Core Insights - W.R. Berkley Corporation (WRB) is anticipated to show improvements in both revenue and earnings for the fourth quarter of 2025, with revenue expected to reach $3.75 billion, reflecting a 6.8% increase year-over-year [1] - The earnings consensus estimate is $1.14 per share, indicating a 0.8% year-over-year growth, with a slight upward revision of 0.8% in the past 30 days [2] Financial Performance Expectations - Gross premiums written in the Insurance segment are projected to be $3.4 billion, marking a 9.6% increase from the previous year [5] - The Reinsurance & Monoline Excess segment is expected to see gross premiums written of $345.1 million, a rise of 2.7% year-over-year [6] - The consensus estimate for premiums earned is $3.2 billion, indicating a 6.8% increase from the prior year [7] - Net investment income is estimated at $362 million, reflecting a 14.2% increase year-over-year, supported by strong operating cash flow and favorable new money rates [8] Cost and Profitability Analysis - Total expenses are expected to rise by 9% to $3.2 billion, driven by higher losses, operating costs, and expenses from non-insurance businesses [9] - The expense ratio is projected to improve to 28.11, aided by growth in net premiums earned and a non-recurring benefit related to compensation costs [10] - The combined ratio is estimated at 89.15, indicating improved underwriting profitability due to better pricing and prudent underwriting practices [11] Market Position and Stock Recommendations - W.R. Berkley currently holds a Zacks Rank of 4 (Sell), and its Earnings ESP is -0.37%, suggesting uncertainty regarding an earnings beat [3][4] - Other P&C insurance stocks with favorable conditions for potential earnings beats include Arch Capital Group Ltd. (Earnings ESP +4.06%), Kinsale Capital Group, Inc. (Earnings ESP +2.06%), and RenaissanceRe Holdings Ltd. (Earnings ESP +7.57%) [12][13][14]

Core Viewpoint - Wall Street anticipates a year-over-year decline in earnings for Norfolk Southern due to lower revenues, with a focus on how actual results compare to estimates impacting stock price [1][2]. Earnings Expectations - Norfolk Southern is expected to report quarterly earnings of $2.78 per share, reflecting an 8.6% decrease year-over-year [3]. - Revenue projections stand at $3.01 billion, which is a 0.4% decline from the same quarter last year [3]. Estimate Revisions - The consensus EPS estimate has been revised down by 3.57% over the last 30 days, indicating a reassessment by analysts [4]. - The Most Accurate Estimate for Norfolk Southern matches the Zacks Consensus Estimate, resulting in an Earnings ESP of 0% [12]. Earnings Surprise Prediction - A positive Earnings ESP is a strong indicator of an earnings beat, particularly when combined with a favorable Zacks Rank [10]. - Norfolk Southern currently holds a Zacks Rank of 5, making it challenging to predict an earnings beat [12]. Historical Performance - In the last reported quarter, Norfolk Southern exceeded EPS estimates by 3.77%, having beaten consensus estimates three times in the last four quarters [13][14]. Industry Comparison - Canadian Pacific Kansas City, another player in the rail industry, is expected to report earnings of $0.99 per share, indicating a 7.6% year-over-year increase, with revenues projected at $2.88 billion, up 3.9% [18][19].

Core Viewpoint - The market anticipates a year-over-year decline in Oshkosh's earnings due to lower revenues, with a focus on how actual results compare to estimates [1][2]. Earnings Expectations - Oshkosh is expected to report quarterly earnings of $2.31 per share, reflecting a year-over-year decrease of 10.5% [3]. - Revenues are projected to be $2.55 billion, down 2.7% from the same quarter last year [3]. Estimate Revisions - The consensus EPS estimate has been revised down by 4.62% over the last 30 days, indicating a reassessment by analysts [4]. - The Most Accurate Estimate for Oshkosh is lower than the Zacks Consensus Estimate, resulting in an Earnings ESP of -0.58% [12]. Earnings Surprise Prediction - A positive Earnings ESP is a strong predictor of an earnings beat, especially when combined with a Zacks Rank of 1, 2, or 3 [10]. - Oshkosh currently holds a Zacks Rank of 4, making it challenging to predict an earnings beat [12]. Historical Performance - In the last reported quarter, Oshkosh exceeded earnings expectations with a surprise of +2.56% [13]. - Over the past four quarters, the company has beaten consensus EPS estimates three times [14]. Industry Context - In the Zacks Automotive - Domestic industry, Paccar is expected to report earnings of $1.24 per share, indicating a year-over-year decline of 25.3% [19]. - Paccar's revenue is projected to be $6.12 billion, down 16.9% from the previous year [19].

