Core Insights - Old Second Bancorp (OSBC) reported revenue of $73.11 million for Q1 2025, a 4% year-over-year increase, and an EPS of $0.45, down from $0.47 a year ago [1] - The revenue exceeded the Zacks Consensus Estimate of $70.55 million by 3.62%, while the EPS fell short of the consensus estimate of $0.46 by 2.17% [1] Financial Performance Metrics - Efficiency Ratio stood at 56.5%, better than the average estimate of 57.2% from three analysts [4] - Net Interest Margin was reported at 4.9%, surpassing the average estimate of 4.6% [4] - Total noninterest income was $10.20 million, below the average estimate of $10.55 million [4] - Net Interest Income (TE) reached $63.25 million, exceeding the average estimate of $60.65 million [4] - Net gain on sales of mortgage loans was $0.46 million, slightly above the average estimate of $0.40 million [4] Stock Performance - Shares of Old Second Bancorp have declined by 9.8% over the past month, compared to a 6.6% decline in the Zacks S&P 500 composite [3] - The stock currently holds a Zacks Rank 2 (Buy), indicating potential for outperformance in the near term [3]

Core Financial Performance - Goosehead Insurance reported revenue of $75.58 million for the quarter ended March 2025, reflecting a year-over-year increase of 17.3% [1] - The earnings per share (EPS) for the quarter was $0.26, a decrease from $0.28 in the same quarter last year [1] - The reported revenue fell short of the Zacks Consensus Estimate of $78.25 million, resulting in a surprise of -3.41% [1] - The company achieved an EPS surprise of +13.04%, with the consensus EPS estimate being $0.23 [1] Key Metrics Analysis - Total Core Revenue was reported at $69.12 million, compared to the average estimate of $72.56 million, marking a year-over-year change of +17.5% [4] - Core Revenue from Renewal Commissions was $16.95 million, below the estimated $18.39 million, but showed a +6.2% change year-over-year [4] - Core Revenue from Renewal Royalty Fees was $37.24 million, slightly above the estimate of $37.10 million, with a year-over-year increase of +28.2% [4] - Total Ancillary Revenue reached $4.93 million, exceeding the average estimate of $3.95 million, representing a significant year-over-year increase of +57.8% [4] Stock Performance - Goosehead's shares have returned -14.9% over the past month, compared to a -6.6% change in the Zacks S&P 500 composite [3] - The stock currently holds a Zacks Rank 3 (Hold), indicating potential performance in line with the broader market in the near term [3]

Core Insights - CVB Financial reported revenue of $126.67 million for Q1 2025, a year-over-year increase of 0.1%, with an EPS of $0.36 compared to $0.35 a year ago, exceeding the Zacks Consensus Estimate of $124.95 million by 1.38% and delivering an EPS surprise of 9.09% [1] Financial Performance Metrics - Efficiency ratio was 46.7%, better than the estimated 48% [4] - Net Interest Margin stood at 3.3%, surpassing the estimated 3.2% [4] - Total Non-Performing Loans were reported at $25.64 million, lower than the estimated $28.41 million [4] - Total interest-earning assets amounted to $13.56 billion, slightly below the average estimate of $13.60 billion [4] - Total Non-Performing Assets were $26.13 million, significantly lower than the estimated $38.06 million [4] - Net Charge-off as a percentage of Average Loans was 0%, better than the estimated 0.1% [4] - Net Interest Income reached $110.44 million, exceeding the average estimate of $109.47 million [4] - Total Noninterest Income was $16.23 million, above the average estimate of $14.02 million [4] - Net Interest Income (FTE) was reported at $110.97 million, higher than the average estimate of $108.97 million [4] Stock Performance - CVB Financial shares returned -2.8% over the past month, outperforming the Zacks S&P 500 composite's -6.6% change, and currently holds a Zacks Rank 2 (Buy) indicating potential for near-term outperformance [3]

Core Insights - Western Union reported revenue of $983.6 million for the quarter ended March 2025, a decrease of 6.2% year-over-year, with EPS at $0.41 compared to $0.45 in the same quarter last year [1] - The revenue fell short of the Zacks Consensus Estimate of $991.24 million by 0.77%, while the EPS exceeded the consensus estimate of $0.40 by 2.5% [1] Financial Performance - Consumer Money Transfer transactions totaled 70.8 million, surpassing the estimated 68.16 million [4] - Revenue from Consumer Services was reported at $110.70 million, exceeding the average estimate of $97.82 million by analysts, reflecting a year-over-year increase of 27.1% [4] - Revenue from Consumer Money Transfer was $872.90 million, which was below the average estimate of $898.87 million, indicating a year-over-year decline of 9.3% [4] Stock Performance - Over the past month, Western Union shares returned -4.3%, compared to a -6.6% change in the Zacks S&P 500 composite [3] - The stock currently holds a Zacks Rank 3 (Hold), suggesting it may perform in line with the broader market in the near term [3]

