Most people dream of building a six-figure nest egg, but what happens when you've saved aggressively, invested well, and still feel like you might be doing something wrong? That was the question one 28-year-old woman brought to the Financial Planning subreddit, where commenters united to tell her exactly why so much cash in checking might be a problem. "I saw a post yesterday on Reddit that had people shocked at the idea of someone keeping $50,000+ in their checking account," she wrote. "Is this actual ...

Group 1 - The article discusses the importance of personal retirement planning, which is a topic of significant interest to many individuals [1] - A free course is offered that outlines six key steps to assist individuals in effectively planning for retirement [2] - Additional resources such as course notes and mind maps are available to enhance understanding and learning efficiency [2]