The upcoming report from OneMain Holdings (OMF) is expected to reveal quarterly earnings of $1.25 per share, indicating an increase of 22.6% compared to the year-ago period. Analysts forecast revenues of $1 billion, representing an increase of 8.7% year over year.Over the last 30 days, there has been an upward revision of 1.2% in the consensus EPS estimate for the quarter, leading to its current level. This signifies the covering analysts' collective reconsideration of their initial forecasts over the cours ...

Wall Street expects a year-over-year increase in earnings on higher revenues when OneMain Holdings (OMF) reports results for the quarter ended June 2025. While this widely-known consensus outlook is important in gauging the company's earnings picture, a powerful factor that could impact its near-term stock price is how the actual results compare to these estimates.The earnings report, which is expected to be released on July 25, might help the stock move higher if these key numbers are better than expectati ...

Core Insights - Zacks Premium provides tools for investors to enhance their stock market strategies and confidence [1] - The Zacks Style Scores serve as complementary indicators to the Zacks Rank, helping investors identify stocks with high potential for market outperformance [2] Zacks Style Scores Overview - Stocks are rated A, B, C, D, or F based on value, growth, and momentum characteristics, with higher scores indicating better chances of outperforming the market [3] - The Style Scores are categorized into four types: Value Score, Growth Score, Momentum Score, and VGM Score [3][4][5][6] Value Score - Focuses on identifying undervalued stocks using financial ratios such as P/E, PEG, Price/Sales, and Price/Cash Flow [3] Growth Score - Concentrates on a company's financial health and future growth potential, analyzing projected and historical earnings, sales, and cash flow [4] Momentum Score - Targets stocks with upward or downward price trends, utilizing factors like one-week price change and monthly earnings estimate changes [5] VGM Score - Combines all three Style Scores to identify stocks with attractive value, strong growth forecasts, and promising momentum [6] Zacks Rank Integration - The Zacks Rank uses earnings estimate revisions to simplify portfolio building, with 1 (Strong Buy) stocks achieving an average annual return of +23.62% since 1988, significantly outperforming the S&P 500 [7] - There are over 800 stocks rated 1 or 2, making it essential to use Style Scores to narrow down choices [8] Stock Example: OneMain Holdings (OMF) - OneMain Holdings is a financial services company with a Zacks Rank of 3 (Hold) and a VGM Score of A [11] - The stock has a Momentum Style Score of A, with a 9% increase in shares over the past four weeks and a positive earnings surprise average of +8.7% [12]

Company Overview - OneMain Holdings, Inc. is a leader in providing nonprime consumers with responsible access to credit, dedicated to improving the financial well-being of hardworking Americans [3] - The company operates across 47 states, offering personalized solutions both online and in 1,300 locations [3] Upcoming Financial Results - OneMain Holdings plans to report its second quarter 2025 results before the market opens on July 25, 2025 [1] - The earnings release will be accessible on the company's investor relations website [1] Conference Call Details - A conference call to discuss the company's results and outlook will take place on the same day at 9:00 a.m. Eastern [2] - The public can listen to the call by dialing specific numbers or via a live audio webcast on the investor relations website [2] - A replay of the call will be available on the website for those unable to attend the live broadcast [2]

Core Insights - OneMain Holdings, Inc. (OMF) shares reached a 52-week high of $60.08, with a 47.8% increase over the past three months, outperforming the industry and S&P 500 Index [1][8] - The company's revenue has shown a five-year compound annual growth rate (CAGR) of 3.6%, driven by growth in net interest income [4] - OneMain Holdings has a trailing 12-month return on equity (ROE) of 19.30%, significantly higher than the industry average of 10.11% [11][12] Revenue Growth - The company aims to enhance margins by reducing Back Book over time and has strengthened its auto finance capabilities through the acquisition of Foursight [5] - OneMain Holdings is expected to continue top-line growth due to its diversified product base and efforts to expand credit card and auto finance businesses [4][5] Financial Position - As of March 31, 2025, OneMain Holdings had total debt of $22.2 billion and cash and cash equivalents of $1.4 billion, indicating a decent balance sheet position [9] - The company has a share repurchase program worth $1 billion, with $609.8 million remaining as of March 31, 2025 [11] Expense Trends - Total other expenses have seen a CAGR of 3% over the last five years, primarily due to rising salaries and benefits [15] - Elevated expenses are expected to persist as the company invests in new products and capabilities [16] Asset Quality Concerns - Provision for finance receivable losses has a CAGR of 9.1% over the past five years, indicating underwriting concerns [19] - The allowance ratio has consistently increased, suggesting challenges in asset quality that may hinder growth [21] Valuation Metrics - OMF stock has a P/E (F1) ratio of 9.68, below the industry average of 11.72, indicating it may be undervalued [22] - Despite the attractive valuation, analysts have revised earnings estimates lower for 2025 and 2026, reflecting concerns over growth potential [25]

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OneMain Holdings, Inc. (NYSE: OMF) 4Q 2015 Earnings Presentation Important Information The following pages are part of a presentation by OneMain Holdings, Inc. 1 (the "Company") in connection with reporting quarterly financial results and are intended to be viewed as part ofthat presentation. No representation is made that the information in these pages is complete. For additional financial, statistical and business related information, as well as information regarding business and segment trends, see the e ...

OneMain Holdings, Inc. (NYSE: OMF) 4Q 2016 Earnings Presentation February 13, 2017 Important Information This document contains summarized information concerning OneMain Holdings, Inc. (the "Company") and the Company's business, operations, financial performance and trends. No representation is made that the information in this document is complete. For additional financial, statistical and business related information, as well as information regarding business and segment trends, see the Company's most rec ...

OneMain Holdings, Inc. (NYSE: OMF) 4Q 2017 Earnings Presentation February 14, 2018 Important Information This document contains summarized information concerning OneMain Holdings, Inc. (the "Company") and the Company's business, operations, financial performance and trends. No representation is made that the information in this document is complete. For additional financial, statistical and business related information, as well as information regarding business and segment trends, see the Company's most rec ...

OneMain Holdings, Inc. (NYSE: OMF) 4Q 2018 Earnings Presentation February 12, 2019 Important Information This document contains summarized information concerning OneMain Holdings, Inc. (the "Company") and the Company's business, operations, financial performance and trends. No representation is made that the information in this document is complete. For additional financial, statistical and business related information see the Company's most recent Annual Report on Form 10-K ("Form 10-K") and Quarterly Repo ...