Core Points - Howmet Aerospace Inc. declared a dividend of 12 cents per share on its outstanding Common Stock, payable on November 25, 2025, to shareholders of record as of November 7, 2025 [1] Company Overview - Howmet Aerospace Inc. is a leading global provider of advanced engineered solutions for the aerospace and transportation industries, focusing on jet engine components, aerospace fastening systems, and airframe structural components [2] - The company holds approximately 1,170 granted and pending patents, enabling the development of lighter, more fuel-efficient aircraft and commercial trucks with a lower carbon footprint [2] Financial Performance - Howmet Aerospace reported record second quarter 2025 revenue of $2.05 billion, indicating significant growth [5]

Core Insights - Small caps are experiencing a resurgence, with significant potential for dividends, specifically a 7.1% payout being highlighted as an opportunity [2][8] Small Cap Performance - Small caps have historically underperformed compared to large caps, but recent trends indicate they are now matching or even surpassing large caps in performance, as evidenced by the iShares Russell 2000 ETF [3] Advantages of Small Caps - Small firms maintain strong client relationships, benefiting from customer loyalty and directly profiting from the strength of the US economy, providing a hedge against global economic issues [4] Dividend Challenges - Many small caps are in early growth stages and may not be able to offer dividends while funding their expansion, contrasting with larger companies that typically provide more consistent dividends [5][6] Investment Strategy - The focus has been on closed-end funds (CEFs) that invest in large caps and high-yield bonds, which have historically provided higher returns and dividends compared to small caps [7] Exception in Small Caps - The Royce Small-Cap Trust (RVT) is noted as an exception, offering a 7.1% dividend while closely tracking small cap performance [8] Fund Structure and Holdings - RVT invests in a diverse portfolio of 488 small caps, with top holdings including IES Holdings, Assured Guaranty, and SEI Investments, all showing strong revenue growth [9][10] Dividend Flexibility - RVT's dividend is not fixed but floats based on the net asset value (NAV), allowing for potential increases in payouts as NAV rises, which has been consistent over the past five years [11][12] Market Position - RVT is currently available at a 9.2% discount to NAV, indicating potential for upside as the discount has decreased from higher levels earlier in the year [12][13]

Core Insights - Mountain Valley Value Investments focuses on identifying undervalued companies with strong growth potential across various sectors [1] - The investment philosophy emphasizes long-term value and disciplined research to uncover opportunities that can deliver strong returns [1] Company Strategy - The company leverages deep industry insights and rigorous analysis to highlight investment opportunities [1] - A commitment to identifying risks that may impact investment theses is central to the company's approach [1] Investment Philosophy - The focus is on buying at the right price to ensure long-term value [1] - The aim is to provide actionable investment ideas that remain relevant over time [1]

Market Overview - U.S. stock futures are showing slight increases after a decline on Thursday, indicating a lack of significant momentum in the market [1] - The markets are calm ahead of key economic data releases, including the Personal Consumption Expenditures index, which is influential for Federal Reserve monetary policy [1] Economic Indicators - The 10-year Treasury bond yield is at 4.183%, while the two-year bond yield is at 3.659% [2] - The likelihood of the Federal Reserve cutting interest rates in October is now at 87.8%, down from 91.1% [2] - Jobless claims reported at 218,000, below the forecast of 235,000, and existing home sales at 4.0 million, exceeding the forecast of 3.96 million [4] Sector Performance - Almost all S&P 500 sectors were down on Thursday, with health care, consumer discretionary, and materials leading the declines, while energy was the only sector to gain [3] - The Nasdaq Composite fell by 113.16 points, the S&P 500 decreased by 33.25 points, and the Dow Jones Industrial Average dropped by 173.96 points [3] Company Insights - Intel Corp. was the top gainer on Thursday, rising 8.87% after reports of seeking investments from Apple and Taiwan Semiconductor Manufacturing Co. as part of a turnaround initiative [4] Analyst Insights - Analyst Ryan Detrick noted that the S&P 500 has increased by 125% since 2019, with 76% of this growth attributed to earnings and 19% from dividends, asserting that the rally is justified by strong earnings growth [6] - Detrick also mentioned that historical data suggests November tends to perform well following strong performance in the preceding months [7]

Core Points - WesBanco, Inc. has declared a quarterly cash dividend of $0.421875 per depositary share on its 6.75% Non-Cumulative Perpetual Preferred Stock, Series A, for the period from August 15, 2025, to November 15, 2025 [1] - The total cash dividend amounts to $16.875 per share of the Series A Preferred Stock outstanding, payable on November 15, 2025, to shareholders of record on November 1, 2025 [1] Company Overview - WesBanco, Inc. is a diversified, multi-state bank holding company with over 150 years of experience, focusing on community financial services [2] - The company has total assets of $27.6 billion, with $7.2 billion in Trust and Investment Services assets under management and $2.6 billion in securities account values as of June 30, 2025 [2]

