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苏农银行: 苏农银行关于接待机构投资者调研情况的公告
Zheng Quan Zhi Xing· 2025-07-08 11:24
Core Viewpoint - The company is focused on maintaining high-quality development and enhancing its market position through strategic regional management and asset quality control [1][2][3]. Group 1: Regional Development Strategy - The company has implemented a "Three Advances" regional development strategy, focusing on differentiated management across various regions, with specific goals for Wujiang, Suzhou urban areas, and Taizhou [1]. - In 2025, the company aims to maintain its leading position in Wujiang, enhance service breadth and depth in Suzhou, and accelerate retail transformation in Taizhou [1]. Group 2: Financial Performance Outlook - For 2025, the company expects to continue its high-quality development, with asset scale exceeding 220 billion and total deposits and loans surpassing 300 billion [2]. - The company plans to balance business innovation and risk control while implementing its "Three-One-Five" development strategy [2]. Group 3: Market Capitalization and Shareholder Value - The company aims to enhance intrinsic value and optimize business structure to achieve sustainable high-quality development, with a focus on shareholder interests [2]. - Plans include mid-term dividends and improved transparency in information disclosure to enhance investor engagement [2]. Group 4: Asset Quality Management - As of March 2025, the company reported a non-performing loan ratio of 0.90% and a关注贷款率 of 1.20%, both stable compared to the previous year [3]. - The company has enhanced credit risk management through improved models and systems, focusing on preemptive risk prevention and effective credit management [3]. Group 5: Support for Emerging Industries - The company is committed to supporting the rapid development of emerging industries in Suzhou by focusing on key sectors such as equipment manufacturing, electronic information, medical devices, and advanced materials [4]. - The establishment of an industry cluster center team aims to integrate financial services with local economic development [4].