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Core Insights - Brown & Brown (BRO) reported $1.29 billion in revenue for the quarter ended June 2025, a year-over-year increase of 9.1% and an EPS of $1.03 compared to $0.93 a year ago, exceeding Zacks Consensus Estimates [1] - The reported revenue was a surprise of +0.69% over the consensus estimate of $1.28 billion, while the EPS surprise was +4.04% over the consensus estimate of $0.99 [1] Financial Performance Metrics - Total organic growth was 3.6%, below the estimated 5.7% by five analysts [4] - Revenues from commissions and fees were $1.25 billion, slightly below the average estimate of $1.26 billion, representing an 8.2% year-over-year increase [4] - Investment income reached $35 million, significantly above the estimated $18.51 million, marking a 59.1% year-over-year increase [4] - Core commissions and fees totaled $1.2 billion, slightly below the average estimate of $1.22 billion, with a year-over-year change of 7.7% [4] - Profit-sharing contingent commissions were $45 million, exceeding the estimated $41.21 million, reflecting a 25% year-over-year increase [4] - Core commissions and fees from programs were $344 million, below the average estimate of $351.83 million, with a year-over-year change of 4.9% [4] - Core commissions and fees from retail were $687 million, slightly below the estimate of $695.13 million, showing an 8% year-over-year increase [4] - Core commissions and fees from wholesale brokerage were $173 million, above the average estimate of $165.56 million, representing a 12.3% year-over-year increase [4] - Total revenues from other sources were $25 million, significantly above the estimated $9.75 million [4] - Total revenues from wholesale brokerage were $182 million, exceeding the average estimate of $172.12 million [4] - Total revenues from programs were $381 million, slightly below the average estimate of $385.14 million [4] - Total revenues from retail were $697 million, compared to the average estimate of $711.35 million [4] Stock Performance - Shares of Brown & Brown have returned -5.7% over the past month, contrasting with the Zacks S&P 500 composite's +4.9% change [3] - The stock currently holds a Zacks Rank 2 (Buy), indicating potential for outperformance in the near term [3]

Financial Performance - Nov Inc. reported revenue of $2.19 billion for the quarter ended June 2025, a year-over-year decline of 1.3% [1] - The EPS for the same period was $0.29, down from $0.57 a year ago [1] - The reported revenue exceeded the Zacks Consensus Estimate of $2.15 billion, resulting in a surprise of +1.85% [1] - The company experienced an EPS surprise of -3.33%, with the consensus EPS estimate being $0.30 [1] Key Metrics - Nov Inc. has a backlog in Energy Equipment of $4.3 billion, below the estimated $4.52 billion [4] - New orders booked in Energy Equipment were $420 million, significantly lower than the average estimate of $717.71 million [4] - Orders shipped from backlog amounted to $632 million, slightly above the estimated $610.44 million [4] - The Book-to-Bill ratio for Energy Equipment was 66%, compared to the estimated 96.3% [4] Revenue Breakdown - Revenue from Energy Products and Services was $1.03 billion, compared to the average estimate of $986.27 million, reflecting a year-over-year change of -2.4% [4] - Revenue from Eliminations was reported at -$44 million, worse than the average estimate of -$35.66 million, but showing a year-over-year improvement of +15.8% [4] - Revenue from Energy Equipment was $1.21 billion, slightly above the average estimate of $1.2 billion, with a year-over-year change of +0.3% [4] Adjusted EBITDA - Adjusted EBITDA for Eliminations and corporate costs was -$52 million, close to the average estimate of -$51.09 million [4] - Adjusted EBITDA for Energy Equipment was $158 million, below the estimated $166.11 million [4] - Adjusted EBITDA for Energy Products and Services was $146 million, slightly lower than the average estimate of $148.25 million [4] Stock Performance - Shares of Nov Inc. have returned +9.7% over the past month, outperforming the Zacks S&P 500 composite's +4.9% change [3] - The stock currently holds a Zacks Rank 5 (Strong Sell), indicating potential underperformance in the near term [3]

Universal Health Services (UHS) reported $4.28 billion in revenue for the quarter ended June 2025, representing a year-over-year increase of 9.6%. EPS of $5.35 for the same period compares to $4.31 a year ago.The reported revenue represents a surprise of +1.51% over the Zacks Consensus Estimate of $4.22 billion. With the consensus EPS estimate being $4.85, the EPS surprise was +10.31%.While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to ...

