VersaBank (NASDAQ:VBNK) reported an EPS of $0.21, surpassing the estimated $0.20, marking a 10% earnings surprise.The bank's revenue of $22.98 million missed the Zacks Consensus Estimate by 0.57%, indicating challenges in meeting revenue targets despite growth from the previous year.VBNK's financial metrics reveal a mixed picture with a P/E ratio of 16.77 and a debt-to-equity ratio of 0.20, suggesting a relatively low level of debt but potential liquidity concerns with a current ratio of 0.11.VersaBank, tra ...