risk management

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X @Wendy O
Wendy O· 2025-08-12 16:16
Market Trend - Industry suggests a shift towards crypto and Bitcoin treasury companies [1] Risk Management - Risk management should be applied to crypto investments as with any other asset [1]
Emons: Fed may be shifting to risk management due to labor weakness
CNBC Television· 2025-08-05 11:35
Market Outlook & Fed Policy - The market anticipates a potential rate cut, possibly larger than 25 basis points (0.25%) in September, influenced by a weakening labor market [2] - A 50 basis points (0.5%) rate cut is not currently priced into Treasury yields, potentially putting downward pressure on them, possibly around 4% [3] - The market views potential Fed rate cuts as an "insurance rate cut," which could prevent further weakening in the labor market [5][6] - If the Fed cuts rates too slowly, the economy could deteriorate; however, multiple rate cuts could fuel a market rally into year-end [7] - The market slowdown observed in GDP data has now impacted the jobs market, requiring market adjustment [9] - The stock market could reach S&P 500 levels of 6500 to 6700 by year-end, assuming fiscal stimulus arrives next year and the Fed proactively addresses economic issues [10][11] Fed Leadership & Rate Strategy - The new incoming governor nominee to replace Adriana Kugler is important, as they may adopt a more proactive approach to interest rates to stimulate the economy [11][14] - Markets are pricing in a potential funds rate of almost 3% from May to the end of next year, anticipating a more proactive Fed approach [15]
X @Andy
Andy· 2025-07-24 10:02
Portfolio Management & Risk Mitigation - Rebalancing portfolios by "taking chips off the table" is crucial as portfolios grow, framing it as rebalancing rather than selling [2] - Cashing out to fiat is a valid strategy for diversifying asset holdings into stocks, gold, real estate, and land, while mitigating self-custody risks [1] - Reducing the mental stress associated with self-custodying a significant portion of net worth is a reason to cash out [1] On-Chain Economy & Crypto Industry Evolution - The on-chain economy is significantly more robust compared to 2021/22, offering easier access to yield earning, safe capital storage, and participation [1] - The true crypto industry win is never leaving the crypto ecosystem [2] Fiat Conversion & Asset Allocation - Cashing out to fiat is necessary for paying taxes and buying other assets to create a balanced portfolio [1]
Trade Tracker: Kevin Simpson buys Apple and sells covered calls on Nvidia
CNBC Television· 2025-07-18 17:18
Uh Kevin, I want to come to you. Any quick thought on meta and also I want to go to your cover call in Nvidia. Kind of walk us through that trade.I mean just real briefly, they you guys covered Meta perfectly. It's was our top pick coming into the year. It remains that way.Time will tell from an AI standpoint, but don't forget the hardware. Don't forget what they're doing with advertising, how they're monetizing AI in advertising specifically. Margins are just going higher.I think the numbers are going to b ...
X @Ansem
Ansem 🧸💸· 2025-07-17 22:09
RT Innerdevcrypto (@Innerdevcrypto)Dm remains open for any serious question.Account keeps growing a lot but i will keep answering questions 1 hour a dayPlease have a look at all pinned posts & articles & website first before asking a questionCannot emphasize enough to stick to your risk management in these bullish times, you will be doing yourself a favorGratitude for so many followersTruly wishing you all the best ...
X @CoinDesk
CoinDesk· 2025-07-09 13:39
Partnerships - Ripple 选择 BNY Mellon (纽约梅隆银行) 持有支持 $RLUSD 的美元储备 [1] Risk Management & Transparency - Ripple 旨在通过与 BNY Mellon 的合作,实现强大的风险管理和透明度 [1]
Argan Q1 Is Another Win For Fellow Shareholders
Seeking Alpha· 2025-06-06 11:27
Group 1 - John "Jack" Bowman is a registered investment advisor and research analyst focusing on macroeconomics and income-focused investments [1] - He contributes to the Sungarden Investors Club on Seeking Alpha, where he teaches investors about risk management and total return investing [2] - Bowman co-hosts weekly live sessions discussing market thoughts and ongoing trades, emphasizing that investors have the tools to manage portfolios with less risk [2] Group 2 - The approach taken by Bowman combines his experience as a former teacher with his current role as an investment advisor [2] - The educational aspect of Bowman's work highlights the lack of teaching on the effective use of investment tools [2] - The quote from Timothy Snyder suggests that historical lessons can guide current investment strategies [3]
PLTY Vs. PLTW: Palantir Income 2 Ways
Seeking Alpha· 2025-06-04 11:01
Group 1 - John "Jack" Bowman is a registered investment advisor and research analyst focusing on macroeconomics and income-focused investments [1] - He contributes to the Sungarden Investors Club on Seeking Alpha, where he teaches investors about risk management and total return investing [2] - Bowman co-hosts weekly live sessions discussing market thoughts and ongoing trades, emphasizing the importance of using available tools for portfolio management [2]
QFIN(QFIN) - 2025 Q1 - Earnings Call Transcript
2025-05-20 01:32