Financial Data and Key Metrics Changes - The pretax, pre-provision net income increased by 15% compared to the prior quarter and 85% compared to the prior year to date [4] - Net interest income rose to $25,900,000, primarily due to a higher balance of average earning assets and a seven basis point increase in net interest margin [10] - The total risk-based capital ratio stood at 16.25% and the tangible common equity (TCE) ratio was 9.95% [8] Business Line Data and Key Metrics Changes - Total loan originations were $68,800,000, with $50,200,000 in fundings, consistent with the prior quarter [5] - The average yield on loans increased by seven basis points from the prior quarter, reflecting higher rates on new loan production compared to paid-off loans [10] - Noninterest income was negative due to losses from securities portfolio repositioning, but most other areas remained consistent with the prior quarter [11] Market Data and Key Metrics Changes - Total deposits declined in the second quarter due to normal client activity, but year-to-date growth in deposits was noted, with over 70% of outflows recouped in July [6][7] - The competitive rate environment remains, but limited attrition of deposits was observed as clients value service levels and community commitment [7] Company Strategy and Development Direction - The company is focused on maintaining disciplined underwriting and pricing criteria while expanding its banking teams to drive future growth [5] - Plans for further securities portfolio repositioning are in place to enhance earnings and net interest margin [14] - The company aims to increase market share and generate profitable growth through strategic hiring and technology enhancements [15][16] Management's Comments on Operating Environment and Future Outlook - Despite economic uncertainty, loan demand remains healthy, and the loan pipeline is strong, indicating expectations for loan growth in the second half of the year [14] - Management expressed optimism about continued positive trends in net interest margin and revenue, with expectations for improved financial performance [15] Other Important Information - The company declared a cash dividend of $0.25 per share, marking the 81st consecutive quarterly dividend [12] - The company repurchased $2,200,000 of shares during the quarter [8] Q&A Session Summary Question: Details on the two CRE loans that migrated this quarter - The loans are generally retail or mixed-use, located outside San Francisco, and are experiencing tenancy or cash flow issues, but management is not particularly concerned due to good sponsorship [20][21] Question: Appetite for restructuring the HTM securities portfolio - The company is cautiously considering this, weighing the impact on capital and potential shareholder dilution [22] Question: Update on share buyback plans - The company has renewed its buyback allocation and is looking to buy back shares below tangible book value, balancing this with other capital uses [25][26] Question: Performance of the AFS book and reinvestment rates - The final yield on purchases was slightly above 5%, aligning with expectations [33][34] Question: Recent deposit rate cuts - Targeted deposit rate cuts were implemented, with a recent cut of about 15 basis points, contributing to a small benefit to net interest margin [38][40] Question: Expectations for loan growth in the second half of the year - Management is optimistic about net growth, supported by a strong pipeline and new market leaders joining the bank [42][49] Question: Credit upgrades anticipated in the third quarter - Upgrades are expected across various segments, with some meaningful amounts involved [58][62]

Key Takeaways Q1 EPS rose 7.25% to $1.48, beating estimates by 1.4%, while revenues dipped 0.6% to $2.92B.The total backlog grew 10.7% to $38B, but the funded backlog and book-to-bill ratio declined year over year.FY26 EPS forecast is $6.20-$6.55; revenue growth is projected at 0-4%, with free cash flow of $900M-$1B.Booz Allen Hamilton Holding Corp. (BAH) reported mixed first-quarter fiscal 2026 results, wherein earnings beat the Zacks Consensus Estimate, but revenues missed the same. However, the earnings ...

Business First (BFST) reported $81.46 million in revenue for the quarter ended June 2025, representing a year-over-year increase of 23.1%. EPS of $0.66 for the same period compares to $0.64 a year ago.The reported revenue represents a surprise of +3.29% over the Zacks Consensus Estimate of $78.86 million. With the consensus EPS estimate being $0.65, the EPS surprise was +1.54%.While investors scrutinize revenue and earnings changes year-over-year and how they compare with Wall Street expectations to determi ...

For the quarter ended June 2025, Revvity (RVTY) reported revenue of $720.28 million, up 4.1% over the same period last year. EPS came in at $1.18, compared to $1.22 in the year-ago quarter.The reported revenue compares to the Zacks Consensus Estimate of $711.27 million, representing a surprise of +1.27%. The company delivered an EPS surprise of +3.51%, with the consensus EPS estimate being $1.14.While investors closely watch year-over-year changes in headline numbers -- revenue and earnings -- and how they ...

BCB Bancorp (BCBP) reported $25.18 million in revenue for the quarter ended June 2025, representing a year-over-year increase of 23.4%. EPS of $0.18 for the same period compares to $0.14 a year ago.The reported revenue represents a surprise of +8.32% over the Zacks Consensus Estimate of $23.25 million. With the consensus EPS estimate being $0.18, the company has not delivered EPS surprise.While investors closely watch year-over-year changes in headline numbers -- revenue and earnings -- and how they compare ...

Key Takeaways OneMain Holdings posted Q2 adjusted EPS of $1.45, beating estimates and up 42.2% y/y.OMF's net interest income rose 10.8%, while provisions for losses declined 11.1% y/y.Total other expenses climbed 10.3% y/y, and long-term debt rose 2.6% q/q.Shares of OneMain Holdings (OMF) gained 1.3% following the release of its second-quarter 2025 results. Second-quarter 2025 adjusted earnings of $1.45 per share surpassed the Zacks Consensus Estimate of $1.25. Moreover, the bottom line increased 42.2% from ...