Visa built the world's largest payment network that pushes nearly $16 trillion in payments through its virtual pipes. Now it wants to do the same for lending in the world of decentralized finance (DeFi). The report, titled Stablecoins Beyond Payments: The Onchain Lending Opportunity, reframes decentralized finance as “onchain finance” – a deliberate rebrand aimed at making decentralized credit sound compatible with institutions in the era of the GENIUS Act – and outlines how banks and private credit funds ...

Industry Recognition & Transformation - The IMF acknowledges digital money as a new financial reality, signaling the end of denial from establishment institutions [1][2] - The shift is architectural, diffusing the power to issue and control money from institutions to open systems [3] - Traditional finance's edge (regulation, custody, distribution) is eroding as users can hold sovereign digital cash directly [7] - Networks like Ethereum, Solana, Avalanche, and Bitcoin are emerging as new jurisdictions of trust, not just currencies [9] Central Bank Digital Currencies (CBDCs) & Control - Central bank digital currencies (CBDCs) will increase traceability and expand inclusion but also introduce new forms of control via programmable money [4] - The next economic divide will be between societies with open digital systems and those with centralized databases with surveillance [6] - Central banks will issue digital currencies to preserve control, while private institutions will tokenize assets to preserve relevance [14] Open Systems & Innovation - Open systems optimize for freedom and will likely win due to their compounding effect, attracting talent, energy, and trust [15][25] - The new financial order will reward interoperability over control, allowing money to flow freely like information [16] - Governments need to learn from the internet's evolution, creating flexible, innovation-friendly frameworks to become economic hubs [20] Meme Coins & Cultural Impact - Meme coins demonstrate how money can form bottom-up through culture and community, decoupling belief from authority [11] - In digital markets, fundamentals follow networks; memes come first, and infrastructure catches up [12] - Meme coins turn communities into monetary networks, expressing collective value at internet speed [13]

RT Igor🍊,💊 (@Igor_UK)𝑫𝒆𝑭𝒊 𝑻𝒉𝒂𝒕 𝑱𝒖𝒔𝒕 𝑾𝒐𝒓𝒌𝒔𝑺𝒖𝒔𝒉𝒊𝑺𝒘𝒂𝒑 𝒐𝒏 𝑲𝒂𝒅𝒆𝒏𝒂 shows how decentralized finance can be 𝘀𝗶𝗺𝗽𝗹𝗲𝗿, 𝗳𝗮𝘀𝘁𝗲𝗿, 𝗮𝗻𝗱 𝗺𝗼𝗿𝗲 𝘀𝗲𝗰𝘂𝗿𝗲.✓ No complex interfaces.✓ No confusing settings.✓ No high entry barriers.𝑨𝒍𝒍 𝒚𝒐𝒖 𝒏𝒆𝒆𝒅 𝒊𝒔 𝒂 𝒘𝒂𝒍𝒍𝒆𝒕, a bit of 𝗞𝗗𝗔, and curiosity to explore the new age of 𝗣𝗿𝗼𝗼𝗳 𝗼𝗳 𝗪𝗼𝗿𝗸 𝗗𝗲𝗙𝗶.✦ Trade with minimal fees.✦ Add liquidity and earn real DeFi rewards.✦ All on a fully decentralized PoW network combining 𝗶𝗻𝘀𝘁𝗶𝘁𝘂𝘁𝗶𝗼𝗻𝗮𝗹-𝗴𝗿𝗮𝗱𝗲 𝘀𝗲𝗰𝘂𝗿𝗶𝘁𝘆 𝘄𝗶𝘁𝗵 𝗺𝗼𝗱𝗲𝗿𝗻 𝗗𝗲𝗙𝗶 𝗶𝗻𝗻𝗼𝘃𝗮𝘁𝗶𝗼𝗻.𝑺𝒖𝒔𝒉𝒊 𝒙 𝑲𝒂𝒅𝒆𝒏𝒂 proves that P ...

