MASTERCARD JOINS RIPPLE AND GEMINI TO PILOT RLUSD STABLECOIN SETTLEMENTS ON XRPL- @Mastercard partnered with @Ripple and @Gemini to test credit card settlements using RLUSD, Ripple’s U.S. dollar–backed stablecoin, on the XRP Ledger (XRPL).- If successful, this could mark one of the first times a regulated U.S. bank settles fiat-based credit card transactions on a public blockchain.The Pilot Explained- The pilot links Gemini’s credit card, issued by WebBank, to Mastercard’s settlement network.- Instead of us ...

🚨JUST IN: @MASTERCARD PARTNERS WITH @RIPPLE AND @GEMINI TO TEST RLUSD STABLECOIN FOR CREDIT CARD SETTLEMENTS ON XRPL ...

UK to unveil stablecoin regulation consultation on Nov. 10 to keep pace with US: report https://t.co/4QJ6lHLDk9 ...

Mastercard announced a partnership with Ripple and Gemini to explore using the RLUSD stablecoin on the XRPL blockchain to settle traditional credit card transactions. The collaboration could become one of the first cases where a regulated U.S. bank settles fiat transactions on a public blockchain using a compliant stablecoin.https://t.co/33kjT6D9Gp ...

🗞️ Need to catch up on the news? Here's our top 10 from today:🔸 Franklin Templeton launches tokenized USD money market fund in Hong Kong.🔹 Ripple partners with Mastercard, WebBank, and Gemini to bring $RLUSD stablecoin settlement to the XRP Ledger for fiat card payments.🔸 President Trump says, “It (Crypto) takes a lot of pressure off the dollar, it does a lot of good things.”🔹 Circle updated $USDC terms to allow weapon purchases if legal.🔸 Tangem launches Tangem Pay, lets users spend $USDC via a Visa virtua ...

🇬🇧 TODAY: Bank of England pledges to roll out stablecoin rules "just as quickly as the US" amid concerns it's falling behind.Is the UK finally catching up? https://t.co/Z1MJCZ2Nqi ...

Q3 2025 Performance - Revenues reached $1.17 billion, a 14% year-over-year increase[10] - Adjusted EPS was $5.70, up 14% year-over-year, and 17% on a constant macro basis[10] - Organic revenue growth was 11%[10] - Adjusted EBITDA was $677 million, a 14% year-over-year increase[10] - Revenue retention improved to 92.4%[10] Segment Performance - Corporate Payments revenue grew by 17%, or 18% excluding float[10] - Vehicle Payments organic revenue growth was 10%[15] - Corporate Payments organic revenue growth was 17%[15] - Lodging Payments organic revenue declined by 5%[15] Guidance and Outlook - Q4 2025 GAAP revenue is projected between $1.225 billion and $1.245 billion, a 19% year-over-year increase[36] - Full year 2025 GAAP revenue is projected between $4.505 billion and $4.525 billion, a 14% year-over-year increase[36] - The company expects organic revenue growth of 9%-11% in 2026[41]

🚀 Week in Crypto Adoption: Nigeria Builds Africa's Rails, Canada Pushes Stablecoin Laws, Venezuela Runs on USDTFrom Flutterwave's 34-country network to Canada's federal framework, Venezuela's economic rewiring, and Malaysia's tokenization roadmap!Let's explore this week's Alpha ecosystem evolution. 🧵1/7 ...

Core Insights - Ripple has announced a $500 million strategic investment round at a $40 billion valuation, led by Fortress Investment Group and Citadel Securities, with participation from other notable investors, indicating strong investor confidence in the company's growth trajectory [1] Institutional Confidence and Record Valuation - The recent investment follows a $1 billion tender offer completed earlier this year at the same valuation, highlighting robust institutional demand for Ripple's equity [2] Share Repurchase and Institutional Network - Over recent years, Ripple has repurchased more than 25% of its outstanding shares, enhancing liquidity for shareholders and attracting new strategic partners, demonstrating the company's intent to strengthen its institutional network globally [3] Company Momentum and Market Opportunity - Ripple's CEO, Brad Garlinghouse, emphasized that the investment reflects the company's momentum and validates the market opportunities being pursued, noting the expansion from payments to custody, stablecoins, prime brokerage, and corporate treasury [4] Expansion Through Acquisitions and Product Development - Ripple has completed six acquisitions in just over two years, including two valued at over $1 billion, which broadens its footprint across payments, custody, and stablecoins [5] Key Infrastructure Development - The acquisition of Rail, a stablecoin infrastructure provider, has become essential for Ripple Payments, creating an efficient on-and-off ramp for global businesses seeking faster, lower-cost international transactions [6] Regulatory Licenses and Adoption - Ripple now holds 75 regulatory licenses, enabling it to facilitate money movement for clients and streamline liquidity management, with total Ripple Payments volumes exceeding $95 billion, indicating accelerating adoption among enterprise clients [7] Stablecoin and Treasury Development - Following the GENIUS Act, institutions are increasingly adopting Ripple's RLUSD stablecoin for treasury payments and collateral use, with the acquisition of GTreasury enhancing capabilities in corporate cash management for Fortune 500 clients [8]

Core Viewpoint - Japan's launch of the JPYC stablecoin represents a significant development in the digital currency landscape, potentially providing Asia with a strong alternative to dollar-backed stablecoins, which currently dominate the market [2][4]. Group 1: JPYC Stablecoin Overview - JPYC is the world's first fully regulated yen-pegged stablecoin, launched on October 27, and is designed to operate under Japan's Payment Services Act [2][3]. - The stablecoin maintains a strict 1:1 peg with the Japanese yen and is backed by domestic savings and Japanese government bonds, distinguishing it from similar projects in other Asian countries [3][4]. Group 2: Market Context and Implications - The yen is freely convertible globally, making it a more viable option for international transactions compared to currencies from China, South Korea, and Taiwan, which face restrictions [4]. - The Japanese yen is the world's third-most-traded currency, accounting for nearly 17% of global foreign exchange transactions, which enhances the potential for JPYC's adoption [4]. Group 3: Financial Strategy and Projections - JPYC plans to issue 10 trillion yen (approximately $64.9 billion) worth of stablecoins over three years and will initially not charge transaction fees [5]. - Revenue will be generated from interest on holdings of Japanese government bonds, which are currently yielding over 3% at the long end, indicating a sustainable financial model [5]. Group 4: Trading Opportunities - The USD/JPY currency pair is one of the most actively traded globally, with the U.S. dollar involved in 89% of trades and the Japanese yen in 16.85% [6]. - The regulation of fiat-pegged stablecoins in both the U.S. and Japan opens up opportunities for a thriving on-chain USD/JPY market, potentially reducing transaction costs and settlement times for significant daily trading volumes [7].