Core Viewpoint - Guangzhou is taking significant steps to boost market vitality by optimizing real estate policies, including the comprehensive removal of purchase, sale, price, and loan restrictions, as well as lowering down payment ratios and interest rates [2][5]. Group 1: Policy Changes - The recent proposal indicates that Guangzhou may become the first tier-one city in China to fully eliminate the "four limits" (purchase, sale, price, and loan restrictions) [3]. - Previous measures have already laid the groundwork for this policy shift, with the city having previously lifted sales and purchase restrictions in May and September 2024 [4]. - Current mortgage conditions in Guangzhou are favorable, with down payment ratios for first and second homes at 15% and interest rates at 3% for commercial loans, indicating room for further reductions [4]. Group 2: Market Conditions - Guangzhou faces significant downward pressure on housing prices compared to other tier-one cities, necessitating policy adjustments to stabilize the market [5]. - The overall second-hand housing prices have shown signs of stabilization, but certain peripheral areas continue to experience price declines [5]. Group 3: Demand Activation Measures - The proposal includes a multi-faceted approach to stimulate demand, such as advancing the renovation of urban villages and old residential areas, with plans to initiate over 150 projects by 2025 and invest 100 billion yuan in urban renewal [7][9]. - The plan also emphasizes the use of special loans to purchase existing properties for resettlement, indicating a commitment to innovative financing solutions [9]. - Continuous optimization of housing provident fund policies aims to facilitate home purchases and improve rental support, thereby enhancing the overall housing consumption chain [9].

以下文章来源于财联社 ，作者李洁 财联社 . 财联社是上海报业集团主管主办，定位资本市场报道财经通讯社，以"准确、快速、权威、专业"为准 则，提供7x24小时金融信息服务。 来源|财联社 为提振市场活力，广州在优化房地产政策上迈出关键一步。 6月13日，广州市发布《提振消费专项行动实施方案（征求意见稿）》，面向社会公开征求意见。 方案明确提出"有序减少消费限制。优化房地产政策，全面取消限购、限售、限价，降低贷款首付 比例和利率。 本次征求意见稿，将房地产消费视为提振整体消费市场活力的"重要一环"。业内分析师普遍认为， 这一系列政策的落地，将有力提振广州楼市，加速房价企稳进程。 更关键的是，58安居客研究院院长张波表示，广州作为一线城市，其全面、明确的政策松绑信号， 预示着一线城市政策进一步宽松的可能性增强。 01 全面松绑信号明确 据张波介绍，从统计局公布的房价数据看，广州是一线城市中房价下行压力相对较大的城市，今年 以来一二手房市场仍处于下行通道。虽然安居客线上数据显示6月整体二手挂牌房价趋稳，但白 云、番禺、南沙、增城等外围区域房价下跌现象更为明显。 "因此，通过全面取消限购、限售、限价，降低贷款首付比例 ...

为提振市场活力，广州在优化房地产政策上迈出关键一步。 6月13日，广州市发布《提振消费专项行动实施方案（征求意见稿）》，面向社会公开征求意 见。方案明确提出"有序减少消费限制。优化房地产政策，全面取消限购、限售、限价，降低 贷款首付比例和利率。 本次征求意见稿，将房地产消费视为提振整体消费市场活力的"重要一环"。业内分析师普遍认 为，这一系列政策的落地，将有力提振广州楼市，加速房价企稳进程。 更关键的是，58安居客研究院院长张波表示，广州作为一线城市，其全面、明确的政策松绑 信号，预示着一线城市政策进一步宽松的可能性增强。 全面松绑信号明确 "此举标志着广州有望成为全国首个全面取消'四限'，即限购、限售、限价、限贷的一线城 市。" 张波告诉记者。 事实上，广州在房地产政策松绑上早有铺垫。 陈雪强也认为，此次征求意见稿将取消范围明确扩展至限售和限价，并强调降低首付比例和利 率，是对已实施政策的全面确认，向市场传递了强烈的宽松信号。 多位分析人士指出，此前在一线城市中， 广州曾多次率先出台松绑措施，而此次广州新政可 能会继续引发连锁反应，其它一线城市的政策限制或将跟进放松。 多维发力激活需求 除了核心的限制性措施 ...