Group 1 - The core viewpoint of the articles highlights the increasing collaboration between South Korea and countries like China to combat the rising issue of telecom fraud, which has become more rampant and difficult to tackle due to cross-border activities [1][2] - South Korea's police agency plans to launch a specialized consultation service against telecom fraud in mid-September, while enhancing cooperation with Southeast Asian countries to jointly address telecom network fraud crimes [1] - Despite ongoing international cooperation, the domestic situation regarding telecom fraud in South Korea remains severe, with a reported rebound in cases in 2024, reaching 20,839 incidents and involving an amount of 854.5 billion KRW (approximately 4.37 billion RMB) [1] Group 2 - The police report indicates that phishing activities have caused record-high losses in the first seven months of 2025, prompting the South Korean police to initiate a five-month special operation from September 1 to January 31 of the following year [2] - This operation will focus on combating both domestic and international fraud organizations, as well as illegal activities such as money laundering, fake calls, and fraudulent bank accounts [2] - A new specialized investigation team for fraud crimes will be established nationwide to enhance the effectiveness of these efforts [2]

Core Insights - The article highlights a case of potential investment fraud where a bank employee's vigilance prevented a customer from falling victim to a scam involving a fake stock trading app [1][3][5] Group 1: Incident Overview - A customer, referred to as Aunt Jin, attempted to transfer a significant amount of money to a securities account for stock trading after being influenced by an online "stock god" [1] - The bank employee noticed suspicious behavior and took immediate action to prevent the transfer, including alerting the police and freezing the customer's account [1][3] Group 2: Fraud Mechanism - Aunt Jin had been lured into a network of strangers promoting stock trading through social media, leading her to download a fraudulent app under the guise of receiving expert guidance [3] - The scam involved the "mentor" remotely controlling her phone to set up the app, which raised red flags for the bank staff [3] Group 3: Resolution and Prevention - After being educated about the risks of such scams by bank staff and police, Aunt Jin realized the potential loss of her retirement savings and took steps to secure her funds [5] - The incident underscores the importance of vigilance against promises of high returns and the necessity of verifying investment opportunities through legitimate channels [5][7] Group 4: Safety Reminders - The bank issued safety reminders to the public, advising against trusting investment recommendations based on insider information or high returns, and to avoid downloading unverified financial apps [7] - Emphasis was placed on the importance of not sharing verification codes and ensuring investments are made through recognized financial institutions [7]

在小蔡与郭奶奶的交流过程中，支行大堂经理也察觉到了情况不对劲，于是上前与小蔡一起进一步向郭 奶奶询问核实。在两人的耐心沟通下，郭奶奶终于说出实情。原来这笔现金是"旅游费"，郭奶奶一边拿 出一张发票给大堂经理看一边说："这笔费用是交给开票的这个公司，存钱到这家公司每个月有利息， 还可以免费赠送一个月的旅游。"询问核实过程中，郭奶奶还接到开票公司工作人员打来的电话，对方 教她谎报用途并指导她到其他银行网点支取现金。此时，小蔡和大堂经理更加确信老人遇到了电信诈 骗。于是，小蔡立即呼叫营运主管，大堂经理继续与郭奶奶沟通，了解详细情况。 为避免客户遭受财产损失，营运主管立即启动应急预案，果断拨打报警电话。等待过程中，大堂经理一 直为郭奶奶讲解近期发生的各类诈骗案例。然而，郭奶奶对支行工作人员的询问十分抵触，始终坚持要 取款，场面一度僵持不下。 不久，附近派出所民警赶到现场，与支行工作人员一起向郭奶奶详细分析网络诈骗的手段和投资陷阱。 在民警和支行工作人员的耐心劝说下，郭奶奶终于意识到自己险些落入诈骗分子的圈套，最终放弃了取 款的想法，并对支行和警方及时出手相助表示衷心感谢。（胡琪） 编辑：穆皓 转自：新华财经 近日，年 ...

