Core Viewpoint - Companies facing signs of financial distress, such as delayed payments and asset sales below market value, may be on the verge of collapse, necessitating proactive measures to assess their stability [1][2]. Warning Indicators - Delayed salary and bonus payments indicate potential cash flow issues [1]. - Delayed payments to suppliers suggest a tightening cash flow situation [2]. - Seeking short-term loans reflects financial strain [2]. - Selling core assets at unreasonable prices may indicate urgent cash needs [2]. - Unusually low promotional pricing could be a tactic to quickly generate cash [2]. - Borrowing from employees or executives may signal desperation for funds [2]. Monitoring Tools - Utilizing third-party platforms like Qichacha can help monitor company dynamics and identify risks early [3]. - Frequent changes in registered addresses may indicate instability, often associated with shell companies or businesses in transition [4]. - Regular capital reductions in registration information could suggest shareholder capital withdrawal risks [4]. - Frequent changes in shareholders, especially from corporate to individual, may indicate operational issues [4]. - Changes in business scope could imply illegal operations if the company continues to engage in removed activities [5]. - Being listed as a dishonest executor indicates significant credit risk and potential insolvency [6]. Risk Analysis - Qichacha provides comprehensive risk analysis, allowing users to assess judicial, regulatory, and operational risks without needing to consult multiple sources [8]. - Users can analyze risk information by identifying roles in judicial cases, such as whether a company is a plaintiff or defendant [9]. - The platform presents key risk data, including total amounts involved in execution cases and the proportion of unpaid amounts, aiding in risk assessment [10]. Conclusion - Awareness of potential risks is crucial for businesses and individuals alike, as unknown risks can lead to significant losses [12].