Core Points - The article discusses the implementation of guidelines for the application and management of disability allowances for employees who have completely lost their ability to work due to illness or non-work-related injuries in Henan Province [1] Group 1: Application Process - The guidelines specify that applicants must be under the legal retirement age and certified as completely disabled by a labor capability assessment within one year [2] - Applications can be submitted by employers for regular employees or by individuals through public employment service agencies for flexible employment participants [2] - The approval process includes an initial review, public announcement, and final confirmation by provincial human resources departments, with benefits starting the month after approval [2][3] Group 2: Benefit Standards - The minimum contribution period for disability allowances is determined based on the applicant's eligibility at the time of application, with specific rules for multiple applications [4] - The monthly benefit amount is calculated based on the total contribution period and the time remaining until the legal retirement age, with adjustments made during national pension adjustments [4] Group 3: Special Circumstances - Provisions are made for situations such as the death of the beneficiary, where survivor benefits will be paid according to in-service death standards [5][6] - If a beneficiary resumes contributions or reaches retirement age, the disability allowance will be suspended, and they may apply for early retirement if eligible [7]