Group 1 - General Motors Company (NYSE:GM) is recognized as one of the 11 Cheap Quarterly Dividend Stocks to consider for investment [1] - The company is a global automaker that produces vehicles under various brands, including Chevrolet, GMC, Cadillac, and Buick, while also investing in electric vehicles and driver-assistance technologies [2] - GM has been actively engaging in share repurchases, trading at eight times earnings, and utilizing strong free cash flow to buy back shares, which has reduced its share count and increased earnings per share [3] Group 2 - GM has maintained a consistent dividend payment to shareholders since 2014, currently offering a quarterly dividend of $0.15 per share, resulting in a dividend yield of 1.02% as of September 23 [4]

Core Points - Bank of South Carolina Corporation declared a quarterly cash dividend of $0.23 per share, payable on October 31, 2025, to shareholders of record on October 7, 2025, marking the 144th quarterly cash dividend [1] - The company has raised its cash dividend for the second consecutive quarter, a first in its history, with a total increase of $0.06 per share, or 35%, over the past twelve months [2] - The Bank of South Carolina has been in continuous operation since 1987 and operates multiple branches in South Carolina [2] Financial Performance - The Bank of South Carolina Corporation reported unaudited earnings of $1,956,155, translating to $0.36 basic and $0.35 diluted earnings per share for the second quarter [4]

Core Insights - The current market environment is characterized by record highs, leading to both excitement and anxiety among investors [1] - Investors are advised to avoid common mistakes and adopt smarter strategies to navigate the market effectively [1] Group 1: Mistakes to Avoid - **Mistake 1: Trying to Time the Market** Perfectly timing the market is unrealistic, even for seasoned investors [2] Example: DBS Group Holdings experienced significant price fluctuations, highlighting the difficulty of timing [3] - **Mistake 2: Ignoring Diversification** Over-reliance on a single stock or sector increases portfolio volatility [5] Example: Concentrating solely on REITs may lead to missed opportunities in other sectors [5] - **Mistake 3: Letting Emotions Drive Decisions** Emotional investing can result in panic selling and chasing high-priced stocks, leading to losses [7] Example: United Overseas Bank Limited's recovery post-COVID-19 illustrates the importance of patience [9] - **Mistake 4: Overlooking Dividends and Cash Flow** Focusing solely on capital gains neglects the benefits of dividends, which provide steady income [10] Example: Companies like DBS Group and Apple Inc. continued paying dividends during market turbulence [11] - **Mistake 5: Not Reviewing Your Portfolio Regularly** Failing to rebalance portfolios can misalign them with current goals and risk tolerance [13] Example: Adjusting investments in outperformers like NVIDIA Corporation may be necessary as market conditions change [14] Group 2: Smart Approaches - **Smart Approach for Timing** Focus on time in the market rather than trying to time it; Dollar-Cost Averaging (DCA) can mitigate volatility [4] - **Smart Approach for Diversification** A well-diversified portfolio should include a mix of blue-chip stocks, growth stocks, REITs, foreign stocks, and ETFs to manage risk [6] - **Smart Approach for Emotional Investing** Adhere to a long-term investment plan based on business fundamentals rather than market fluctuations [8] - **Smart Approach for Dividends** Incorporate dividend-paying stocks into the portfolio for reliable returns during uncertain times [11] - **Smart Approach for Portfolio Review** Regularly review and rebalance the portfolio to ensure alignment with investment objectives and risk tolerance [15] Group 3: General Advice - Investors should remain disciplined and avoid reacting impulsively to market headlines [16] - Adhering to sound investment principles can help maintain portfolio performance through market cycles [17]

Core Points - Cadiz, Inc. has declared a cash dividend of $550.00 per whole share for its 8.875% Series A Cumulative Perpetual Preferred Stock [2] - Holders of depositary shares will receive a cash dividend of $0.55 per depositary share, with the payment scheduled for October 15, 2025 [2] - The record date for the dividend payment is set for October 4, 2025 [2] Company Overview - Cadiz, Inc. is a California-based water solutions company founded in 1983, focusing on providing access to clean, reliable, and affordable water [3] - The company manages 45,000 acres of land in California and has a water supply capacity of 2.5 million acre-feet, along with 220 miles of pipeline assets [3] - Cadiz employs cost-effective water treatment filtration technology to address the impacts of climate change on clean water access [3]

Group 1 - First United Corporation's Board of Directors declared a cash dividend of $0.26 per share, payable on November 3, 2025, to shareholders of record as of October 17, 2025 [1] - First United Corporation is the parent company of First United Bank & Trust, which operates as a Maryland trust company with commercial banking powers [1] - The Bank has several wholly-owned subsidiaries, including OakFirst Loan Center, Inc. and OakFirst Loan Center, LLC, which are finance companies [1] Group 2 - The Bank also owns interests in real estate entities formed for holding, servicing, and disposing of properties acquired through foreclosure [1] - First United Corporation has a 99.9% interest in Liberty Mews Limited Partnership, focused on low-income housing development in Garrett County, Maryland [1] - Additionally, the Corporation holds a 99.9% non-voting membership interest in MCC FUBT Fund, LC, aimed at low-income housing in Allegany County, Maryland [1]