Core Viewpoint - Wall Street anticipates a year-over-year decline in Goodyear's earnings due to lower revenues, with a focus on how actual results will compare to estimates impacting stock price [1][2]. Earnings Expectations - Goodyear is expected to report quarterly earnings of $0.15 per share, reflecting a year-over-year decrease of 59.5% [3]. - Revenue projections stand at $4.63 billion, indicating a decline of 3.9% from the previous year [3]. Estimate Revisions - The consensus EPS estimate has been revised down by 24.84% over the last 30 days, indicating a reassessment by analysts [4]. - The Most Accurate Estimate aligns with the Zacks Consensus Estimate, resulting in an Earnings ESP of 0% [12]. Earnings Surprise Prediction - A positive Earnings ESP is a strong indicator of an earnings beat, especially when combined with a Zacks Rank of 1, 2, or 3 [10]. - Goodyear currently holds a Zacks Rank of 5, complicating predictions for an earnings beat [12]. Historical Performance - In the last reported quarter, Goodyear was expected to earn $0.37 per share but instead reported a loss of -$0.17, resulting in a surprise of -145.95% [13]. - Over the past four quarters, Goodyear has beaten consensus EPS estimates twice [14]. Conclusion - Goodyear does not appear to be a strong candidate for an earnings beat, and investors should consider additional factors before making investment decisions [17].

Company Performance - Jabil (JBL) ended the recent trading session at $212.44, demonstrating a +2.84% change from the preceding day's closing price, outpacing the S&P 500's 0.79% gain [1] - Prior to today's trading, shares of Jabil had lost 1.73%, lagging behind the Computer and Technology sector's gain of 1.2% and the S&P 500's gain of 1.27% [1] Upcoming Earnings - Jabil is projected to report earnings of $2.7 per share, representing year-over-year growth of 35% [2] - The latest consensus estimate expects revenue to be $8.01 billion, showing a 14.6% increase compared to the year-ago quarter [2] Full-Year Estimates - Zacks Consensus Estimates call for earnings of $11.05 per share and revenue of $31.32 billion, representing year-over-year changes of +13.33% and +5.09%, respectively [3] - Recent modifications to analyst estimates for Jabil reflect the latest near-term business trends, with positive revisions indicating a favorable business outlook [3] Valuation Metrics - Jabil currently has a Forward P/E ratio of 18.69, indicating a discount compared to its industry's Forward P/E of 19.58 [5] - The company holds a PEG ratio of 1.34, compared to the Electronics - Manufacturing Services industry's average PEG ratio of 1.29 [6] Industry Context - The Electronics - Manufacturing Services industry is part of the Computer and Technology sector, currently holding a Zacks Industry Rank of 38, placing it in the top 16% of all 250+ industries [7] - Research indicates that the top 50% rated industries outperform the bottom half by a factor of 2 to 1 [7]

Company Performance - Upstart Holdings, Inc. closed at $52.69, reflecting a +1.13% change from the previous day, outperforming the S&P 500's gain of 0.79% [1] - The company's shares have decreased by 8.48% over the last month, underperforming the Finance sector's loss of 2.01% and the S&P 500's gain of 1.27% [1] Upcoming Earnings - The earnings report for Upstart Holdings, Inc. is scheduled for November 4, 2025, with an anticipated EPS of $0.42, representing an 800% increase compared to the same quarter last year [2] - Revenue is expected to reach $281.02 million, marking a 73.32% increase from the prior-year quarter [2] Fiscal Year Projections - For the entire fiscal year, earnings are projected at $1.66 per share and revenue at $963.44 million, indicating increases of +930% and +51.36% respectively from the previous year [3] - Recent adjustments to analyst estimates are important as they reflect near-term business trends, with positive revisions indicating a favorable business outlook [3] Valuation Metrics - Upstart Holdings, Inc. has a Forward P/E ratio of 31.34, which is significantly higher than the industry average of 11.95, indicating that the company is trading at a premium [6] - The Financial - Miscellaneous Services industry, to which Upstart belongs, has a Zacks Industry Rank of 76, placing it in the top 31% of over 250 industries [6] Zacks Rank System - The Zacks Rank system, which ranges from 1 (Strong Buy) to 5 (Strong Sell), currently rates Upstart Holdings, Inc. as 3 (Hold) [5] - The Zacks Rank has a proven track record, with 1 stocks delivering an average annual return of +25% since 1988 [5]

