Core Insights - Recent changes in public housing fund loan policies have increased loan limits for first and second homes, significantly impacting potential homebuyers' financial burdens [2][3] Group 1: First Home Loan Limits - In several cities, the maximum public housing fund loan for first-time homebuyers has been raised to 800,000 for single contributors and 1,100,000 for couples [2] - This increase provides more options for individuals like "Xiao Li," who previously faced high financial pressure due to lower loan limits [2] Group 2: Second Home Loan Limits - The maximum public housing fund loan for second homes is set at 600,000 for single contributors and 900,000 for couples, reflecting a notable difference compared to first home loans [2] - The policy aims to support basic housing needs and assist first-time buyers, as seen in the case of "Zhang," who seeks to upgrade her living conditions [2] Group 3: Regional Variations - Public housing fund loan policies may vary by region, with factors such as contribution balance, duration, and property type influencing loan amounts [3] - It is advised for potential buyers to consult local public housing fund management centers for detailed information before making purchasing decisions [3]