Group 1 - The core announcement from Guangfa Bank is the adjustment of the internal transfer rules for personal large-denomination certificates of deposit (CDs) effective from December 7, 2025, to enhance customer experience [1] - After the specified date, any large-denomination CDs purchased cannot be transferred externally on the same day of purchase, regardless of the purchase method [1] - The adjustment applies to all currently available or ongoing transferable large-denomination CDs issued by Guangfa Bank, including those with pre-established transfer restrictions [1] Group 2 - For CDs with a pre-agreed transfer restriction period greater than one day, the original transfer restriction rules will still apply, such as a 30-day restriction from the purchase date [1] - Customers seeking further details can contact Guangfa Bank's customer service hotline or visit local branches for assistance [1]