Core Insights - Procter & Gamble (PG) reported strong financial results for Q1 of fiscal 2026, with earnings per share of $1.99, exceeding estimates of $1.90, reflecting a 3% increase in core earnings per share [2][6] - The company's revenue reached approximately $22.39 billion, surpassing the forecasted $22.18 billion, driven by robust sales in the Beauty segment despite a slowdown in demand for everyday staples [3][6] Financial Performance - PG's effective cost management and sales strategies, particularly in the premium Beauty segment, have been key to its success amid economic uncertainties [2] - The company's stock experienced a significant increase post-earnings announcement, indicating strong investor confidence in PG's financial health [4] - PG maintains a solid valuation with a price-to-earnings (P/E) ratio of approximately 23.39 and a price-to-sales ratio of about 4.23, alongside a moderate debt-to-equity ratio of approximately 0.66 [5][6] Market Position - PG's focus on high-demand beauty and hair-care products has helped offset challenges in other segments, contributing to overall revenue growth [3] - Despite revising estimates for tariff costs in fiscal 2026, PG has maintained its profit outlook, further bolstering investor confidence [4]

Core Insights - Baker Hughes Company (BKR) reported third-quarter 2025 adjusted earnings of 68 cents per share, exceeding the Zacks Consensus Estimate of 61 cents and improving from 67 cents in the previous year [1][10] - Total quarterly revenues reached $7,010 million, surpassing the Zacks Consensus Estimate of $6,832 million and increasing from $6,908 million year-over-year [1][10] Segment Performance - The strong quarterly results were primarily driven by the Industrial & Energy Technology business segment [2] - Revenues from the Oilfield Services and Equipment (OFSE) unit were $3,636 million, down 8% from $3,963 million a year ago, but above the estimate of $3,632 million [3] - EBITDA from the OFSE segment totaled $671 million, down 12% from $765 million in the third quarter of 2024, attributed to lower volume, inflation, and shifts in business mix, partially offset by cost-out initiatives and productivity improvements [4] - Revenues from the Industrial & Energy Technology (IET) unit amounted to $3,374 million, up 15% from $2,945 million year-over-year, exceeding the estimate of $3,182.6 million [5] - EBITDA from the IET segment was $635 million, up 20% from $528 million in the previous year, driven by volume, positive pricing, and favorable foreign exchange movements, partially offset by inflation and lower cost productivity [5] Financial Overview - Total costs and expenses for the third quarter were $6,189 million, higher than the year-ago figure of $5,899 million, and above the projection of $6,054.4 million [6] - Orders from all business segments amounted to $8,207 million, up 23% from $6,676 million a year ago, driven by strong order intake growth across both OFSE and IET segments [7][10] - Free cash flow generated was $699 million compared to $754 million a year ago [8] - Net capital expenditure in the second quarter was $230 million [9] - As of September 30, 2025, cash and cash equivalents stood at $2,693 million, with long-term debt of $5,988 million and a debt-to-capitalization ratio of 24.8% [11]

