Group 1 - The first emergency renewal loan business in Hainan has been officially launched, with over 300,000 yuan issued to a farmer for loan repayment [1] - The emergency renewal loan fund pool aims to support the development of small and micro enterprises, alleviate short-term cash flow pressures, and reduce financing costs [1] - The fund pool is established by state-owned enterprises and managed by Hainan Small and Micro Enterprise Loan Service Company, with a single loan limit of up to 5 million yuan [1] Group 2 - The "Xinyi Loan" platform is being utilized to optimize the financing environment for small and micro enterprises, providing one-stop services such as credit financing and quick approval [2] - Hainan Rural Commercial Bank is the first cooperative bank for the emergency renewal loan business, with plans to expand partnerships with other banks to address renewal loan challenges [2]