⚡️ NEW: The IMF latest report highlights stablecoins' potential for faster payments and financial inclusion.It also warns of currency substitution and capital flow risks requiring global cooperation. https://t.co/FETnWv5XRC ...

Banco Santander sets a price target of $22 for NYSE:NU, indicating a potential increase of about 26.15%.Nubank aims to secure a banking license in Brazil by 2026 to comply with new regulations, ensuring the preservation of its brand identity.Despite regulatory changes, Nubank's capital, liquidity, and customer base of over 110 million in Brazil will remain unaffected.On December 3, 2025, Banco Santander set a price target of $22 for NYSE:NU. At the time, NU's stock price was $17.44, suggesting a potential i ...

Core Insights - Opera and the Celo Foundation are extending their partnership to enhance financial inclusion for a billion people by 2030 through low-cost stablecoin payments [1] - The partnership includes the introduction of stablecoin-backed payment cards, expanded real-world asset offerings, and a Mini App Roadshow across Asia and South America [1][2] Company Developments - MiniPay, a non-custodial stablecoin wallet provider on Celo, has achieved 11 million activated wallets and processed over 300 million transactions since its launch in September 2023 [3] - Celo has become a leading Ethereum layer-2 platform with 700,000 daily active users and over 3 million weekly USDT users [3] Market Trends - The joint MiniApp roadshow is set to take place in early 2026, focusing on regions with strong developer activity and increasing crypto adoption [5] - Latin America has seen nearly $1.5 trillion in crypto transaction volume from July 2022 to June 2023, with Brazil accounting for $318.8 billion, reflecting a 109.9% period-over-period growth [5] Stablecoin Insights - Over 90% of Brazilian crypto flows are now related to stablecoins, with stablecoin purchases constituting more than half of all exchange activity in Brazil, Argentina, and Colombia [6] - The stablecoin market is valued at over $310 billion, with predictions suggesting it may not exceed $360 billion before February [6]

Circle Foundation Launch - Circle Foundation 在纳斯达克交易所启动，旨在提升金融韧性和包容性[1] - Circle's Pledge 承诺 Circle 公司 1% 的股权用于支持 Circle Foundation [1] Mission and Impact - Circle Foundation 的使命是促进国内外金融韧性和包容性[1] - 数字美元使救济更快、更安全、更透明，为流离失所的家庭和一线工作人员提供重要资源[1] - Circle Foundation 致力于实现普惠金融[1]

Foundation Overview - Circle Foundation aims to advance financial resilience and inclusion globally [1] - The Foundation is seeded by Circle's Pledge 1% equity commitment [1] Focus Areas - Strengthening financial systems for small businesses in the US [1] - Modernizing humanitarian aid infrastructure worldwide [1] - Building durable infrastructure for economic participation [1] Mission - Scaling what's possible when finance works globally [1] - Supporting organizations that help families and small businesses [1]

Core Insights - International Money Express, Inc. (Intermex) has partnered with Banco Industrial to launch the Zigi App, a digital financial platform aimed at improving how Guatemalans receive remittances from abroad [1][2] - The Zigi App allows users to receive money directly into their accounts using just a phone number, enhancing the speed and security of transactions while eliminating the need for physical cash pickups [2][3] - The app provides users with control over their funds, enabling them to make payments, send transfers, save money, and apply for digital credit products, thereby promoting financial inclusion [3][4] Company Overview - Intermex, founded in 1994, facilitates money transfers from several countries to over 60 destinations, utilizing various digital platforms and retail locations [6] - The company is headquartered in Miami, Florida, with international offices in Puebla, Guatemala City, London, and Madrid [6] Strategic Goals - The partnership aims to transform remittances into opportunities for financial growth, connecting families and enhancing their financial capabilities [4][5] - The Zigi App is currently available to eligible users in Guatemala, with plans for expansion through educational initiatives and product enhancements [5]

Excited to have @RegenRene, Co-Founder of @Celo, at #BinanceBlockchainWeek!Learn about mobile-first blockchain solutions and financial inclusion from a mission-driven innovator. https://t.co/as00xMROCh ...

Overall, the IMF's openness to tokenization could be seen as them recognizing that new technologies might help with financial inclusion, which does align with their mission of economic stability and reducing poverty. By embracing tokenization, they might be looking for ways to modernize financial systems and make them more efficient. But of course, it's also possible they want to ensure they have a say in how it's all regulated. ...

The Philippines could unlock a $60 billion tokenized-asset market by 2030, according to a new report from the Philippine Digital Asset Exchange (PDAX), Saison Capital, and Onigiri Capital. Key Takeaways: The Philippines could build a $60 billion tokenized-asset market by 2030, led by equities and government bonds. More Filipinos hold crypto than traditional investments, with 14% owning crypto versus fewer than 5% owning stocks or funds. Digital wallets like GCash and PDAX are making tokenized bonds a ...

Core Insights - Mastercard is enhancing its focus on sector-specific commerce innovation through a collaboration with L'Oréal, introducing the L'Oréal Mastercard BusinessCard aimed at transforming beauty product financing and sales [1][9] Group 1: Initiative Overview - The new initiative targets approximately 350,000 salons in Latin America and the Caribbean, addressing the challenges posed by cash dominance that limits credit access and business growth [2] - The card aims to empower beauty creators, small salon owners, and independent stylists, facilitating financial inclusion and simplifying purchasing processes [2] Group 2: Technological Advancements - The initiative includes digitizing B2B payments, which will enhance credit decision-making and expand Mastercard's presence in the small and medium enterprises (SME) sector [3] - Clara's AI-driven tools position Mastercard as an operational partner, moving beyond traditional payment processing [3] Group 3: Strategic Implications - This partnership aligns with Mastercard's broader strategy of forming industry-specific partnerships to enhance financial inclusion and explore new payment opportunities [4] - If successful, this model could be replicated in other cash-rich sectors, reinforcing Mastercard's SME value proposition and long-term growth narrative [4] Group 4: Competitive Landscape - Competitors like Visa and American Express are also enhancing their SME strategies, with Visa reporting an 11% year-over-year growth in net revenues for fiscal 2025 [5] - American Express focuses on its business-card portfolio and value-added services tailored for SMEs [6] Group 5: Financial Performance - Year-to-date, Mastercard's shares have increased by 2.1%, contrasting with a 13.2% decline in the industry [7] - The Zacks Consensus Estimate indicates a projected 12.6% growth in Mastercard's earnings for 2025 compared to the previous year [10] Group 6: Valuation Metrics - Mastercard trades at a forward price-to-earnings ratio of 28.64, which is above the industry average of 19.95, and carries a Value Score of D [12]