RT s4mmy (@S4mmyEth)I'm being asked what x402 is, so here's why you should care:a) Background:- The x402 protocol enables agents to make payments onchain@a16zcrypto 2025 "State of Crypto" Report specifically mentioned x402 in the context of agentic payments, which is anticipated to hit $30 trillion in autonomous txs value by 2030- It's dubbed the "Payments MCP" [Model Context Protocol];I'll link my MCP article below so you have an understanding, but the "quick and nasty" is that MCP enables agents to intera ...

X402 Protocol Overview - X402 协议旨在实现链上支付，被誉为“支付模型上下文协议 (MCP)”，使代理能够与真实世界数据交互并进行交易 [1] - Coinbase 收购 Echo 凸显了其在 AI 代理领域的重要性，可能比其他项目更具潜力 [1] Backers and Partnerships - Coinbase 和 Cloudflare 是 X402 的支持者，预计该协议将在 Base 上活跃，并支持跨链操作 (Solana, Polygon, Near 等) [1] - GoKiteAI 与 Brevis 合作，利用 X402 协议增强代理支付的隐私性 [2] - Cloudflare Agents SDK + Google A2A 支付协议也与 X402 相关 [2] Relevant Protocols and Tokens - 与 X402 相关的协议包括 @pingobserver, @heurist_ai, @virtuals_io, @questflow, @AnchorBrowser, @PayAINetwork [3] - 与 X402 相关的代币包括 $DREAM, $SANTA, $GLORIA, $AURA (均为 Virtuals 代币) [3] Stablecoin and Neo Banks - Circle 与 Coinbase 保持合作关系，USDC 稳定币可能成为代理交易的首选 [4] - Tether 推出钱包开发工具包，预计将出现数万亿个钱包，主要用于 AI 代理 [4] - useTria 与多个 AI 协议以及 Billions 合作，为支付提供 zkKYC 隐私保护 [4] - Visa 和 Mastercard 几个月前宣布了 AI 代理计划，并正在推出支持数万亿交易的基础设施 [4] Market Predictions and Insights - A16zcrypto 报告预测到 2030 年，AI 代理的自主交易价值将达到 30 trillion 美元 [1][5] - RibbitCapital 认为 AI 系统将成为经济参与者，进行收入和支出 [5] - Stripe 和 PayOS 等公司将在为代理构建基础设施方面获得巨大价值 [5] - 稳定币和可编程货币将被人类和代理用于支付和资产管理 [5] - AI 代理支付将成为自主实体新的金融轨道 [5]

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Crypto Adoption - Bank of America's CEO predicts the US banking industry will soon adopt crypto for payments [1] - The industry's embrace of crypto for payments is imminent [1] Financial Context - Bank of America manages $1.6 trillion [1]

Cryptocurrency Design & Vision - Nick Szabo's bit gold design in 1998 was 2-layer: bit gold for settlement, Chaumian e-cash for a privacy-enhanced payments layer [1] - Szabo envisioned Bitcoin evolving into a settlements-and-large-payments layer needing a layer 2 for consumer payments in the long term [1]

x402 just got embedded into google ap2 for agent payments. ai agents can't do kyc or dispute chargebacks. stripe takes 2.9% + $0.30 per transaction. agent making 10,000 $1 api calls daily loses $33,000 in fees on $10,000 of transactions. x402 settles in 1 second for under $0.01. google cloud has 10m accounts getting default x402 integration. singapore testing it for cbdc settlement. 43,000 transactions growing 50% monthly. the entire $15t agent economy needs payment rails that don't exist yet ...

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Product Launch - Coinbase launches global payouts and payment links, facilitating instant, low-fee USDC payments for businesses [1]

Overview - The company focuses on providing "invisible rails" for payments, bridging fiat and stablecoins globally [1] - The company emphasizes a compliance-first infrastructure for digital finance [1] Event - An AMA (Ask Me Anything) session with @OwlTing is scheduled for October 17th at 2 PM GMT [1] - The AMA will explore OwlTing's Nasdaq milestone, cross-border payouts, and global on/off ramp solutions [1]

Partnerships & Network Expansion - Transfero Group is now live on Circle Payments Network (CPN), facilitating B2B and remittance flows from Brazil to Mexico and Colombia [1] - CPN enables internet-speed payments without delays or bilateral setups [1] Technological Advancement - The development contributes to a faster, more open financial system [1]