Hong Kong's first licensed exchange and listed company OSL announced plans to raise a total of approximately US$300 million, 50% of which will be invested in strategic acquisitions and 30% will be used for global and new business expansion (including payment and stablecoin plans).https://t.co/LMCKuDF4KE ...

Nigeria Invites Stablecoin Startups, a Year After Binance Crackdown► https://t.co/J8BkT8Aj6A https://t.co/J8BkT8Aj6A ...

Native @USDC by @circle has arrived on Sei.To tap into the world's largest regulated digital dollar on the fastest L1, a lineup of Day 1 access partners are ready to go.You can access native USDC on Sei today via the following platforms 👇https://t.co/guNBL9sp6HSei (@SeiNetwork):Native @USDC and CCTP V2 by @circle are live on @SeiNetwork!The fastest L1 now offers native access to the world's largest regulated stablecoin.USDC Moves Faster on Sei. ($/acc) https://t.co/CgFwDE4EPF ...

Financial Data and Key Metrics Changes - The company's second quarter operating results increased by 14% compared to the same quarter last year, driven by profitability focus and operational efficiency initiatives [5][6] - Earnings per share (EPS) for the second quarter was reported at $0.73, with operating EPS at $0.76, reflecting a strong performance [16] - The net interest margin (NIM) expanded by 15 basis points to 3.75%, attributed to rising earning asset yields and lower costs of interest-bearing liabilities [17][18] - The tangible book value per share increased by 3%, and regulatory capital ratios improved, with Tier one common at 10.8% and total risk-based capital ratio at 13% [18] Business Line Data and Key Metrics Changes - The loan portfolio saw slight growth, with commercial loan growth offsetting a decline in transactional real estate loans [6] - Core fee income increased significantly, with operating non-interest income up by $8 million or 14% from the previous quarter, driven by strong growth in card-based fees and other banking services [19][22] - Deposit balances declined due to seasonal activities, but a recent campaign generated over $450 million in new core deposits [21] Market Data and Key Metrics Changes - The company noted macroeconomic uncertainties affecting customer borrowing behavior, with some companies opting to use cash for investments or debt repayment [7] - The integration of Pacific Premier is expected to enhance the company's market presence and operational capabilities, particularly in technology and fee income generation [12][23] Company Strategy and Development Direction - The company is focused on profitability and credit quality over mere growth, emphasizing a disciplined approach to business operations [6][8] - The upcoming acquisition of Pacific Premier is a strategic priority, with integration planning on track and expected to close by September 1 [9][26] - Investment in technology and human capital is a key focus, with ongoing enhancements to AI capabilities and leadership development initiatives [10][13] Management's Comments on Operating Environment and Future Outlook - Management expressed optimism about navigating the current economic environment and capitalizing on strategic opportunities, including the Pacific Premier acquisition [8][25] - The company is committed to enhancing long-term shareholder value and optimizing financial performance [25][26] Other Important Information - The company unified its brand under the Columbia name, with Umpqua Bank changing its legal name to Columbia Bank effective July 1 [14] - The company is actively expanding its branch network, with new locations opened in Arizona and Eastern Oregon [23][24] Q&A Session Summary Question: What is driving the increase in loan originations? - Management indicated that the increase is due to a combination of client demand and improved productivity among bankers, with strong activity levels noted in commercial lending [31][34] Question: What are the plans for optimizing Pacific Premier's balance sheet? - Management plans to take advantage of day one fair value marks and has already made some pre-purchase adjustments to securities [38] Question: What initiatives are in place to increase fee revenue contributions? - The company has been focusing on full relationship banking and has seen significant year-over-year growth in various fee income lines, including treasury management and merchant services [42][44] Question: What is the outlook for deposit growth and pricing strategy? - Management noted that deposit growth has been seasonal, with a focus on winning new accounts and maintaining competitive pricing [55][58] Question: What is the appetite for cleaning up the capital stack? - Management expressed a strong desire to maintain a clean capital stack and optimize it, especially with the expected excess capital generation from the Pacific Premier acquisition [60]

Columbia Banking System (COLB) Q2 2025 Earnings Call July 24, 2025 05:00 PM ET Speaker0Hello, and welcome to Columbia Banking System Second Quarter twenty twenty five Earnings Conference Call. At this time, all participants are in a listen only mode. After the speakers' presentation, there will be a question and answer session. To ask the question during the session, you will need to press 11 on your telephone. You will then hear an automatic message advising your hand is raised.To withdraw your question, p ...

Save on fees stablecoin transactions on BNB Chain! 💰Enjoy 0 fees on withdrawals, transfers & bridges with selected partners & selected stablecoins until July 31.Full info 👇https://t.co/SHq8MMTCub https://t.co/3cpi9y2lbt ...

RT Sei (@SeiNetwork)Native @USDC and CCTP V2 by @circle are live on @SeiNetwork!The fastest L1 now offers native access to the world's largest regulated stablecoin.USDC Moves Faster on Sei. ($/acc) https://t.co/CgFwDE4EPF ...

Stablecoin Expansion - Ethena 计划将其 15 亿美元的 USDtb 稳定币引入美国市场 [1] Partnership - Ethena 与 Anchorage Digital 合作 [1]

State of @trondao Q2Key Update: TRON solidifies its position as a stablecoin powerhouse while expanding ecosystem partnerships and upgrading technical infrastructure.QoQ Metrics 📊• Market cap ⬆️ 17% to $26.5B• Daily transactions ⬆️ 12.6% to 8.6M• USDT on TRON ⬆️ 22.2% to $80.3BRead the full report 👇Jeremy (@ItsFloe):Not only did @trondao ring the opening bell at the @NasdaqExchange this morning, but we also dropped their Q2 report: 👇https://t.co/blYp50mgxt https://t.co/aPxrJ0Fmwn ...

🚨JUST IN: @ETHENA_LABS'S USDTB SET TO BECOME FIRST GENIUS ACT-COMPLIANT STABLECOIN VIA PARTNERSHIP WITH FEDERALLY CHARTERED CRYPTO BANK @ANCHORAGE ...