Group 1 - A recent incident in Hangzhou highlights the rise of fraud related to supermarket gift cards, where victims are tricked into purchasing cards and sending them to scammers [1][3] - The local police have established a rapid response mechanism involving supermarket staff to identify and report suspicious activities related to gift card purchases [3][4] - Since the implementation of this mechanism, supermarket employees have reported seven suspicious cases, successfully preventing over 420,000 yuan in potential losses for the public [4] Group 2 - The fraud scheme involves scammers using social media to lure victims with promises of easy money, leading them to download fraudulent applications and ultimately request large purchases of supermarket gift cards [3] - Supermarket staff are now trained to recognize unusual purchasing behavior and are encouraged to verify the purpose of large gift card purchases [2][3] - The initiative was started by community police to address the increasing cases of fraud linked to supermarket gift cards, demonstrating a proactive approach to crime prevention [3][4]

Group 1 - Douyin released the "2025 Anti-Fraud Report," indicating that from January to July this year, the platform intercepted an average of over 7 million fraudulent messages daily [1] - The platform is collaborating with universities to host the "Anti-Fraud Gathering" event, which has already taken place in Beijing and will expand to other provinces such as Shanghai, Yunnan, and Shandong [1][2] - The report highlights that "high-paying part-time jobs" have become a prevalent form of online fraud targeting students, with scammers using various tactics to lure victims into downloading third-party software and making payments [1] Group 2 - From January to July, Douyin banned 1.64 million accounts related to part-time job scams and intercepted an average of 2.01 million related fraudulent messages daily, along with sending 1.36 million scam risk alerts [2] - The platform warns users to be cautious of job offers that require downloading other software, paying entry fees, or making advance payments, as these can lead to scams and potential involvement in illegal activities [2]

Core Viewpoint - The Supreme People's Court and the Supreme People's Procuratorate jointly released an interpretation regarding the handling of criminal cases related to concealing and disguising criminal proceeds, effective from August 26, 2025, aiming to clarify judicial rules and unify legal application [1]. Group 1: Legal Framework and Context - The crime of concealing and disguising criminal proceeds is the most prevalent type of money laundering crime, closely linked to telecom fraud and online gambling [1]. - From 2020 to 2024, prosecutors initiated 230,200 cases of this crime, while courts concluded 220,900 first-instance cases, effectively deterring upstream crimes such as telecom fraud and online gambling [1]. Group 2: New Challenges and Legal Adaptations - The evolving nature of crime, including more sophisticated methods and the shift from theft to fraud, particularly telecom fraud, presents new challenges for legal application [2]. - The interpretation clarifies that any actions that conceal or disguise criminal proceeds, such as transferring funds or converting assets, fall under the scope of the law [2]. Group 3: Standards for Criminal Liability - The interpretation emphasizes strict adherence to the requirement of "knowing the proceeds are criminal" and modifies the standards for determining this knowledge to prevent overreach in criminal prosecution [3]. - A comprehensive assessment of social harm will be used to determine criminal liability, considering factors such as the relationship to upstream crimes, subjective malice, methods used, amounts involved, and consequences [3]. Group 4: Penalty Guidelines - The interpretation introduces differentiated standards for severe cases based on the type of upstream crime, setting thresholds of 5 million and 500,000 yuan for aggravated penalties [3]. - It also includes provisions for leniency in sentencing for individuals who significantly assist in tracing upstream crimes, encouraging cooperation in recovering losses [4].

"真是没想到！这笔钱还能追回来，感谢建设银行！"近日，一笔1500美元的跨境被骗资金，历经波 折，被安全地全额返还至建行玉溪分行客户王先生的账户上。 9时07分，建行玉溪分行某支行外汇业务窗口的系统提示打破了晨间的宁静。外汇客户经理扶了扶 眼镜，屏幕上的语句让他瞳孔骤缩。 "王先生吗？您是否向境外账户汇出过1500美元？"电话那头传来无奈的声音："是……是诈骗！" "唉，就前几天的事儿，我陷在那个'高额返利'的坑里，钱都汇到国外去了。现在想想真是又悔又 恨！这钱想追回来，基本没戏。这种往境外转的钱，藏得深、路子野，根本摸不着边儿，太难查、太难 追了……我这心啊，算是彻底凉透了，感觉这笔钱算是彻底打水漂了。" "请您保持通话，我们正在启动应急机制！"支行客户经理在确认客户遭遇电信网络诈骗后，指尖在 键盘上翻飞，每一分钟都关乎资金能否成功拦截，必须争分夺秒，抢在资金转移前完成阻断。 他随即调取了客户账户交易流水、登录日志、设备信息，并与客户口述内容进行交叉验证，核实转 账时间、金额、收款方等信息。同时他还仔细检查了是否有可疑的账户设置变更、密码修改、手机号绑 定变更、交易限额异常提升等信息。盯着屏幕不停地切换系统 ...