Core Viewpoint - Wall Street anticipates a year-over-year increase in earnings for Thermo Fisher Scientific, with a focus on how actual results will compare to estimates, which could significantly impact stock price [1][2]. Earnings Expectations - The upcoming earnings report is expected to show quarterly earnings of $6.44 per share, reflecting a +5.6% year-over-year change, and revenues of $11.95 billion, up 4.9% from the previous year [3]. - The consensus EPS estimate has been revised down by 0.09% over the last 30 days, indicating a reassessment by analysts [4]. Earnings Surprise Prediction - The Zacks Earnings ESP model suggests that the Most Accurate Estimate for Thermo Fisher is lower than the consensus estimate, resulting in an Earnings ESP of -0.63%, indicating a bearish outlook from analysts [12]. - The stock currently holds a Zacks Rank of 3, complicating predictions of an earnings beat [12]. Historical Performance - In the last reported quarter, Thermo Fisher exceeded the expected earnings of $5.5 per share, achieving $5.79, which was a +5.27% surprise [13]. - Over the past four quarters, the company has consistently beaten consensus EPS estimates [14]. Conclusion - While the company may not be a strong candidate for an earnings beat, investors should consider other factors when making decisions regarding the stock ahead of the earnings release [17].

Core Viewpoint - The market anticipates ResMed (RMD) will report a year-over-year increase in earnings driven by higher revenues for the quarter ending December 2025, with actual results being crucial for stock price movement [1][2]. Earnings Expectations - ResMed is expected to report quarterly earnings of $2.68 per share, reflecting a year-over-year increase of +10.3%, with revenues projected at $1.39 billion, an increase of 8.3% from the previous year [3]. - The earnings report is scheduled for release on January 29, and better-than-expected results could lead to a stock price increase, while disappointing results may cause a decline [2]. Estimate Revisions - The consensus EPS estimate has been revised 0.18% higher in the last 30 days, indicating a slight positive reassessment by analysts [4]. - The Most Accurate Estimate for ResMed is lower than the Zacks Consensus Estimate, resulting in an Earnings ESP of -0.81%, suggesting a bearish outlook from analysts [12]. Earnings Surprise Prediction - The Zacks Earnings ESP model indicates that a positive Earnings ESP is a strong predictor of an earnings beat, especially when combined with a Zacks Rank of 1 (Strong Buy), 2 (Buy), or 3 (Hold) [10]. - ResMed currently holds a Zacks Rank of 2, but the negative Earnings ESP complicates predictions of an earnings beat [12]. Historical Performance - In the last reported quarter, ResMed exceeded the consensus EPS estimate of $2.49 by delivering earnings of $2.55, resulting in a surprise of +2.41% [13]. - Over the past four quarters, ResMed has consistently beaten consensus EPS estimates [14]. Conclusion - While ResMed does not appear to be a strong candidate for an earnings beat based on current estimates, investors should consider other factors influencing stock performance ahead of the earnings release [17].

Core Viewpoint - Marsh (MRSH) is anticipated to report a year-over-year increase in earnings driven by higher revenues, with the earnings report expected on January 29, 2026 [1][2]. Earnings Expectations - The consensus estimate for Marsh's quarterly earnings is $1.97 per share, reflecting a year-over-year increase of 5.4%, while revenues are projected to be $6.52 billion, up 7.4% from the previous year [3]. Estimate Revisions - Over the last 30 days, the consensus EPS estimate has been revised down by 0.35%, indicating a reassessment by analysts regarding the company's earnings prospects [4]. Earnings Surprise Prediction - The Zacks Earnings ESP for Marsh is -0.02%, suggesting that the Most Accurate Estimate is lower than the Zacks Consensus Estimate, which indicates a bearish outlook from analysts [12]. Historical Performance - In the last reported quarter, Marsh exceeded the expected earnings of $1.79 per share by delivering $1.85, resulting in a surprise of 3.35%. The company has beaten consensus EPS estimates in all of the last four quarters [13][14]. Investment Considerations - Despite the potential for an earnings beat, other factors may influence stock movement, and the current Zacks Rank for Marsh is 3, making it challenging to predict a definitive earnings beat [15][17].

