Shares of MercadoLibre (MELI +0.96%) fell despite the company once again reporting robust revenue growth, as it felt some margin pressure. The Latin American e-commerce company has seen its shares move lower over the past year, with the stock down around 20% over that time.Let's dig into the company's fourth-quarter results and prospects to see if now is a good time to buy the dip.NASDAQ : MELIMercadoLibreToday's Change( 0.96 %) $ 16.70Current Price$ 1757.58Key Data PointsMarket Cap$89BDay's Range$ 1721.41 ...

Core Insights - MercadoLibre (MELI) and Wayfair (W) are prominent e-commerce companies operating in different markets, with MercadoLibre leading in Latin America and Wayfair focusing on the U.S. furniture and home goods sector [1][2] MercadoLibre Overview - MercadoLibre holds over 30% market share in key Latin American markets such as Brazil, Argentina, and Mexico, indicating significant long-term growth potential due to the region's underpenetrated online retail and digital payments [4] - In Q4 2025, MercadoLibre's revenues surged by 45%, driven by growth in its commerce segment and fintech services, with a notable increase in purchase frequency due to lowered free-shipping thresholds [5] - The total payment volume for Mercado Pago reached $83.7 billion, reflecting a 42% year-over-year increase, while its credit portfolio expanded by 90% to $12.5 billion, enhancing customer loyalty and monetization [6] - Despite margin pressures from investments in shipping and promotions, management prioritizes long-term ecosystem growth over short-term profits, although competition from Amazon and others is intensifying [7] - The Zacks Consensus Estimate for MELI's Q1 2026 earnings is $13.87 per share, indicating a 42.4% year-over-year increase, which supports confidence in the company's growth trajectory [8] Wayfair Overview - Wayfair reported a 6.9% revenue growth in Q4 2025, reaching $3.3 billion, with improved contribution margins due to better cost control and operational efficiency [11] - The company benefits from a strong logistics network and engaging shopping experience, with programs like Wayfair Rewards driving repeat purchases [12] - The Zacks Consensus Estimate for Wayfair's Q1 2026 earnings is $0.28 per share, suggesting a strong year-over-year growth of 180% [13] Price Performance & Valuation - Over the past year, MercadoLibre's stock has decreased by 16.7%, while Wayfair's shares have surged by 91.7%, outperforming both MercadoLibre and the broader sector [14] - MercadoLibre trades at a forward Price/Sales ratio of 2.29, above the industry average of 1.93, while Wayfair's ratio is 0.75, indicating a cheaper valuation [18] - Despite Wayfair's recent profitability improvements, MercadoLibre is viewed as offering better long-term investment potential due to its market dominance and growth in fintech [21]

分组1 - NVDA was picked at $8.78 in 2020, resulting in a nearly 1300% return on that trade [1] - The Long Term Growth Portfolio of the company has increased by nearly 194% since 2018, driven by a disciplined strategy and risk-aware execution [1] - MercadoLibre (MELI) is recognized for building a strong competitive advantage in high-growth areas, indicating significant future opportunities [2] 分组2 - The Data Driven Investor focuses on uncovering alpha in the AI revolution while managing downside risk in a volatile tech landscape [2] - The investment service includes various strategies such as Options Ideas for short-term income, Quantitative Stock Strategies, and tactical ETF strategies [2]

Table of Contents UNITED STATES SECURITIES AND EXCHANGE COMMISSION WASHINGTON, D.C. 20549 FORM 10-K (Mark One) ☒ ANNUAL REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the fiscal year ended December 31, 2025 OR ☐ TRANSITION REPORT PURSUANT TO SECTION 13 OR 15(d) OF THE SECURITIES EXCHANGE ACT OF 1934 For the transition period from to Commission file number 001-33647 _____________________________________________________________________________________________________________ ...

MercadoLibre Inc (NASDAQ:MELI) shares are trading lower on Wednesday after it reported fourth‑quarter earnings that fell short of expectations, even though revenue came in ahead of estimates. MercadoLibre stock is among today’s weakest performers. What’s pressuring MELI stock?The miss prompted analysts at BTIG, Wedbush and Barclays to trim their price targets, adding pressure to the stock.Earnings Miss Overshadows Strong RevenueThe company posted earnings of $11.03 per share, below the $11.59 analysts were ...

Key Takeaways MELI reported Q4 EPS of $11.03, down 12.5% YoY, missing estimates despite 44.6% revenue growth.MELI's commerce and fintech revenues rose 40% and 51%, with GMV up 37% and TPV up 42% YoY.MELI saw ad revenues jump 70% and its credit portfolio surge 90%, as margins contracted and expenses climbed.MercadoLibre (MELI) reported fourth-quarter 2025 earnings of $11.03 per share, which missed the Zacks Consensus Estimate by 6.29% and declined 12.53% year over year. Revenues rose 44.55% on a year-over-ye ...

