You should be able to roll over your 401(k) into a Roth IRA, but be prepared to pay taxes when you make the transition. When you withdraw funds, they won't be taxed. https://t.co/aMw8isAvHt ...

Market Trend - BTC 401(k) access could potentially drive the price to $200,000 in 2025 [1]

Sixty-four percent of Americans surveyed are more worried about running out of money in retirement than they are about dying, and 1 in 4 Americans surveyed believe they won't ever be able to retire. The average life expectancy in OECD countries is about 80 years old. That's around a 13 year increase since 1960.As a result, retirement ages are rising in more than half of OECD countries. I think the key thing that drives that is an improvement in longevity and honestly, in health. We have more options for ext ...

President Trump uh signing an executive order last week that would make it easier for 401ks uh to include alternative uh investments like private equity and crypto. Uh in May, retirement services uh provider Empower announced its own program to pave the way for private markets to be included within retirement plans. Joining us now is Ed Murphy, Empower CEO, who can confirm that we were together at one Beacon Street at the Maril Lynch office.We were in the same you you trained a little bit after I did at OLP ...

401(k) Plan Evolution - 401(k) plans should empower individuals to make their own investment decisions [1] - This shift promotes financial literacy among participants [1] - It also benefits the business overall [1] Traditional 401(k) Shortcomings - Traditional 401(k) systems lacked transparency [1] - Participants were often unaware of the specific investments within funds [1] - Fee structures were unclear [1] - Performance data was not readily accessible [1] Industry Perspective - The industry views this evolution as a positive and overdue step [1]

Industry Overview & Trends - The alternatives industry has grown significantly in the last 15-16 years, becoming more institutionalized with professional management and reporting processes [2] - Private credit may see a boom in an economic downturn due to big lenders' hesitancy and favorable terms for lenders [4] - Technology-focused investments are relatively uncorrelated to macro volatility due to secular trends [5] - Access to private equity is expanding from institutional investors to high net worth individuals and potentially 401(k)s [5][6] - Liquidity is a key issue in alternatives, requiring matching investor liquidity horizons with asset durations [6][7] Market Size & Opportunities - US private equity industry is valued at $3-4 trillion, compared to $8-10 trillion in 401(k)s, highlighting the potential of accessing the 401(k) capital pool [6] - Public markets in technology have approximately 700 companies, while the private market target is 20,000 companies, indicating broader opportunities in private markets [9][10] - A significant portion (20-30 trillion) of the public market value is concentrated in a few companies (the magnificent seven), suggesting diversification benefits in private markets [10] Investment Considerations - Alternative investments can be suitable for regular accredited investors depending on their profile and percentage of exposure [8] - Investing in private markets allows access to a broader range of companies compared to public markets [10]

Your 401(k) doesn’t just disappear when you die. Here’s how it’s transferred, who gets it, the tax impact, and why beneficiary updates matter more than you think. https://t.co/ga3nnGeWL3 ...

⚡NEW: Peter Schiff says that the people who invest their 401(k)s in crypto are gambling. https://t.co/SmCyEFxpAz ...

The private equity industry has a novel bedfellow in a White House executive order that will pave the way for American workers’ 401(k) savings to go beyond stocks and bonds https://t.co/ipBXyADtog ...

Investment Opportunity - Opening 401ks to private assets aims to provide retirement savers with potentially higher returns and more investment options [2] - BlackRock estimates that adding private market assets could increase returns by approximately 50 basis points (0.5%) annually [2] - This could lead to a potential increase of 15% in 401k plan value over a 40-year period [2] Potential Risks and Concerns - Private equity's inclusion in retirement accounts may lead to increased costs for investors [3] - Private assets are generally less liquid compared to publicly traded stocks and bonds [3] - This illiquidity could make it more difficult for individuals to access their savings quickly before retirement [3] - Assessing and valuing private assets can be more challenging due to limited publicly available information [4] - Greater risk is involved due to the difficulty in assessing and valuing private assets [4]