - Net interest margin stood at 3.2%, slightly above the 3.1% average estimate based on three analysts [4] - Non-performing loans totaled $54.72 million, exceeding the average estimate of $34.20 million from two analysts [4] - Average balances of interest-earning assets were $13.36 billion, surpassing the estimate of $13.16 billion [4] - Total noninterest income was reported at $21.22 million, well below the average estimate of $36.56 million [4] - Mortgage revenue was $0.33 million, compared to the average estimate of $0.43 million [4] - Customer service fees amounted to $8.13 million, slightly below the average estimate of $8.48 million [4] - Net interest income reached $103.73 million, exceeding the average estimate of $101.60 million [4] - Payment technology solutions revenue was $5.07 million, compared to the average estimate of $5.30 million [4] - Tax-equivalent net interest income was $104.27 million, above the average estimate of $101.22 million [4] - Wealth management fees were reported at $17.36 million, slightly below the average estimate of $17.41 million [4] Stock Performance - Shares of First Busey have returned -11.3% over the past month, compared to the Zacks S&P 500 composite's -8.9% change [3] - The stock currently holds a Zacks Rank 3 (Hold), suggesting it may perform in line with the broader market in the near term [3]

Company Overview - First Busey (BUSE) is based in Champaign and operates in the Finance sector, with a year-to-date share price change of -15.15% [3] - The company currently pays a dividend of $0.25 per share, resulting in a dividend yield of 5%, which is significantly higher than the Banks - Midwest industry's yield of 3.6% and the S&P 500's yield of 1.68% [3] Dividend Analysis - First Busey's current annualized dividend of $1 represents a 4.2% increase from the previous year [4] - Over the past five years, the company has increased its dividend three times, averaging an annual increase of 2.21% [4] - The company's payout ratio stands at 46%, indicating that it distributes 46% of its trailing 12-month earnings per share as dividends [4] Earnings Growth Expectations - The Zacks Consensus Estimate for First Busey's earnings in 2025 is projected at $2.54 per share, reflecting a year-over-year earnings growth rate of 22.12% [5] Investment Considerations - First Busey is positioned as a compelling investment opportunity due to its strong dividend profile and current Zacks Rank of 3 (Hold) [7]

Company Overview - First Busey (BUSE) shares increased by 5.7% to close at $20.47, following a notable trading volume that exceeded typical levels, contrasting with an 8.9% loss over the past four weeks [1] - The stock surge was influenced by a broader market increase, particularly after President Trump's announcement of a 90-day tariff pause for non-retaliating nations, which positively impacted investor sentiment [2] Earnings Expectations - First Busey is projected to report quarterly earnings of $0.53 per share, reflecting a year-over-year increase of 12.8% [2] - Expected revenues for the upcoming report are $138.14 million, representing a 24.7% increase compared to the same quarter last year [2] Earnings Estimate Revisions - The consensus EPS estimate for First Busey has been revised 0.5% higher in the last 30 days, indicating a positive trend that typically correlates with stock price appreciation [4] - Empirical research suggests that trends in earnings estimate revisions are strongly linked to near-term stock price movements, highlighting the importance of monitoring these revisions [3] Industry Context - First Busey operates within the Zacks Banks - Midwest industry, where Park National (PRK) also resides, having closed 7.4% higher at $153.62, despite a -6% return over the past month [4] - Park National's consensus EPS estimate remains unchanged at $2.20, indicating a year-over-year change of 2.3%, and it currently holds a Zacks Rank of 2 (Buy) [5]

Core Viewpoint - First Busey Corporation has successfully completed its acquisition of CrossFirst Bankshares, enhancing its market presence and operational scale in the banking sector [1][2]. Transaction Details - The merger was effective on March 1, 2025, with CrossFirst shareholders receiving 0.6675 shares of Busey common stock for each share of CrossFirst [5]. - CrossFirst shareholders will own approximately 36.5% of the combined company on a fully-diluted basis [7]. - The combined entity will operate under the Busey brand, with a total of approximately $20 billion in assets, $17 billion in deposits, and $15 billion in loans [2]. Operational Strategy - Busey will maintain CrossFirst Bank as a separate subsidiary until its merger with Busey Bank, expected in June 2025 [2]. - The merger aims to extend Busey's regional operating model into high-growth metro markets, enhancing commercial banking relationships and wealth management opportunities [3]. Leadership and Governance - The Board of Directors will consist of 13 members, with eight from Busey and five from CrossFirst [5]. - Key leadership includes Van Dukeman as Chairman and CEO, and Mike Maddox as Vice Chairman and President [6]. Financial Position - Busey Bank had total assets of $12.01 billion as of December 31, 2024, while CrossFirst Bank had total assets of $7.7 billion [9]. - The combined company will leverage Busey's strong balance sheet, characterized by exceptional credit quality and diversified revenue streams [4]. Market Recognition - Busey Bank has been recognized among the World's Best Banks for 2024 by Forbes and has received multiple accolades for its workplace culture and community engagement [12].