US LAWMAKERS PUSH FOR RETAIL!They ask SEC Atkins to implement $12.5 trillion Trump EO to unleash 401(k) capital into Bitcoin and Crypto!THIS IS A STEP IN THE RIGHT DIRECTION FOR ALL!HIGHER! https://t.co/cd3Eyii3hW ...

Retirement Planning - Individuals aged 50 and over can make additional "catch-up" contributions to their 401(k) [1]

Retirement Savings - Nearly 30% of workers under 30 cash out their 401(k) when changing jobs [1] - Cashing out 401(k) leads to the loss of decades of compounding [1] Cost Analysis - Cashing out 401(k) is costly [1] Recommendation - Consider alternatives to cashing out 401(k) when changing jobs [1]

Market Trend - Executive order from President Trump has integrated Ethereum into 401(k) plans [1]

Market Trend - Executive order from President Trump potentially integrates Ethereum into 401(k) plans [1] Cryptocurrency - Ethereum may be included in 401(k) investment options [1]

401k Trends - Record high of 595,000 401k millionaires in the second quarter [1] - Average 401k balance increased by 8% from the previous quarter, reaching $137,000 [1] - 95% of 401k investors made no changes to their portfolios [1] Investment Behavior - Potential issue of "stuck money" in 401ks, either in suboptimal investments or forgotten accounts [2] - Some individuals may hoard cash or sell investments into cash outside of 401k accounts [5] - Savings rate remained steady at close to 15%, including employer contributions [4] Market Reaction - Markets experienced a 20% fall due to tariff news [3] - Investors generally avoided panic selling during market downturns [4] Long-Term Strategy - Importance of considering long-term goals when making 401k investment decisions [5] - Ensuring investments align with long-term financial objectives [5]

Market Trends & Investment Behavior - Fidelity Investments reports a record high of 595,000 401k millionaires in America during the second quarter [1] - The overall average 401k balance reached an all-time high this year as markets recovered [1] - The average 401k balance increased by 8% from the previous quarter, reaching $137,000 [1] - A significant 95% of overall 401k investors did not make any changes to their portfolios [1] Potential Risks & Opportunities - "Stuck money" refers to funds that are not properly invested, potentially within current or forgotten 401k accounts [1] - Maintaining a steady savings rate close to 15% (including employer contributions) is considered positive [3] - It's crucial to consider long-term goals when making investment decisions within 401k accounts [3]

Investment Opportunity & Potential Risk - Private equity in 401(k) plans: potential risks and rewards [1]

Leaving a 401(k) at your former job rather than rolling it into an IRA can be smart, for the tax savings, creditor protection, penalty-free early withdrawals, and more. https://t.co/Pt2oxMY6Hc ...

Is Private Equity Right For Your 401(k)? A Look At Potential Risks And Rewards https://t.co/o1vywwYmK3 https://t.co/WYJ6b1JgOV ...