Company Overview - Blaqclouds, Inc. is a next-generation blockchain and fintech company based in Nevada, focused on unifying blockchain infrastructure with real-world utility [1] - The company operates through a structured ecosystem that includes Blaqclouds, Inc. (Nevada), ZEUS Blockchain Partners, Inc., and Blaqclouds Property Group, Inc. [1] Executive Leadership - Shannon Hill serves as the CEO, bringing over 25 years of experience in semiconductor engineering, military leadership, and emerging technology ventures [2] - Hill's expertise includes production management, technical innovation, and leadership, positioning him to drive Blaqclouds' vision for decentralized finance and token ecosystems [3] Corporate Structure - Blaqclouds, Inc. (Wyoming) acts as the parent company, holding majority ownership of its subsidiaries and overseeing brand control, corporate governance, and strategic execution [4] - The parent company guides capital allocation, ecosystem tokenomics, and public market planning, including anticipated uplisting initiatives [4] Consumer-Facing Applications - Blaqclouds Nevada focuses on consumer applications that enable users to spend, invest, and interact with digital assets in real-world settings [5] - Key platforms include ShopwithCrypto.io for global gift card purchases with crypto, DinewithCrypto.io for restaurant payments, and upcoming services like DrivewithCrypto.io for vehicle-related commerce [5][6] Technology and Protocol Division - ZEUS Blockchain Partners serves as the technology backbone for the Blaqclouds ecosystem, managing blockchain infrastructure and payment systems [5] - The division ensures reliability, scalability, and interoperability of all Blaqclouds-connected applications and assets [7] Real Estate Division - Blaqclouds Property Group, Inc. focuses on real-world asset tokenization and real estate holdings, integrating tangible assets with blockchain technology [8] - The division manages tokenized assets at the parent company level to ensure proper supply management and regulatory compliance [8] Mission and Vision - Blaqclouds aims to bridge legacy finance with decentralized networks, creating seamless blockchain solutions that unify commerce and payments [9] - The company's mission is to make spending crypto as easy, trusted, and useful as cash [9]

Stellar XLM price Wisdomtree. Photo by BeInCrypto Despite suffering a dramatic 60% flash crash earlier this month, Stellar (XLM) is drawing renewed optimism from traders and institutions alike. Behind the recovery hopes lie a unique mix of fundamental developments, including the launch of a new physically backed ETP and key partnerships. WisdomTree’s XLM ETP and Stellar’s Institutional Momentum Spark Renewed Optimism On October 14, WisdomTree announced the launch of its Physical Stellar Lumens (XLMW) ET ...

RT S&P Global (@SPGlobal)S&P Global is excited to announce a collaboration between S&P Global Ratings, the world’s leading provider of #CreditRatings, benchmarks and analytics, and Chainlink Labs, the industry-standard oracle platform bringing the capital markets on-chain, to deliver S&P Global Ratings’ Stablecoin Stability Assessments (SSAs) on-chain via DataLink—an institutional-grade data publishing service powered by the Chainlink data standard.This initiative makes S&P Global Ratings' deep, independent ...

RT Digital Asset Summit 2025 (@blockworksDAS)"We spent some years building decentralized finance so that we can essentially replace some of the more dangerous elements of centralized finance," Joe Lubin says https://t.co/Miph1TUPDg ...

you know with certainty that this will have all sorts of control, regulatory, and federal checkpointswill make the price go up, but do not lose the missionprivacy, decentralized finance, self-custodyzoomer (@zoomerfied):[ ZOOMER ]BLACKROCK CEO SAYS THEY ARE DEVELOPING THEIR OWN TECHNOLOGY FOR THE TOKENISATION OF ASSETS: SYNOPTIC ...

BTCFi Summit will be remembered as a turning point in Starknet’s history.Builders, institutions, and OGs aligned around one goal: unlocking Bitcoin’s potential on Starknet.The BTCFi era is just starting. https://t.co/yne1cO9Kiw ...

Core Insights - Financial markets are evolving rapidly, with a significant shift towards tokenization of various assets and products, including stocks, bonds, and ETFs [2][4] - The tokenization process is expected to occur in two phases: first, established financial products will be placed on the blockchain, followed by the tokenization of the underlying assets, which will require a regulatory framework [3][4] - The real-world asset tokenization market is currently valued at approximately $24 billion, reflecting a 380% growth over the past three years, with projections suggesting it could reach $30 trillion by 2034, indicating a potential growth of about 125,000% [5] Industry Developments - Major financial firms are actively pursuing tokenization initiatives, with BlackRock working on tokenizing ETFs, and Goldman Sachs partnering with BNY Mellon to tokenize money-market funds [7] - Companies like Robinhood, Gemini, and Kraken have already initiated tokenized stock trading in Europe and are planning to expand these offerings to the US market [7] - There are concerns from Wall Street firms regarding the risks associated with an unregulated tokenization market, which could expose investors to hidden risks [7]