Financial Data and Key Metrics Changes - In Q1 2025, non-GAAP net income increased by 59.9% year over year to RMB 1.93 billion, while non-GAAP EPS on a fully diluted basis rose by 78.5% to RMB 13.5 [7][28] - Total revenue for Q1 was RMB 4.69 billion, compared to RMB 4.48 billion in Q4 and RMB 4.15 billion a year ago [22] - The take rate for the quarter reached 5.7%, up 2.2 percentage points year over year [7] Business Line Data and Key Metrics Changes - Revenue from credit-driven services was RMB 3.11 billion in Q1, up from RMB 2.89 billion in Q4 and RMB 3.02 billion a year ago [22] - Revenue from platform services was RMB 1.58 billion in Q1, slightly down from RMB 1.59 billion in Q4 but up from RMB 1.14 billion a year ago [23] - Loan facilitation and origination volume increased by 15.8% year over year [7] Market Data and Key Metrics Changes - The company added 1,540,000 new credit line users in Q1, up 6% year over year, with new borrowers increasing approximately 41% year over year to 1,130,000 [12] - The delinquency rate after thirty-day collections (C:M2) remained stable at 0.6% [11][26] - The average internal rate of return (IRR) of loans originated was 21.4%, compared to 21.3% in the prior quarter [23] Company Strategy and Development Direction - The company is focusing on an AI plus credit strategy, aiming to build the industry's first AI agent platform to enhance core credit processes [8] - Plans to recruit an additional 100 algorithm engineers by the end of the year to accelerate transformation into an AI-native organization [8] - The company expects to maintain high-quality growth in its core loan facilitation business while empowering financial institutions through technology solutions [19] Management's Comments on Operating Environment and Future Outlook - Management expressed cautious optimism regarding the macroeconomic environment, noting early signs of recovery in China's economy [6][18] - The company plans to enhance operational efficiency and optimize capital allocation while maintaining a prudent approach to risk management [18][66] - The outlook for Q2 2025 includes expected non-GAAP net income between RMB 1.75 billion and RMB 1.85 billion, representing year-on-year growth of 24-31% [32] Other Important Information - The company issued RMB 6.6 billion in asset-backed securities (ABS) in Q1, a year-over-year increase of approximately 25% [12] - The effective tax rate for Q1 was 18%, higher than the typical rate of approximately 15% due to withholding tax provisions [28] - The company has initiated a share repurchase program, expecting total repurchases this year to be no less than USD 680 million [20] Q&A Session Summary Question: Impact of new loan facilitation rules and credit quality trends - Management indicated that new regulations are a positive signal for the industry, promoting orderly development and recognizing the value of leading loan facilitation platforms [36] - Asset quality remains stable, with the C2M2 ratio at 0.6%, significantly better than previous periods [39] Question: Asset quality indicators and credit demand trends - The increase in day one delinquency was attributed to changes in loan mix, with a higher percentage from embedded finance channels [44] - Credit demand has shown early signs of recovery, but macro uncertainties persist [47] Question: Impact of US-China trade tensions and potential delisting risk - The direct impact of tariffs on the business is limited, with only a small percentage of loan volume related to exports [50] - The company has a clear plan to address potential ADR delisting risks, including a secondary listing in Hong Kong [54] Question: Customer acquisition costs and strategies - The increase in customer acquisition costs was driven by a change in business mix, with a focus on efficiency rather than just cost [60] - The company plans to adjust acquisition strategies based on macro conditions and customer demand [62] Question: Loan demand trends and funding liquidity - Recent policy measures to boost consumption have positively impacted credit demand, and funding costs are expected to decrease slightly [66] - The company will maintain a prudent lending strategy while pursuing sustainable growth [67]
Tesla: This Pullback Won't Matter In 2027 - Why I Loaded Up Shares
Seeking Alpha· 2025-03-27 14:01
Core Insights - The article discusses the investment philosophy and methodology of Yiazou IQ, an AI-driven stock research platform focused on identifying high-potential investment opportunities [1] Group 1: Investment Philosophy - The company emphasizes spotting high-potential winners before they break out, focusing on asymmetric opportunities with at least 2-3 times upside potential compared to downside risk [1] - Risk management is a priority, aiming for a strong margin of safety to protect against capital impairment while maximizing long-term compounding [1] Group 2: Investment Methodology - The investment methodology includes identifying high-conviction opportunities through leadership and management analysis, market disruption and competitive positioning, financial health and risk management, valuation, and portfolio construction [1] - Leadership analysis focuses on proven track records in scaling businesses, smart capital allocation, insider ownership, consistent revenue growth, and credible guidance [1] - Market disruption is characterized by a strong technology moat, first-mover advantage, and network effects that drive exponential growth [1] Group 3: Financial Health - The company seeks sustainable revenue growth with efficient cash flow, a strong balance sheet, and a long-term survival runway while avoiding excessive dilution and financial weakness [1] Group 4: Valuation and Risk/Reward - Valuation is assessed through revenue multiples compared to peers and DCF modeling, along with institutional backing and market sentiment analysis to ensure downside protection with significant upside potential [1] Group 5: Portfolio Construction - Portfolio construction includes core positions (50-70%) in high-confidence, stable plays, growth bets (20-40%) in high-risk, high-reward opportunities, and speculative investments (5-10%) in moonshot disruptors with massive potential [1]