Core Insights - Stryker Corporation (SYK) is set to announce its third-quarter 2025 results on October 30, with an earnings surprise of 2.29% in the last quarter [1] Q3 Estimates - The Zacks Consensus Estimate for earnings is $3.14 per share, reflecting a year-over-year increase of 9.4% [2] - Revenue consensus is projected at $6.04 billion, indicating nearly 10% growth from the previous year [2] - Total sales and adjusted earnings per share estimates are also at $6.04 billion and $3.15, respectively [2] Factors to Note - Stryker entered Q3 2025 following a strong Q2, which reported 10.2% organic sales growth, particularly in MedSurg and Neurotechnology divisions [3] Orthopaedics: Robotics Driving Hip and Knee Strength - The orthopaedics segment is expected to be a key growth driver, with the Mako robotic platform expanding globally [4] - Record installations of Mako were noted in Q2, supported by high utilization rates and the launch of Mako 4 [4] - Demand for robotic-assisted procedures remains strong, with hips and knees likely sustaining mid- to high-single-digit growth [4] MedSurg and Neurotechnology: Capital Demand Offsetting Supply Constraints - Capital equipment demand is robust, supported by strong hospital CapEx budgets and a healthy order backlog [6] - Endoscopy within MedSurg is expected to show double-digit growth, driven by the 1788 video platform and new product launches [6] - Neurotechnology is anticipated to maintain steady growth, bolstered by recent product rollouts [9] Inari Integration and Tariff Pressures - Stryker is managing the integration of Inari Medical, facing early challenges but expecting double-digit pro forma revenue growth in 2025 [10] - Tariff pressures are estimated to impact the company by $175 million annually, primarily affecting the second half of 2025 [11] - Despite these pressures, pricing discipline and manufacturing efficiencies are expected to mitigate some impacts on margins [11]

Core Insights - Navient Corporation (NAVI) is set to report its third-quarter 2025 results on October 29, with expectations of revenue growth but a decline in earnings year-over-year [1][9] Revenue Expectations - Quarterly revenues are projected to rise by 1.6% to $142.2 million, while earnings per share (EPS) are expected to drop by 35.7% to 18 cents [3][9] - The Consumer Lending segment is anticipated to show a decent rise in revenues due to solid consumer loan demand, while the Federal Education Loans segment may face pressure from lower prepayment levels and subdued originations [4] - The consensus estimate for net interest income (NII) is $142.2 million, reflecting an 8.6% sequential increase, with specific estimates of $50.3 million for Federal Education loans (up 2.7%) and $107.8 million for consumer lending (down 4.6%) [5] - Total non-interest income is estimated to decline by 27.5% sequentially to $23.9 million [6] Expense Management - Ongoing cost-control initiatives are expected to enhance operating efficiency and reduce expenses, aided by strategic actions such as divestitures and workforce reductions [7][9] Earnings Surprise History - NAVI has a notable earnings surprise history, having outperformed estimates in three of the last four quarters, with an average earnings surprise of 17.97% [2] Earnings ESP and Zacks Rank - The Earnings ESP for Navient is -3.44%, indicating a lower likelihood of an earnings beat, and the company currently holds a Zacks Rank of 3 (Hold) [8][10]

Core Insights - Ecolab, Inc. (ECL) is set to report its third-quarter 2025 results on October 28, with adjusted EPS expectations of $2.06, reflecting a 12.6% year-over-year growth [1][14]. Ecolab's Global Water Segment - The Global Industrial segment has been renamed Global Water, which includes Light & Heavy, Food & Beverage, and Paper, showing sales growth driven by Food & Beverage and Light & Heavy [3][4]. - The Zacks Consensus Estimate for Global Water revenues in Q3 2025 is $1.94 billion, indicating continued momentum from previous quarters [7]. Ecolab's Global Pest Elimination Segment - The Global Pest Elimination segment experienced organic growth and benefits from acquisitions, with Q3 2025 revenue estimates at $321 million, a 3.9% increase from the previous year [8][10]. - The company is focusing on Pest Intelligence, which involves remote monitoring, and is strengthening its B2B business in the U.S. and select countries [9]. Other Business Segments - The Global Institutional & Specialty segment is integrating its units, with strong sales growth expected to continue [12]. - Despite facing challenges in Paper sales and basic industries, the company is overcoming these through strategic exits from low-margin businesses [13]. Financial Performance and Valuation - Total revenue for Q3 2025 is estimated at $4.12 billion, a 3.1% increase from the prior year [14]. - Ecolab's forward P/E ratio is 33.1X, higher than the industry average of 21.8X, indicating a premium valuation compared to peers [20][21]. Long-Term Growth Prospects - Ecolab is making strides in its Global Water business through acquisitions, enhancing its capabilities in water safety and digital monitoring [22][25]. - The Global Life Sciences segment is expected to grow significantly, particularly in the biologics drug market, with double-digit growth anticipated [26].