For the quarter ended March 2025, First Internet Bancorp (INBK) reported revenue of $35.52 million, up 22.2% over the same period last year. EPS came in at $0.11, compared to $0.59 in the year-ago quarter.The reported revenue represents a surprise of -3.21% over the Zacks Consensus Estimate of $36.7 million. With the consensus EPS estimate being $0.75, the EPS surprise was -85.33%.While investors closely watch year-over-year changes in headline numbers -- revenue and earnings -- and how they compare to Wall ...

Core Insights - Southwest Airlines reported $6.43 billion in revenue for Q1 2025, a year-over-year increase of 1.6% and a surprise of +0.40% over the Zacks Consensus Estimate of $6.4 billion [1] - The EPS for the same period was -$0.13, an improvement from -$0.36 a year ago, with a surprise of +27.78% compared to the consensus estimate of -$0.18 [1] Financial Performance Metrics - Load factor was 73.9%, below the average estimate of 81.3% [4] - CASM, excluding fuel and oil expenses, was 12.81 cents, slightly better than the average estimate of 12.99 cents [4] - Available seat miles (ASMs) were 41.43 billion, slightly above the average estimate of 41.32 billion [4] - Revenue passenger miles (RPMs) were 30.63 billion, significantly below the average estimate of 33.52 billion [4] - Revenue Per Available Seat Mile (RASM) was 15.51 cents, close to the average estimate of 15.53 cents [4] - Passenger revenue per ASM (PRASM) matched the estimate of 14.02 cents [4] - Passenger revenue yield per RPM was 18.97 cents, exceeding the average estimate of 17.3 cents [4] - Fuel consumed was 500 million gallons, slightly below the estimate of 502.23 million gallons [4] - Fuel costs per gallon were $2.49, lower than the average estimate of $2.51 [4] - Operating Revenues from Passenger were $5.81 billion, slightly above the average estimate of $5.80 billion, representing a +1.7% year-over-year change [4] - Operating Revenues from Other were $576 million, below the average estimate of $587.23 million, with a +0.2% year-over-year change [4] - Operating Revenues from Freight were $41 million, below the average estimate of $46.16 million, representing a -2.4% year-over-year change [4] Stock Performance - Shares of Southwest Airlines have returned -28.6% over the past month, compared to the Zacks S&P 500 composite's -6.6% change [3] - The stock currently holds a Zacks Rank 3 (Hold), indicating potential performance in line with the broader market in the near term [3]

Core Insights - Element Solutions (ESI) reported revenue of $593.7 million for the quarter ended March 2025, reflecting a 3.3% increase year-over-year and surpassing the Zacks Consensus Estimate of $584.63 million by 1.55% [1] - The company's EPS remained stable at $0.34, matching the year-ago quarter and exceeding the consensus estimate of $0.33 by 3.03% [1] Financial Performance Metrics - Net Sales in the Industrial & Specialty segment were $199.40 million, slightly above the estimated $199.07 million, but down 11.7% compared to the previous year [4] - Net Sales in the Electronics segment reached $394.30 million, exceeding the average estimate of $385.57 million and showing a year-over-year increase of 12.9% [4] - Adjusted EBITDA for the Industrial & Specialty segment was $39.50 million, surpassing the estimated $37.37 million [4] - Adjusted EBITDA for the Electronics segment was $88.90 million, slightly above the average estimate of $87.90 million [4] Stock Performance - Over the past month, shares of Element Solutions have declined by 24.3%, contrasting with a 6.6% decrease in the Zacks S&P 500 composite [3] - The stock currently holds a Zacks Rank 4 (Sell), indicating potential underperformance relative to the broader market in the near term [3]

