Group 1 - The core viewpoint of the articles highlights the proactive measures taken by Changshu Rural Commercial Bank to support small and micro enterprises through the utilization of municipal refinancing funds, effectively alleviating their financial challenges and boosting local economic development [1][2] - Changshu Rural Commercial Bank has established a new refinancing business model that combines policy support, standardized processes, and efficient services, aiming to provide financial assistance to eligible enterprises with a maximum single loan of 50 million yuan and a low interest rate of 0.03% per day [1] - The bank has optimized its internal processes to enhance efficiency in loan processing, ensuring that eligible enterprises can receive timely financial support, which is crucial for their operational continuity [1][2] Group 2 - A specific case is presented of a small micro enterprise in the supermarket shelf production sector that faced severe cash flow issues due to extended accounts receivable periods and rising operational costs, totaling over 6 million yuan in receivables [2] - The bank successfully facilitated the refinancing process for this enterprise in just five days, demonstrating its commitment to providing rapid financial solutions to support ongoing business operations [2] - Moving forward, Changshu Rural Commercial Bank plans to further develop its refinancing services by simplifying procedures and reducing approval times, aiming to provide stable and efficient financial support to a larger number of small and micro enterprises [2]