Core Viewpoint - Schneider National (SNDR) is expected to report a year-over-year increase in earnings and revenues for the quarter ended December 2025, with earnings per share (EPS) estimated at $0.21, reflecting a 5% increase, and revenues projected at $1.45 billion, up 8.6% from the previous year [1][3]. Earnings Expectations - The upcoming earnings report is anticipated to be released on January 29, and the stock price may rise if the actual results exceed expectations, while a miss could lead to a decline [2]. - The consensus EPS estimate has been revised 0.32% higher in the last 30 days, indicating a slight positive adjustment by analysts [4]. Earnings Surprise Prediction - The Zacks Earnings ESP model indicates that the Most Accurate Estimate for Schneider National is lower than the Zacks Consensus Estimate, resulting in an Earnings ESP of -4.11%, suggesting a bearish outlook from analysts [12]. - The company currently holds a Zacks Rank of 4, which complicates the prediction of an earnings beat [12]. Historical Performance - In the last reported quarter, Schneider National was expected to post earnings of $0.21 per share but only achieved $0.12, resulting in a surprise of -42.86% [13]. - Over the past four quarters, Schneider National has only beaten consensus EPS estimates once [14]. Comparison with Industry Peers - C.H. Robinson Worldwide (CHRW), another player in the Zacks Transportation - Services industry, is expected to report earnings of $1.12 per share, indicating a year-over-year decline of 7.4%, with revenues projected at $3.96 billion, down 5.4% [18][19]. - C.H. Robinson has a higher Most Accurate Estimate leading to an Earnings ESP of +0.33% and a Zacks Rank of 3, suggesting a likely earnings beat [19][20].

The Bancorp (TBBK) is expected to deliver a year-over-year increase in earnings on higher revenues when it reports results for the quarter ended December 2025. This widely-known consensus outlook gives a good sense of the company's earnings picture, but how the actual results compare to these estimates is a powerful factor that could impact its near-term stock price.The stock might move higher if these key numbers top expectations in the upcoming earnings report, which is expected to be released on January ...

Core Viewpoint - Arthur J. Gallagher (AJG) is anticipated to report a year-over-year increase in earnings driven by higher revenues, with the actual results having a significant impact on its near-term stock price [1][2]. Earnings Expectations - The upcoming earnings report is expected to be released on January 29, with a consensus EPS estimate of $2.35 per share, reflecting a year-over-year increase of +10.3% [3]. - Revenues are projected to reach $3.57 billion, representing a 33.4% increase from the same quarter last year [3]. Estimate Revisions - The consensus EPS estimate has been revised 0.44% lower over the last 30 days, indicating a reassessment by analysts [4]. - Despite this revision, the Most Accurate Estimate is higher than the Zacks Consensus Estimate, resulting in a positive Earnings ESP of +0.02% [12]. Earnings Surprise Prediction - The Zacks Earnings ESP model suggests that a positive Earnings ESP reading is a strong predictor of an earnings beat, especially when combined with a Zacks Rank of 1, 2, or 3 [10]. - Arthur J. Gallagher currently holds a Zacks Rank of 3, indicating a likelihood of beating the consensus EPS estimate [12]. Historical Performance - In the last reported quarter, Arthur J. Gallagher was expected to post earnings of $2.51 per share but delivered $2.32, resulting in a surprise of -7.57% [13]. - Over the past four quarters, the company has beaten consensus EPS estimates two times [14]. Industry Context - Another player in the insurance brokerage industry, Brown & Brown (BRO), is expected to report earnings of $0.89 per share, with a year-over-year change of +3.5% and revenues of $1.64 billion, up 38.7% from the previous year [18][19]. - Brown & Brown's consensus EPS estimate has been revised 0.5% lower, but a higher Most Accurate Estimate has resulted in an Earnings ESP of +7.71%, suggesting a likely earnings beat [19][20].

Company Overview - Cullen/Frost Bankers (CFR) is expected to report quarterly earnings of $2.47 per share, reflecting a year-over-year increase of +4.7% [3] - Revenues are anticipated to reach $585.8 million, which is a 5.3% increase from the same quarter last year [3] Earnings Expectations - The earnings report is scheduled for January 29, and positive results could lead to a stock price increase, while disappointing results may cause a decline [2] - The consensus EPS estimate has remained unchanged over the last 30 days, indicating stability in analyst expectations [4] Earnings Surprise Potential - The Most Accurate Estimate for Cullen/Frost is higher than the Zacks Consensus Estimate, resulting in an Earnings ESP of +1.28%, suggesting a bullish outlook from analysts [12] - The company holds a Zacks Rank of 3, indicating a hold position, which combined with a positive Earnings ESP suggests a likelihood of beating the consensus EPS estimate [12] Historical Performance - In the last reported quarter, Cullen/Frost exceeded the expected earnings of $2.38 per share by delivering $2.67, resulting in a surprise of +12.18% [13] - Over the past four quarters, the company has consistently beaten consensus EPS estimates [14] Industry Context - In the Zacks Banks - Southwest industry, Prosperity Bancshares (PB) is expected to report earnings of $1.45 per share, reflecting a year-over-year change of +5.8% [18] - Prosperity Bancshares has an Earnings ESP of -0.85% and a Zacks Rank of 3, making it challenging to predict a beat on the consensus EPS estimate [19]