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徐州优化扩围住房公积金政策工具箱“含金量”拉满,还款压力减轻
Xin Hua Ri Bao· 2026-01-31 23:56
Core Insights - The new housing policy in Xuzhou aims to support high-level talents and flexible employment individuals by increasing the maximum loan limits for public housing funds, thereby promoting home purchases and stabilizing the real estate market [1][2]. Group 1: Policy Initiatives - Xuzhou has introduced a series of 26 new policies to boost the real estate market, including lowering down payment ratios and optimizing loan standards [2]. - The public housing fund has facilitated the withdrawal of 111.02 billion yuan and issued loans totaling 76.18 billion yuan, stimulating housing consumption by 228.89 billion yuan [2]. - The city has also expanded public fund policies to include flexible employment individuals, allowing them to benefit from lower interest rates and reduced repayment pressures [2]. Group 2: Loan and Employment Statistics - The cumulative collection of public housing funds in Xuzhou during the 14th Five-Year Plan period reached 798.44 billion yuan, with over 40,000 new contributors [2]. - The number of flexible employment contributors has reached 51,500 in the past two years, indicating a significant increase in participation [2]. - Xuzhou has issued 4,517 loans totaling 2.124 billion yuan to non-local contributors, with an annual growth rate of 11.97% [3]. Group 3: Service Improvements - The city has implemented a digital service model combining artificial intelligence with public housing fund services, streamlining the loan application process to under two hours [3]. - A total of 57 high-frequency service items have been optimized, reducing the required documentation by 20% [3]. - The establishment of a 15-minute service circle aims to enhance convenience for residents in accessing public housing fund services [3].