日本警察厅日前发布最新数据显示，今年上半年，诈骗团伙主动拨打电话或利用社交媒体平台诈骗的金额 总计达597.3亿日元(约合29.2亿元人民币)，创下同时期最高纪录。 根据日本警察厅当地时间8月1日公布数据，今年上半年，诈骗团伙主动拨打电话或利用社交媒体平台诈骗的金 额总计达597.3亿日元（约合29.2亿元人民币），创下同时期最高纪录。日本广播协会报道称，这一金额约为去 年同期的2.6倍，也是2004年有相关统计数据以来同时段的最高纪录。 此外，日本警方称，今年上半年共接到超过1.3万起此类欺诈案件的报案，数量也创下历史新高，比去年同期 增加了超过4200起。 日本警察厅同时警告，境内"假警察诈骗"案件数量激增。 值得注意的是，近年来，日本大量出现不法分子引诱老年人利用自动柜员机（ATM）向指定账户转账的诈骗 案件。为应对这一情况，日本警察厅表示，正考虑对75岁及以上老人在自动柜员机上的取款和转账额度进行限 制。 电信诈骗金额创纪录 具体来看，诈骗分子假扮警方给潜在受害者打电话，在视频通话中出示假的警察证件或逮捕令，以受害者涉案 等为由让其向指定账户汇款。今年上半年，此类案件的涉案金额占到诈骗案损失的65%。 ...

日前，国家育儿补贴制度实施方案公布，从2025年1月1日起，无论一孩、二孩、三孩，每年均可领取3600元补贴，直至年满3周岁。许多家庭都能享受到 这项全国性、普惠式的经济补贴。 然而，诈骗分子也是如影随形，很快便开始"蹭热点"。据福建漳州长泰区警方消息，近日，有诈骗分子打着"发放育儿补贴"的旗号实施电信网络诈骗。 云南昭通市昭阳区警方也发布消息，8月4日，接群众反映：自己通过社交平台接到领取"育儿补贴"通知，要求限时办理，通知内含有"网址链接"，登录后 发现异常。 图片来源：昭阳警方 按照工作计划，各地将在8月下旬陆续开放育儿补贴申领，8月31日之前各地全面开放育儿补贴的申领。目前，各地均尚未开通线上申领育儿补贴渠道。 常见育儿补贴诈骗套路 公安部门解析了育儿补贴诈骗套路： 1. 假冒官方发布短信。诈骗分子冒充卫健委、财政局等政府部门，发送含有虚假链接的短信，声称可"快速申领育儿补贴"，诱导群众点击陌生链接填写个 人信息及银行卡信息。 2. 伪造政府网站。诈骗分子制作高仿"国家政务服务平台"或地方卫健委网站，设置"育儿补贴申领"飘窗，要求输入身份证、银行卡及验证码等信息。这类 网站界面看似与官方一致，实则网址 ...

Group 1 - The core issue is the rising incidence of telecom network fraud targeting students during the summer, with five main types identified [1] - The five types of fraud include: 1. Part-time brushing tasks, where scammers lure students with fake job offers and later induce them to invest more [1] 2. Flight ticket refund and change scams, where fraudsters impersonate airline customer service to offer refunds [1] 3. Fake concert ticket sales, where scammers request deposits under the guise of service fees [1] 4. Online game account and equipment scams, where victims are directed to fraudulent trading platforms [1] 5. Education institution refund scams, where scammers send fake refund documents to trick victims into transferring money [1] Group 2 - The police highlight a significant increase in scams targeting minors, particularly those impersonating law enforcement [2] - Scammers use social media and gaming platforms to lure minors with offers like "star chasing benefits" and then impersonate police or lawyers [2] - Effective prevention measures include avoiding unknown links, not trusting unfamiliar calls, and verifying any money transfers [2] - In case of falling victim to fraud, immediate actions include reporting to the police, collecting evidence, and visiting the nearest police station to file a report [2]