OneMain Holdings, Inc. (NYSE:OMF) reported mixed results for the fourth quarter on Thursday.The company posted quarterly earnings of $1.59 per share which beat the analyst consensus estimate of $1.54 per share. The company reported quarterly sales of $1.093 billion which missed the analyst consensus estimate of $1.168 billion.“2025 was a great year highlighted by excellent revenue and earnings growth that positions us well for the year ahead,” said Doug Shulman, Chairman and CEO of OneMain. “Our disciplined ...

OneMain Holdings, Inc. (NYSE:OMF) reported mixed results for the fourth quarter on Thursday.The company posted quarterly earnings of $1.59 per share which beat the analyst consensus estimate of $1.54 per share. The company reported quarterly sales of $1.093 billion which missed the analyst consensus estimate of $1.168 billion.“2025 was a great year highlighted by excellent revenue and earnings growth that positions us well for the year ahead,” said Doug Shulman, Chairman and CEO of OneMain. “Our disciplined ...

Key Takeaways OMF posted Q4 adjusted EPS of $1.59, topping estimates and rising 37.1% y/y.OneMain Holdings saw NII rise 8.3% and other revenues jump 20.6% from higher receivables and fees.OMF faced rising expenses and credit costs, with provisions, charge-offs and delinquencies all higher y/y.OneMain Holdings’ (OMF)  fourth-quarter 2025 adjusted earnings of $1.59 per share surpassed the Zacks Consensus Estimate of $1.55. Moreover, the bottom line increased 37.1% from the year-ago quarter.Results were primar ...

Employee Engagement and Support - As of December 31, 2025, the company had approximately 9,300 employees, emphasizing a commitment to community and team member support [60] - The company achieved a 90% participation rate in its annual Employee Engagement Survey in 2025, indicating strong employee engagement [62] - The company offers a comprehensive benefits package, including competitive pay, healthcare, retirement benefits, and paid development time, to attract and retain talent [65] - The company’s approach to talent development and inclusivity is aimed at remaining competitive in attracting and retaining exceptional team members [64] Financial Performance and Risk Management - The company forecasts a net interest income sensitivity of -$35 million for a hypothetical 100 basis point increase in interest rates over the next 12 months [300] - The company has limited exposure to other market risks, including foreign exchange rates, equity prices, and commodity prices, which are not considered material to its operations [302] - The company’s finance receivables consist of fixed-rate consumer loans and credit cards, which are not viewed as interest rate sensitive [299] Social Responsibility and Community Engagement - The company is committed to social responsibility, focusing on building trust with stakeholders and providing responsible credit solutions [67] - The company’s Impact Executive Council, consisting of senior executives, monitors Impact issues and risks, reflecting its commitment to social responsibility [69] - The company has delivered financial education curriculum to over 4,900 schools and 600,000 students through its partnership with EVERFI, aiming to enhance financial literacy [70]

OneMain (NYSE:OMF) Q4 2025 Earnings call February 05, 2026 09:00 AM ET Company ParticipantsDouglas Shulman - Chairman and CEOJenny Osterhout - CFOJohn Hecht - Managing DirectorMoshe Orenbuch - Managing DirectorPeter Poillon - Head of Investor RelationsRicchard Shane - Managing DirectorConference Call ParticipantsArren Cyganovich - Research AnalystMark DeVries - Stock AnalystMihir Bhatia - Equity Research AnalystOperatorGood morning, everyone. Welcome to today's OneMain Financial fourth quarter 2025 earnings ...

OneMain (NYSE:OMF) Q4 2025 Earnings call February 05, 2026 09:00 AM ET Company ParticipantsDouglas Shulman - Chairman and CEOJenny Osterhout - CFOJohn Hecht - Managing DirectorMoshe Orenbuch - Managing DirectorPeter Poillon - Head of Investor RelationsRicchard Shane - Managing DirectorConference Call ParticipantsArren Cyganovich - Research AnalystMark DeVries - Stock AnalystMihir Bhatia - Equity Research AnalystOperatorGood morning, everyone. Welcome to today's OneMain Financial fourth quarter 2025 earnings ...

OneMain (NYSE:OMF) Q4 2025 Earnings call February 05, 2026 09:00 AM ET Speaker5Good morning, everyone. Welcome to today's OneMain Financial fourth quarter 2025 earnings conference call and webcast. Hosting the call today from OneMain is Peter Poillon, Head of Investor Relations. Today's call is being recorded. At this time, all participants have been placed in a listen-only mode, and the floor will be open for your questions following the presentation. If you would like to ask a question at that time, pleas ...

To ensure this doesn’t happen in the future, please enable Javascript and cookies in your browser.If you have an ad-blocker enabled you may be blocked from proceeding. Please disable your ad-blocker and refresh. ...

4Q25 Financial Results NYSE: OMF | February 5, 2026 Important Information The following slides are part of a presentation by OneMain Holdings, Inc. (the "Company") in connection with reporting quarterly financial results and are intended to be viewed as part of that presentation. No representation is made that the information in these slides is complete. For additional financial, statistical, and business-related information, as well as information regarding business and segment trends, see the earnings rel ...

OneMain Holdings (OMF) came out with quarterly earnings of $1.59 per share, beating the Zacks Consensus Estimate of $1.55 per share. This compares to earnings of $1.16 per share a year ago. These figures are adjusted for non-recurring items.This quarterly report represents an earnings surprise of +2.47%. A quarter ago, it was expected that this consumer finance company would post earnings of $1.58 per share when it actually produced earnings of $1.9, delivering a surprise of +20.25%.Over the last four quart ...