Advisor.com connects you with participating unaffiliated third-party registered investment advisors (RIAs) through its matching tool or provides personalized investment advice via its in-house wealth management service, Advisor Wealth Management.Whether you’re looking for help drawing up a monthly budget or trying to increase the value of your nest egg, consider reaching out to a qualified professional who specializes in retirement planning and can help you make the most of every dollar.Let’s imagine you’re ...

Parsing the rules around Social Security can be tricky. As you plan when and how to take Social Security in your golden years, you might feel like you’re walking a tightrope — one misstep could send you tumbling into an uncertain financial future where you could lose thousands of dollars. For You: Here’s How Much You Need To Retire With a $100K Lifestyle Learn About: How To Get Guaranteed Growth On Your Money — Without Risking Your Principal Instead of walking that tightrope alone, you need an expert guid ...

the pivot that State Street is making. Everybody knows them for ETFs. We all kind of know the sector spider products and everything else, but you're making a pivot towards addressing more of the needs on the mutual fund side of things right now, which is very curious for me because it seems as though everybody for the past two decades has been trying to gravitate away from the mutual fund format into more of the exchangeraded fund format.What exactly is driving State Street's desire to be more actively part ...

Investment Opportunities - Priority Gold offers a 100% free rollover for converting existing IRAs into gold IRAs, along with free shipping and storage for up to five years, and qualifying purchases can receive up to $10,000 in free silver [1] - Gold is considered a potential 'safe haven' asset to mitigate inflation impacts, having increased in value sevenfold over the last 100 years, making it a more stable investment during economic downturns [2] Retirement Income Insights - Americans aged 65 and older reported median weekly earnings of $1,198, translating to an annual income of $62,296 as of 2025, highlighting the importance of consistent contributions to retirement accounts [3] - Social Security retirement benefits averaged $1,976 per month in January 2025, amounting to $23,712 per year, which may not be sufficient for a comfortable retirement [3] Economic Challenges - Many Americans nearing retirement face challenges due to inflation, high interest rates, and a volatile stock market, which are impacting their savings and financial security [5] - The current inflation rate is at 3.0% as of September 2025, up from 2.9% in August, indicating ongoing economic pressures [4] Real Estate Investment Options - FNRP provides accredited investors access to necessity-based commercial real estate with a minimum investment of $50,000, allowing for passive income without the responsibilities of being a landlord [7] - Mogul offers fractional ownership in blue-chip rental properties, enabling investors to receive monthly rental income and tax benefits without large down payments [9] Investment Security - Each property in the Mogul platform is secured by real assets, ensuring that investors own the property through standalone LLCs, with blockchain-based fractionalization providing a verifiable record of ownership [11]

Join the Insights from Fidelity Wealth Management team for the first of a 3-part series on retirement. We’ll not only address some classic retirement questions (such as, “How much money do I need to retire?”) but we’ll also examine those questions within the context of inflation and market volatility. And we’ll discuss how you can mentally prepare for retirement. Specific topics we'll cover include: - Estimating your "retirement cost of living" and how your retirement spending might evolve - Investing strat ...

Brian Killian / Getty Images Moneywise and Yahoo Finance LLC may earn commission or revenue through links in the content below. For many retirees, budgeting becomes an act of precision: cutting back on travel, downsizing homes and seeking out seniors' discounts. But there’s one expense that still manages to take a surprising toll, even for those who think they’ve planned their golden years well. Must Read Financial expert Suze Orman has warned that many Americans underestimate a critical cost in retir ...

Love them or hate them, annuities are on a roll. While they may not top every advisor’s priority list, the insurance products keep smashing quarterly sales records. US annuity sales hit nearly $120 billion in the third quarter, according to trade group LIMRA. That marked the eighth straight quarter above $100 billion, bringing year-to-date totals to $345 billion, up 4% year over year. It’s the highest total ever recorded in a nine-month period, and reflects a growing shift among advisors who are rethinkin ...

A high income certainly helps you retire a millionaire — but you also need strategy. Discover More: I’m a Wealth Coach — 4 Ways To Build a Resilient Retirement Portfolio in 2025 Read Next: 5 Clever Ways Retirees Are Earning Up To $1K Per Month From Home As family attorney Julia Rueschemeyer transitions into retirement as a millionaire, she credits three reasons for her plush nest egg. And while they required plenty of money invested, they didn’t require much in the way of fees. Cash Balance Plan Ruesche ...

Core Insights - The article emphasizes the importance of setting financial New Year's resolutions as a way to reassess goals, spending habits, and savings targets for the upcoming year [1] Budgeting - Consumers are advised to rework their budgets for anticipated higher costs in 2026, with an overall inflation increase estimated at 3%. Key categories likely to see price increases include healthcare and groceries [3] Emergency Fund - The need for an emergency fund is highlighted, suggesting that individuals should aim for three to six months of living expenses in a high-yield savings account to prepare for rising living costs and economic uncertainty [4] Savings and Investments - Automating savings and investments is recommended as a strategy to achieve financial targets, with recurring transfers to savings or retirement accounts set up right after payday to benefit from compounding [5] Debt Management - The article suggests that individuals should aggressively pay down high-interest debt, as each dollar paid towards such debt provides an instant, risk-free return [6] Retirement Planning - Increasing contributions to retirement accounts such as 401(k), IRA, or Roth accounts is advised, especially for older adults who can take advantage of catch-up contributions to enhance their retirement savings [7]

Core Insights - ChatGPT is becoming a popular tool for retirement planning due to its ease of use and ability to gather information and perform calculations [1] - The effectiveness of ChatGPT in retirement planning is highly dependent on the quality of the inputs provided by the user [3][4] Group 1: ChatGPT's Capabilities - ChatGPT can assist with basic retirement questions but requires accurate real-world information to provide meaningful answers [4] - The AI can perform calculations and projections, but users often lack the knowledge to input all necessary variables for accurate results [3][5] Group 2: Importance of Comprehensive Inputs - Key variables for effective retirement planning include age, number of children, expected inflation rates, projected investment returns, income and expenses, health status, financial goals, Social Security projections, and risk tolerance [7] - Providing detailed information enhances the reliability of the answers generated by ChatGPT, making it a more effective tool for retirement planning [8]