Payments
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X @Messari
Messari· 2026-02-04 15:09
State of @0xPolygon Q4Key Insight: Polygon scaled into a payments-first settlement layer, accelerating card and enterprise adoption, expanding Polymarket-led DeFi activity, and shipping the Rio and Madhugiri hardforks to deliver near-instant finality and a clear path toward ~5,000 TPS.QoQ/YoY Metrics• Payment Apps Transfer Volume ⬆️ 97% QoQ and 399% YoY to $3.57B• DeFi TVL ⬆️ 2% QoQ and 34% YoY to $1.16B• Stablecoin Supply ⬆️ 1% QoQ and 80% YoY to $2.96B• Polymarket average daily open interest ⬆️ 88% QoQ an ...
X @Circle
Circle· 2026-02-03 23:00
Now open on Circle Payments Network (CPN): Philippines payouts with @coinsphCoinsph is now live on CPN, enabling PHP payouts via trusted local rails.→ PHP settlement via InstaPay (real-time) and local partner banks→ Reduced reliance on correspondent banking→ One integration for compliant, high-throughput payoutsA new corridor is now live, connecting global stablecoin settlement to the Philippines. ...
Xero (OTCPK:XROL.F) Update / briefing Transcript
2026-02-03 00:32
Xero Investor Briefing Summary Company Overview - **Company**: Xero (OTCPK:XROL.F) - **Date**: February 02, 2026 - **Focus**: AI strategy, payment strategy, and overall business growth Key Points Industry and Market Dynamics - **AI Opportunity**: Xero sees itself as a potential net winner in the AI space, with a belief that AI can significantly expand the Total Addressable Market (TAM) for SaaS companies, with Gartner forecasting a 4x TAM expansion [2][3] - **U.S. Payments Market**: The U.S. SMB payments market represents a $29 billion TAM, with accounts payable alone being a $14 billion opportunity expected to grow to $19 billion by 2030 [40] Core Business Strategies - **AI Strategy**: Xero's AI strategy is built on four pillars: 1. Automating actions and workflows across accounting, payments, and payroll [9] 2. Providing actionable insights to help customers manage their businesses better [9] 3. Reimagining SaaS applications to be more intelligent and user-friendly [10] 4. Ensuring high accuracy in financial management systems, leveraging decision data and context graphs [11][12] - **Melio Acquisition**: The acquisition of Melio is seen as a strategic fit to combine accounting and payments, addressing critical needs for U.S. SMBs [37][38] Product Innovations - **AI Features**: - Small businesses save an average of 22 hours per month using automated actions [14] - Over 97% of help sessions are resolved without a support ticket due to AI-enabled tools [14] - The JAX chatbot has seen a 61% increase in user messages in the last three months [14] - **Bank Reconciliation Agent**: The new bank reconciliation agent automates the reconciliation process, reducing the workload from hundreds of items to just a few [19][20] - **Insights Agent**: The JAX Insights agent provides deep analysis and actionable insights, achieving over 90% accuracy [26] Customer Engagement and Feedback - **Customer Testimonials**: Customers report significant time savings and increased value in their roles as trusted advisors due to Xero's AI features [31][32] - **Subscriber Growth**: Xero has around 2 million subscribers benefiting from AI features, with over 300,000 subscribers adopting new features launched in FY 2026 [33] Monetization Strategy - **Monetization Framework**: Xero plans to bundle features across plans, provide add-ons for AI capabilities, and experiment with consumption-based pricing to align monetization with the value delivered [34][35] Future Outlook - **Focus for FY 2027**: Xero aims to embed AI features across its offerings, broaden access through add-ons, and deepen the value provided to customers with new AI agents [36] Additional Insights - **Market Friction**: The U.S. payment system is characterized by significant friction, with 20% of accounts payable volume still processed through paper checks and cash, creating opportunities for digitization [41][42] - **Melio's Role**: Melio's platform is designed to simplify bill capture and approval workflows, enhancing flexibility and choice for SMBs [43][44] This summary encapsulates the key insights from Xero's investor briefing, highlighting the company's strategic focus on AI and payments, product innovations, customer engagement, and future growth plans.
X @Litecoin
Litecoin· 2026-02-02 15:39
You can't stop the inevitable. Litecoin coming for #2 next on Coingate for payments.Litecoin Foundation ⚡️ (@LTCFoundation):The latest stats from @CoinGatecom are showing $LTC with a significant increase for the month of January! With 17.7% of people choosing to #PaywithLitecoin ⚡️ ...
X @Sui
Sui· 2026-01-29 15:28
Athens builders, this one’s for you.We’re co-hosting a Networking & Pizza Night with @xMoney_com at SuiHub Athens on Feb 9 for National Pizza Day, powered by @Dominos.Come meet the Sui community, chat payments, and connect with builders over great pizza.Free, limited spots 👇xMoney.com (@xMoney_com):Athens. February 9. Let's talk about the future of payments.Expect real conversations, great pizza, networking, and actual builders.Join us on National Pizza Day for an evening with the xMoney team, @SuiNetwork b ...
The Most Underrated Chain: Celo’s Surprising Traction Around the World
Bankless· 2026-01-29 11:30
📣SPOTIFY PREMIUM RSS FEED | USE CODE: SPOTIFY24 https://bankless.cc/spotify-premium --- Celo is quietly powering real-world payments at global scale. In this episode, David and Ryan sit down with Marek Olszewski, CEO of cLabs, to unpack how Celo became a fast, low-cost payments layer used for remittances, savings, onchain FX, and identity across emerging markets. They explore why Celo stayed focused on peer-to-peer payments while others chased trends, how Opera’s MiniPay onboarded hundreds of thousands of d ...
Binance's CZ Reveals Where The Next Crypto Riches Will Be
From The Desk Of Anthony Pompliano· 2026-01-28 17:15
One of the world's wealthiest people just told us at Davos where he thinks asymmetric returns are going to come from moving forward. >> Right now in the crypto space there's really two proven industries that exchanges and stable coins. Those are large businesses.I'm really excited about three new more. I think uh tokenization is a huge one. I'm talking with probably a dozen governments about tokenizing some of their assets.Payments is something that we have tried have not really conquered. We tried but it d ...
X @LBank.com
LBank.com· 2026-01-28 15:30
🎙️ Stable’s Vision for a USDT Native FuturePayments, Infrastructure, and Real World Adoption📅 Jan 29, 2026 | 🕒 14:30 UTC🎙️ Host:@LBank_Exchange🤝 Co Host:@xmuha0🎤 Guest:@stable📰 Media Observers:@DroomDroom@cryptodotnews@CoinGapeMedia👉 Set a reminder: https://t.co/kW4JkriKbI#LBankSpaces #Stable #USDT #Payments #CryptoInfrastructure ...
X @Avalanche🔺
Avalanche🔺· 2026-01-27 16:26
built for revenuebuilt for efficiencybuilt for paymentsbuilt for ticketingbuilt for institutionsbuilt for gamingbuilt for stablecoinsbuilt for governmentsbuilt for businessbuilt for what’s real🔺 ...