Risk Management

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X @CoinMarketCap
CoinMarketCap· 2025-07-27 09:00
💡 Key Takeaways:🔹 Monitor BSC 4x promotion window for accelerated point accumulation.🔹 Track Lnfi Network and DePHY Network launches, expecting 200-238 point thresholds.🔹 Consider risk management strategies given extreme volatility patterns.Stay informed, stay ahead:https://t.co/rgRXeclxvo7/7 ...
Northfield Bancorp Posts Q2 Profit Jump
The Motley Fool· 2025-07-25 22:50
Core Insights - Northfield Bancorp reported strong Q2 2025 results, with GAAP EPS of $0.24 exceeding analyst estimates of $0.23 and GAAP revenue of $38.9 million surpassing expectations of $36.53 million, reflecting significant year-over-year improvements in profitability and efficiency [1][2] Financial Performance - Q2 2025 GAAP EPS increased by 71.4% from $0.14 in Q2 2024 to $0.24 [2] - GAAP revenue rose by 23.5% from $31.6 million in Q2 2024 to $38.9 million [2] - Net income for the quarter was $9.6 million, up from $6.0 million in the prior-year period [5] - Non-interest income increased by 58.3% to $4.5 million, driven by higher trading activity and insurance income [11] Efficiency and Margins - Net interest margin improved to 2.57%, up from 2.09% a year earlier, due to lower costs on interest-bearing liabilities and higher yields on interest-earning assets [6] - The efficiency ratio decreased to 59.02% from 72.89% in Q1 2025, indicating improved operational efficiency [7] Asset Quality - Non-performing loans declined to 0.36% of total loans from 0.51% a year earlier, reflecting better asset quality [8] - The allowance for credit losses covered 256% of non-performing loans, with net charge-offs falling to $887,000 [8] Loan Portfolio and Funding - The loan portfolio saw a decline, particularly in multifamily loans, which decreased by $114.4 million from December 31, 2024, to June 30, 2025 [9] - Core non-brokered deposits increased by $36.0 million, while total deposits contracted due to a runoff of brokered deposits [10] Strategic Focus - The company is actively managing its loan book to reduce concentrations in higher-risk segments, aiming to maintain strong asset quality and regulatory capital standards [4] - Management emphasized a focus on margin expansion, careful portfolio risk management, and cost control, without providing formal guidance for future quarters [12][13]
X @Ammalgam (δ, γ)
Ammalgam (δ, γ)· 2025-07-25 17:20
RT duelingGalois (δ, γ) (@duelinggalois)There is so much that we have built at @Ammalgam that we haven't had the time to share about.One thing I am really excited about is our system to penalize risk that then gets used to boost yields for market makers.Market makers get wrecked on chain for a variety of reasons, and they provide an essential service of providing the liquidity that can be used to facilitate liquidations. But lending protocols don't pay market makers anything for this. The swap fees are minu ...
USCB Financial (USCB) - 2025 Q2 - Earnings Call Transcript
2025-07-25 16:00
USCB Financial Holdings (USCB) Q2 2025 Earnings Call July 25, 2025 11:00 AM ET Speaker0Good morning, everyone, and welcome to the Q2 twenty twenty five USCB Financial Holdings, Inc. Earnings Conference Call. All participants will be in a listen only mode.Speaker1PleaseSpeaker0also note, today's event is being recorded. At this time, I'd like to turn the floor over to Mr. Luis de la Aguilera, CEO. Sir, please go ahead.Speaker2Thank you, and good morning. Thank you for joining us for USDB Financial Holdings t ...
Accelerant just went public. CEO Jeff Radke breaks down what the company does
CNBC Television· 2025-07-24 19:45
A big public debut today. The insurance risk exchange company Accelerant beginning to trade. It's a platform where specialty insurance underwriters can sell insurance premiums to buyers like insurance or reinsurance companies, institutional investors even.You can kind of see the flow there. They also provide data to make underwriting for niche businesses more efficient. IPO is met with strong demand.The company priced above its $18 to $20 range at 21, upsized the offering. Shares started trading at 28.50% l ...
Old Republic International (ORI) - 2025 Q2 - Earnings Call Presentation
2025-07-24 19:00
Financial Performance & Returns - The company's total market return per share for the past 10 years is 16.7%[9] - Since December 31, 2016, the company has distributed $6 billion in dividends and share repurchases[10] - The annualized operating Return on Equity (ROE) is 14.6%[12] - The regular dividend is $1.16, yielding 3.0%[12] - The company repurchased $25 million (740 thousand shares) in 2025[74] - Book value per share increased 12.6% from year-end 2024, adding back dividends[27] Business Segments & Highlights - Net premiums and fees earned increased by 11% in the second quarter of 2025, totaling $1.99 billion, driven by Specialty Insurance (up 15%) and Title Insurance (up 5%)[28] - Operating EPS increased by 9% to $0.83 in the second quarter of 2025, compared to $0.76 in the same quarter of 2024, influenced by a 25% increase in pretax operating income in Specialty Insurance, offset by a 47% decrease in Title Insurance[27] - The combined ratio is 93.6, up 0.1 points from last year's 93.5, with Specialty Insurance at 90.7 (vs 92.4) and Title Insurance at 99.0 (vs 95.4)[29] - Old Republic's Title Insurance business holds a 14.4% market share, ranking it as the 3rd largest in the industry[57]
FTEC: The Right Core, But Not The Complete Picture
Seeking Alpha· 2025-07-24 17:35
The Fidelity MSCI Information Technology Index ETF (NYSEARCA: FTEC ) tracks the MSCI USA IMI Information Technology 25/50 Index, much like VGT , and suffers from the same drawbacks. My first preference in today's market environment is a DIYI am a stock analyst with over 20 years of experience in quantitative research, financial modeling, and risk management. My focus is on equity valuation, market trends, and portfolio optimization to uncover high-growth investment opportunities. As a former Vice President ...
X @Phantom
Phantom· 2025-07-24 16:59
Set stop loss and take profit to manage risk—automatically.Just toggle on Auto Close when opening a perps trade and you’ll be able to select your price targets. https://t.co/Jiw97fyiFq ...
X @Binance
Binance· 2025-07-24 00:00
Explore Five Key Exit Strategies.Every Trader Should Know to Manage Risk and Lock in Profits.Read more 👇https://t.co/uC0rV1Qh0A ...