Core Insights - Carlisle (CSL) reported revenue of $1.1 billion for the quarter ended March 2025, reflecting a slight decline of 0.1% year-over-year and a negative surprise of -0.46% compared to the Zacks Consensus Estimate [1] - The company's EPS was $3.61, down from $3.72 in the same quarter last year, but exceeded the consensus estimate of $3.53 by +2.27% [1] Revenue Performance - Carlisle Weatherproofing Technologies (CWT) generated revenues of $297.30 million, which was below the average estimate of $317.84 million, marking a year-over-year decline of -5% [4] - Carlisle Construction Materials (CCM) reported revenues of $798.50 million, surpassing the average estimate of $783.03 million, with a year-over-year increase of +1.9% [4] Adjusted EBIT Analysis - Adjusted EBIT for Carlisle Construction Materials (CCM) was $194.90 million, exceeding the average estimate of $186.16 million [4] - Adjusted EBIT for Corporate and unallocated was -$25.30 million, slightly better than the average estimate of -$25.99 million [4] - Adjusted EBIT for Carlisle Weatherproofing Technologies (CWT) was $21 million, which fell short of the average estimate of $30.25 million [4] Stock Performance - Over the past month, shares of Carlisle have returned +1.9%, contrasting with a -6.6% change in the Zacks S&P 500 composite [3] - The stock currently holds a Zacks Rank 3 (Hold), indicating expected performance in line with the broader market in the near term [3]

Core Insights - Otis Worldwide Corporation reported mixed results for Q1 2025, with adjusted earnings exceeding estimates while net sales fell short [1][5] - The company experienced a year-over-year decline in net sales but an increase in adjusted earnings [1] Financial Performance - Adjusted earnings were 92 cents per share, surpassing the Zacks Consensus Estimate of 91 cents by 1.1% and up 5% from 88 cents in the previous year [5] - Net sales totaled $3.35 billion, missing the consensus mark of $3.41 billion by 1.7% and declining 3% year-over-year, with organic sales remaining flat [5] - Adjusted operating margin expanded by 40 basis points to 16.7%, driven by favorable performance in the Service segment [6] Segment Analysis - New Equipment segment net sales were $1.16 billion, down 9% year-over-year, with organic sales declining 7% [7] - Service segment net sales increased 1% year-over-year to $2.19 billion, with organic maintenance and repair sales up 3% and modernization sales up 10% [10] - The backlog for New Equipment decreased by 4% at actual currency and 3% at constant currency [8] Strategic Outlook - Otis aims to focus on innovation and strategic initiatives to enhance growth momentum and shareholder value [3] - The company announced a dividend increase for the fifth consecutive year, reflecting confidence in its strategy [3] Financial Position - Cash and cash equivalents stood at $1.92 billion as of March 31, 2025, down from $2.3 billion at the end of 2024 [13] - Long-term debt decreased to $6.92 billion from $6.97 billion at the end of 2024 [13] - Adjusted free cash flow for the quarter was $186 million, up from $155 million a year ago [13] 2025 Guidance - Otis expects net sales between $14.6 billion and $14.8 billion, indicating approximately 3-4% growth [14] - Adjusted EPS is anticipated to be between $4.00 and $4.10, reflecting a year-over-year growth of 4-7% [15]

Core Insights - CME Group reported first-quarter 2025 operating income of $2.80 per share, exceeding the Zacks Consensus Estimate by 0.4% and showing a 12% year-over-year improvement [1] - The quarterly results were driven by increased revenues from higher clearing and transaction fees, as well as market data and information services fees, with increased volatility contributing to higher volumes [1] Performance in Detail - CME Group's revenues reached $1.6 billion, marking a 10.4% year-over-year increase, primarily due to higher clearing and transaction fees (up 10.6%), market data and information services (up 10.9%), and other revenues (up 6.7%) [2] - However, the top line fell short of the Zacks Consensus Estimate by 0.5% [2] Expense and Income Analysis - Total expenses rose by 1.1% year over year to $534.3 million, driven by higher compensation and benefits, technology costs, and licensing fees, exceeding the estimate of $492.4 million [3] - Operating income increased by 15.5% from the prior-year quarter to $1.1 billion, surpassing the estimate of $1 billion [3] Volume and Market Activity - Average daily volume (ADV) reached a record 29.8 million contracts, with commodities growing by 19% and financials increasing by 12% [4] - ADV outside the U.S. also hit a new high of 8.8 million contracts, up 19% year over year, with the total average rate per contract at 68.6 cents [4] Financial Update - As of March 31, 2025, CME Group had $1.5 billion in cash and marketable securities, a decrease of 49.5% from the end of 2024 [5] - Long-term debt stood at $3.4 billion, an increase of 27.7% from the end of 2024 [5] - Shareholders' equity was valued at $26.5 billion, reflecting a 2% increase from the end of 2024 [5] Capital Deployment - CME Group declared dividends totaling $2.6 billion in the first quarter of 2025, having returned over $28.6 billion to shareholders since the implementation of its variable dividend policy in early 2012 [6] Zacks Rank - CME currently holds a Zacks Rank 1 (Strong Buy) [7]