Investment Strategy - The crypto industry emphasizes perseverance to achieve millionaire status [1] - The industry advises against investing in memecoins [1] - The industry advises against leverage trading [1]

Alternative Investments in 401k Plans - The executive order aims to facilitate access to alternative investments like real estate, cryptocurrency, or private assets within 401k plans [1] - Private assets refer to privately held companies, which constitute the majority of businesses in America [1][2] Financial Planning Considerations - Individuals should assess their current 401k plan, contribution levels, and company matching contributions before considering alternative investments [2][3] - It's crucial to understand financial goals, desired retirement age, and estimated retirement income needs [3] - Ideally, retirement contributions should range from 15% to 20% of gross pay [4] - Maximizing company matching contributions is essential as it represents "free money" [4] Prudent Investment Approach - Before exploring alternative investments, ensure a thorough understanding of the existing 401k plan's contents and contribution strategy [4] - Verify whether the current plan adequately supports the achievement of long-term financial goals [4]

Problem Statement & Solution - Current memory frameworks struggle with relevance, leading to inaccurate responses or hallucinations due to the storage of arbitrary facts [3][4][5] - Semantic similarity does not equate to business relevance, as vector databases lack causal or relational understanding [7] - The industry needs domain-aware memory solutions instead of relying solely on better semantic search [8] - Zep offers a solution by enabling developers to model memory after their specific business domain, creating more cogent and capable memory [1][2] Zep's Implementation & Features - Zep allows developers to define custom entities and edges within its graph framework, tailoring memory to specific business objects [1][9] - Developers can use Pydantic, Zod, or Go structs to define business rules for these entities and their fields [9][10] - Zep's SDK allows defining entity types with descriptions and business rules for fields, enabling precise control over data stored [10] - Zep allows building tools for agents to retrieve financial snapshots by running multiple searches concurrently and filtering by specific node types [10][11] - Zep's front end provides a knowledge graph visualization, allowing users to see the relationships and fields defined for each entity [12] Demonstration & Use Case - A finance coach application demonstrates Zep's ability to store explicit business objects like financial goals, debts, and income sources [8][9] - The application captures relevant information, such as a $5,000 monthly rent, and stores it as a debt account entity with defined fields [11][12]

Financial Planning - Deciding whether to pay off debt or save for retirement is a difficult financial decision [1] - Interest rates, emotions, and financial goals should shape the strategy for debt payoff versus retirement savings [1]