Freelance Financial Writer | Investments | Markets | Personal Finance | RetirementI create written content used in various formats including articles, blogs, emails, and social media for financial advisors and investment firms in a cost-efficient way. My passion is putting a narrative to financial data. Working with teams that include senior editors, investment strategists, marketing managers, data analysts, and executives, I contribute ideas to help make content relevant, accessible, and measurable. Having ...

Core Insights - MercadoLibre's Q4 2025 earnings report showed a significant revenue beat but a notable earnings miss, leading to a decline in stock price after hours [1] Financial Performance - Revenue reached $8.76 billion, exceeding estimates by approximately 10% and growing 44.6% year-over-year [1] - Diluted EPS was $11.03, missing the estimate of $12.09 by about 8.8% [1] - Operating margin compressed by an estimated 5-6 percentage points due to strategic investments [1] - Net income decreased by 13% year-over-year to $559 million, influenced by tax rate normalization [1] Business Metrics - Total payment volume increased to $83.7 billion, up 42.1% year-over-year [1] - Gross merchandise volume reached $19.9 billion, reflecting a 36.8% increase [1] - The credit portfolio surged 90% to $12.5 billion, with fintech monthly active users growing 28% to 78 million [1] - Advertising revenue expanded by 67% on an FX-neutral basis [1] Market Sentiment - The stock closed at $1,922.56 on February 24, down 10% over the prior month [1] - Consensus analyst target is $2,803, with 23 buy or strong-buy ratings and only three holds, indicating a positive outlook despite margin compression [1] - The new CEO's ability to provide clearer profitability timelines as the China-to-LatAm cross-border trade corridor scales in 2026 is a key focus for investors [1]

Core Insights - MercadoLibre reported a revenue of $8.76 billion for the quarter ended December 2025, reflecting a year-over-year increase of 44.6% and surpassing the Zacks Consensus Estimate by 2.86% [1] - The company's EPS was $11.03, down from $12.61 in the same quarter last year, resulting in an EPS surprise of -6.31% compared to the consensus estimate of $11.77 [1] Financial Performance Metrics - Gross merchandise volume reached $19.91 billion, exceeding the average estimate of $19.19 billion from four analysts [4] - Total payment volume was $83.69 billion, surpassing the average estimate of $82.19 billion based on three analysts [4] - Geographic revenue breakdown: - Brazil: $4.64 billion, exceeding the estimate of $4.48 billion, with a year-over-year increase of 47.9% [4] - Other countries: $414 million, above the estimate of $387.14 million, with a year-over-year increase of 53.9% [4] - Mexico: $2.1 billion, slightly below the estimate of $2.13 billion, with a year-over-year increase of 55.6% [4] - Argentina: $1.61 billion, below the estimate of $1.67 billion, with a year-over-year increase of 23.3% [4] Stock Performance - Over the past month, MercadoLibre's shares have returned -15.7%, contrasting with the Zacks S&P 500 composite's -1% change [3] - The stock currently holds a Zacks Rank 3 (Hold), indicating potential performance in line with the broader market in the near term [3]

Core Insights - Mercado Libre's application of artificial intelligence has significantly contributed to revenue growth and operational efficiency in the fourth quarter, with a reported net revenue increase of 45% year-over-year, driven by its commerce and FinTech services [2][3] Group 1: Revenue Growth and Business Performance - The company experienced a 45% year-over-year growth in net revenues during the fourth quarter, attributed to the acceleration of its commerce business and the rapid expansion of its FinTech services [2] - In the commerce sector, Mercado Libre's advertising business saw a remarkable 67% year-over-year growth, which was linked to the implementation of AI-powered bidding algorithms and automated campaign tools [4] Group 2: AI Integration and Tools - The company has integrated AI tools for both buyers and sellers within its marketplace, enhancing the overall user experience [8] - For buyers, an AI-enhanced search experience was launched in Argentina, personalizing search results based on individual search and transaction history [9] - For sellers, a Seller Assistant was introduced to facilitate onboarding, improve listing quality, create short-form videos from product images, and manage customer service inquiries [10] Group 3: FinTech Innovations - In the FinTech segment, Mercado Libre launched the Mercado Pago AI Assistant, which handled over 9 million customer inquiries in the fourth quarter, with 87% managed without human intervention [12] - The AI Assistant is designed to address various use cases, including general inquiries, transfers, and bill payments, with plans for future enhancements to increase its proactive capabilities [13]