I just got my first credit card. How do I use it properly. >> Oh, let me show you.When you go on your weekly shop or fill up with fuel, put it all on your credit card. But why can't I just use my debit card. >> Because this will boost your credit score, which will make it cheaper for you to buy a house or car in the future.>> But I heard credit cards ruined credit scores. >> Not if you keep the balance low. The trick is to use less than 30% of your available credit.>> But won't that just put me in debt. >> ...

Core Insights - The article emphasizes the importance of financial accountability through budgeting, regardless of income level [4][5][6] - It highlights common financial mistakes people make, particularly the misconception that budgeting is only for those struggling financially [5][6] - The article underscores the detrimental effects of debt on wealth accumulation, as expressed by financial expert Dave Ramsey [6] Budgeting Importance - A written budget is essential for tracking finances and ensuring accountability [4][5] - High income does not exempt individuals from the need for a budget; everyone should know where their money is going [5][6] - Ramsey advocates for maintaining a monthly budget as a lifelong practice, regardless of financial status [6] Debt Management - Ramsey strongly opposes all forms of debt, viewing it as a significant barrier to wealth creation [6] - The article suggests that allowing oneself to remain in debt can hinder financial success [6]

Debt & Investment - Bitcoin miner 公司的债务激增 500% 至 127 亿美元 [1] - Bitcoin miner 公司在新的设备和 AI 基础设施上进行了大量投资 [1]

Government Debt & Deficit Spending - US national debt has surpassed $38 trillion [1] - Republicans are proposing to add another $2 trillion in deficit spending [1] - Democrats are proposing to add another $3 trillion in deficit spending [1] Budget & Fiscal Policy - There is no progress towards balancing the budget [1]

America breaks another record with $38T debt while still being shutdown. https://t.co/gNsOVDNUGX ...

$38 trillion debt is insane.$38,000,000,000,000.And our children will be stuck with the bill too. ...

Economic Policy & Debt - Developed world governments are struggling to control growing debt [1] - Economists are reassessing the long-term costs of past quantitative easing (QE) programs [1]

Senegal’s 2026 debt-service bill is expected to be 11% steeper than previously forecast after uncovering billions of dollars in unreported liabilities under the former government, budget documents show https://t.co/CImyHExPtu ...

Free-flowing student loans promised upward mobility. Instead, they left the “forgotten generation” with a mountain of debt and regret.Read more: https://t.co/ZYlH88kBoX https://t.co/FGjpFqSeqw ...

Forget about the cycles. I think it's very very simple. Build a team who understands institutions.Risk management is number one. Two, don't do stupid things in raising debt. Secure your debt against your asset.So you're one day when the markets go down a forced liquidator. That's a really really dangerous thing. [Music] What we've done as a business is we've got a an operating business that's been profitable for 15 years.you know, on a small scale admittedly. Um, and then we don't use leverage. Um, so we ca ...