Core Insights - Molina Healthcare, Inc. (MOH) reported Q3 2025 adjusted EPS of $1.84, missing the Zacks Consensus Estimate of $3.97, and a 69.4% decline from the previous year [1][10] - Total revenues reached $11.5 billion, reflecting an 11% year-over-year increase and surpassing the consensus estimate by 5.3% [1][10] Financial Performance - Premium revenues amounted to $10.8 billion, an 11.8% increase year over year, exceeding the Zacks Consensus Estimate of $10.3 billion, driven by buyouts, rate hikes, and an expanding footprint [3] - Total operating expenses rose 14.9% year over year to $11.3 billion, higher than the model estimate of $10.5 billion, primarily due to increased medical care costs and general administrative expenses [5] - The consolidated medical care ratio (MCR) was 92.6%, up from 89.2% a year ago, and above the consensus mark of 90.3% [6][10] Membership and Income - Total membership increased by 0.5% year over year to approximately 5.6 million, although it fell short of the Zacks Consensus Estimate by 2% [4] - Adjusted net income plummeted 72% year over year to $97 million [6] Cash Flow and Guidance - Cash and cash equivalents at the end of Q3 were $4.2 billion, down from $4.7 billion at the end of 2024 [7] - Management revised premium revenue guidance to approximately $42.5 billion for 2025, indicating a 10% improvement from 2024, while adjusted EPS is now forecasted to be around $14, down from a previous estimate of at least $19 [9][11]

Core Insights - Honeywell International Inc. reported third-quarter 2025 adjusted earnings of $2.82 per share, exceeding the Zacks Consensus Estimate of $2.56, with a year-over-year increase of 9% on an adjusted basis and a reported earnings of $2.86 per share, up 32% year over year [1][10] Financial Performance - Total revenues reached $10.41 billion, surpassing the consensus estimate of $10.16 billion, marking a 7% increase from the previous year, driven by strong performance in Aerospace Technologies and Building Automation segments, with organic sales up 6% year over year [2][10] - Aerospace Technologies generated quarterly revenues of $4.51 billion, a 15% increase year over year, with organic sales rising 12% due to increased flight activity in commercial aftermarket and defense markets [4] - Industrial Automation revenues declined 9% year over year to $2.27 billion, with organic sales growing 1% year over year, primarily due to the divestiture of the personal protective equipment business [5] - Building Automation revenues totaled $1.88 billion, up 8% year over year, with organic sales increasing 7% driven by strength in building solutions and products [6] - Energy and Sustainability Solutions revenues increased 11% to $1.74 billion, although organic sales fell 2% year over year due to weaknesses in the UOP business [7] Costs and Margins - Total cost of sales was approximately $6.86 billion, up 14.7% year over year, while selling, general, and administrative expenses decreased by 7.3% to $1.30 billion [8] - Operating income was $1.75 billion, down 6% year over year, with an operating income margin of 16.9%, compared to 19.1% in the previous year [8] Balance Sheet and Cash Flow - As of the end of the third quarter 2025, Honeywell had cash and cash equivalents of $12.9 billion, up from $10.6 billion at the end of December 2024, while long-term debt increased to $30.1 billion from $25.5 billion [9] - The company generated net cash of $3.3 billion from operating activities, compared to $2 billion in the prior-year quarter, with capital expenditure totaling $374 million [9] 2025 Guidance - For 2025, Honeywell expects sales in the range of $40.7-$40.9 billion, slightly lower than the previous projection of $40.8-$41.3 billion, with organic sales expected to increase approximately 6% [12] - The company anticipates a segment margin of 22.9-23.0%, indicating a slight increase year over year, and adjusted EPS is expected to be between $10.60 and $10.70, reflecting a 7-8% year-over-year increase [13]