Core Viewpoint - The South Yangzi Municipal Government aims to strengthen debt risk prevention and resolution for key enterprises, focusing on proactive management to prevent risks from escalating into regional or systemic issues, thereby fostering a stable financial environment for high-quality economic development [1][3]. Group 1: Risk Prevention and Monitoring - The government emphasizes the importance of monitoring and early warning systems for debt risks in listed companies and state-owned enterprises, encouraging banks to support enterprises facing financing difficulties [2][7]. - A "321" mechanism for non-public market debt risk monitoring will be established, requiring banks to enhance post-loan management and risk monitoring [8][9]. Group 2: Enterprise Responsibility and Collaboration - Enterprises are urged to take responsibility for their own risk management and cooperate with local governments and relevant departments in risk resolution efforts [5][6]. - A collaborative approach is encouraged among various departments to ensure effective risk monitoring and management [4][6]. Group 3: Targeted Support and Classification - The government will categorize enterprises into three groups: those needing protection, those needing assistance, and those that should exit the market, implementing tailored support strategies for each category [6][10]. - Priority will be given to enterprises in key industries identified in the city's development plans, ensuring resources are allocated effectively [6][10]. Group 4: Legal and Regulatory Framework - A legal framework will be established to ensure that all risk management and resolution efforts are conducted lawfully and effectively, maintaining economic and social stability [7][15]. - Measures will be taken to combat malicious debt evasion, including the establishment of a blacklist for non-compliant enterprises [14][12]. Group 5: Financial Support and Services - The establishment of an emergency fund pool for enterprises will be implemented, with local governments responsible for managing and utilizing these funds [10][11]. - Financial institutions are encouraged to innovate their service models to better support enterprises in financial distress, including streamlining loan approval processes [11][12]. Group 6: Accountability and Stability - The government will enhance accountability measures for those responsible for risk management failures, ensuring that all parties adhere to their responsibilities [15][16]. - Efforts will be made to maintain social stability during the risk resolution process, with proactive measures to address potential conflicts [16].