Tax Benefits for Retirees - Most states offer at least one tax break to retirees [1] - Eight states have no income tax at all [1] Retirement Income Exemptions - Some states exempt multiple forms of retirement income [1]

Group 1 - The investment landscape for retirement income has become more complex, moving away from broad diversification through the S&P 500 at reasonable valuations [2] - There is a focus on income-producing asset classes that provide sustainable portfolio income, diversification, and inflation hedging [1] Group 2 - The service offered by iREIT+HOYA Capital is centered on income-focused investing, targeting opportunities in various asset classes [1] - The emphasis is on defensive stocks with a medium- to long-term investment horizon [2]