Workflow
Payments
icon
Search documents
X @Messari
Messari· 2026-02-04 15:09
State of @0xPolygon Q4Key Insight: Polygon scaled into a payments-first settlement layer, accelerating card and enterprise adoption, expanding Polymarket-led DeFi activity, and shipping the Rio and Madhugiri hardforks to deliver near-instant finality and a clear path toward ~5,000 TPS.QoQ/YoY Metrics• Payment Apps Transfer Volume ⬆️ 97% QoQ and 399% YoY to $3.57B• DeFi TVL ⬆️ 2% QoQ and 34% YoY to $1.16B• Stablecoin Supply ⬆️ 1% QoQ and 80% YoY to $2.96B• Polymarket average daily open interest ⬆️ 88% QoQ an ...
X @Circle
Circle· 2026-02-03 23:00
Now open on Circle Payments Network (CPN): Philippines payouts with @coinsphCoinsph is now live on CPN, enabling PHP payouts via trusted local rails.→ PHP settlement via InstaPay (real-time) and local partner banks→ Reduced reliance on correspondent banking→ One integration for compliant, high-throughput payoutsA new corridor is now live, connecting global stablecoin settlement to the Philippines. ...
Xero (OTCPK:XROL.F) Update / briefing Transcript
2026-02-03 00:32
Xero Investor Briefing Summary Company Overview - **Company**: Xero (OTCPK:XROL.F) - **Date**: February 02, 2026 - **Focus**: AI strategy, payment strategy, and overall business growth Key Points Industry and Market Dynamics - **AI Opportunity**: Xero sees itself as a potential net winner in the AI space, with a belief that AI can significantly expand the Total Addressable Market (TAM) for SaaS companies, with Gartner forecasting a 4x TAM expansion [2][3] - **U.S. Payments Market**: The U.S. SMB payments market represents a $29 billion TAM, with accounts payable alone being a $14 billion opportunity expected to grow to $19 billion by 2030 [40] Core Business Strategies - **AI Strategy**: Xero's AI strategy is built on four pillars: 1. Automating actions and workflows across accounting, payments, and payroll [9] 2. Providing actionable insights to help customers manage their businesses better [9] 3. Reimagining SaaS applications to be more intelligent and user-friendly [10] 4. Ensuring high accuracy in financial management systems, leveraging decision data and context graphs [11][12] - **Melio Acquisition**: The acquisition of Melio is seen as a strategic fit to combine accounting and payments, addressing critical needs for U.S. SMBs [37][38] Product Innovations - **AI Features**: - Small businesses save an average of 22 hours per month using automated actions [14] - Over 97% of help sessions are resolved without a support ticket due to AI-enabled tools [14] - The JAX chatbot has seen a 61% increase in user messages in the last three months [14] - **Bank Reconciliation Agent**: The new bank reconciliation agent automates the reconciliation process, reducing the workload from hundreds of items to just a few [19][20] - **Insights Agent**: The JAX Insights agent provides deep analysis and actionable insights, achieving over 90% accuracy [26] Customer Engagement and Feedback - **Customer Testimonials**: Customers report significant time savings and increased value in their roles as trusted advisors due to Xero's AI features [31][32] - **Subscriber Growth**: Xero has around 2 million subscribers benefiting from AI features, with over 300,000 subscribers adopting new features launched in FY 2026 [33] Monetization Strategy - **Monetization Framework**: Xero plans to bundle features across plans, provide add-ons for AI capabilities, and experiment with consumption-based pricing to align monetization with the value delivered [34][35] Future Outlook - **Focus for FY 2027**: Xero aims to embed AI features across its offerings, broaden access through add-ons, and deepen the value provided to customers with new AI agents [36] Additional Insights - **Market Friction**: The U.S. payment system is characterized by significant friction, with 20% of accounts payable volume still processed through paper checks and cash, creating opportunities for digitization [41][42] - **Melio's Role**: Melio's platform is designed to simplify bill capture and approval workflows, enhancing flexibility and choice for SMBs [43][44] This summary encapsulates the key insights from Xero's investor briefing, highlighting the company's strategic focus on AI and payments, product innovations, customer engagement, and future growth plans.
X @Litecoin
Litecoin· 2026-02-02 15:39
You can't stop the inevitable. Litecoin coming for #2 next on Coingate for payments.Litecoin Foundation ⚡️ (@LTCFoundation):The latest stats from @CoinGatecom are showing $LTC with a significant increase for the month of January! With 17.7% of people choosing to #PaywithLitecoin ⚡️ ...
X @BSCN
BSCN· 2026-01-30 16:40
RT BSCN (@BSCNews)🤝 Prove you're human. Get paid like one.@inter_link built $ITL for verified faces, not bot farms. Fixed supply. No banks. Direct payments between real people.5M+ verified. Listings Q1.Full breakdown ⬇️ ...
X @Sui
Sui· 2026-01-29 15:28
Athens builders, this one’s for you.We’re co-hosting a Networking & Pizza Night with @xMoney_com at SuiHub Athens on Feb 9 for National Pizza Day, powered by @Dominos.Come meet the Sui community, chat payments, and connect with builders over great pizza.Free, limited spots 👇xMoney.com (@xMoney_com):Athens. February 9. Let's talk about the future of payments.Expect real conversations, great pizza, networking, and actual builders.Join us on National Pizza Day for an evening with the xMoney team, @SuiNetwork b ...
The Most Underrated Chain: Celo’s Surprising Traction Around the World
Bankless· 2026-01-29 11:30
📣SPOTIFY PREMIUM RSS FEED | USE CODE: SPOTIFY24 https://bankless.cc/spotify-premium --- Celo is quietly powering real-world payments at global scale. In this episode, David and Ryan sit down with Marek Olszewski, CEO of cLabs, to unpack how Celo became a fast, low-cost payments layer used for remittances, savings, onchain FX, and identity across emerging markets. They explore why Celo stayed focused on peer-to-peer payments while others chased trends, how Opera’s MiniPay onboarded hundreds of thousands of d ...
Binance's CZ Reveals Where The Next Crypto Riches Will Be
One of the world's wealthiest people just told us at Davos where he thinks asymmetric returns are going to come from moving forward. >> Right now in the crypto space there's really two proven industries that exchanges and stable coins. Those are large businesses.I'm really excited about three new more. I think uh tokenization is a huge one. I'm talking with probably a dozen governments about tokenizing some of their assets.Payments is something that we have tried have not really conquered. We tried but it d ...
X @LBank.com
LBank.com· 2026-01-28 15:30
🎙️ Stable’s Vision for a USDT Native FuturePayments, Infrastructure, and Real World Adoption📅 Jan 29, 2026 | 🕒 14:30 UTC🎙️ Host:@LBank_Exchange🤝 Co Host:@xmuha0🎤 Guest:@stable📰 Media Observers:@DroomDroom@cryptodotnews@CoinGapeMedia👉 Set a reminder: https://t.co/kW4JkriKbI#LBankSpaces #Stable #USDT #Payments #CryptoInfrastructure ...
X @Avalanche🔺
Avalanche🔺· 2026-01-27 16:26
built for revenuebuilt for efficiencybuilt for paymentsbuilt for ticketingbuilt for institutionsbuilt for gamingbuilt for stablecoinsbuilt for governmentsbuilt for businessbuilt for what’s real🔺 ...